As of March 01, 2025, the average annual salary for a Commercial Loan Officer IV in the United States is $141,275. According to Salary.com, salaries can range from a low of $103,302 to a high of $176,715, with most professionals earning between $121,399 and $159,826.
| Annual Salary |
Monthly Pay |
Weekly Pay |
Hourly Wage |
|
| 75th Percentile | $159,826 | $13,319 | $3,074 | $77 |
| Average | $141,275 | $11,773 | $2,717 | $68 |
| 25th Percentile | $121,399 | $10,117 | $2,335 | $58 |
An entry-level Commercial Loan Officer IV with less than 1 year of experience earns about $129,415. With 1-2 years of experience, the average salary increases to $130,881. For 2-4 years of experience, the pay typically rises to $132,347. Senior-level professionals with 5-8 years of experience earn around $137,626, and those with over 8 years of experience can expect an average of $147,070.
| Levels | Salary |
|---|---|
| Entry Level Commercial Loan Officer IV | $129,415 |
| Intermediate Level Commercial Loan Officer IV | $130,881 |
| Senior Level Commercial Loan Officer IV | $132,347 |
| Specialist Level Commercial Loan Officer IV | $137,626 |
| Expert Level Commercial Loan Officer IV | $147,070 |
| Entry Level | 8% |
| Mid Level | 7% |
| Senior Level | 6% |
| Top Level | 3% |
| Experienced | 4% |
Salaries in the United States differ widely between states due to factors like cost of living, local economies, and industry presence.
What Am I Worth?
Salaries in the United States can vary greatly between cities due to factors like cost of living, local economies, and industry presence.
As of March 01, 2025, our research reveals a significant shift in Commercial Loan Officer IV compensation over the past six years. For example, the median salary increased from $117,156 in 2023 to approximately $114,259 in 2024. (For a detailed analysis of Commercial Loan Officer IV salary trends, click here.)
Key factors like location, experience, industry demand, and economic growth significantly influence salary variations, making them important to consider.
Salary.com job board provides millions of Commercial Loan Officer IV information for you to search for. Click on search button below to see Commercial Loan Officer IV job openings or enter a new job title here.
Here are companies hiring for Commercial Loan Officer IV and their salaries, click below for more details.
| Core Compensation | ||||
| Core Compensation | Median | % of Total | ||
| Base Salary | $141,275 | 68.1% | ||
| Bonus | $12,590 | 6.1% | ||
| Value of Benefits | ||||
| Core Compensation | Median | % of Total | ||
| Social Security | $11,771 | 5.7% | ||
| 401K/403B | $7,232 | 3.5% | ||
| Disability | $1,231 | 0.6% | ||
| Healthcare | $6,056 | 2.9% | ||
| Pension | $8,463 | 4.1% | ||
| Time Off | $18,937 | 9.1% | ||
| Total Compensation | $207,554 | 100% | ||
| Degree Level | % of user with this level of education |
|---|---|
| High School | 4.2% |
| Associates | 1.4% |
| Bachelors | 51.0% |
| Masters | 42.0% |
| Doctorate | 1.4% |
What Am I Worth?
The average annual salary of Commercial Loan Officer IV is $141,275. In case you are finding an easy salary calculator, the average hourly pay of Commercial Loan Officer IV is $68; the average weekly pay of Commercial Loan Officer IV is $2,717; the average monthly pay of Commercial Loan Officer IV is $11,773.
A Commercial Loan Officer IV's earning potential can vary widely depending on several factors, including location, industry, experience, education, and the specific employer. According to the latest salary data by Salary.com, a Commercial Loan Officer IV earns the most in San Jose, CA, where the annual salary of a Commercial Loan Officer IV is $177,300.
The highest pay for Commercial Loan Officer IV is $176,715.
The lowest pay for Commercial Loan Officer IV is $103,302.
Commercial Loan Officer IV solicits and services a variety of large and complex commercial loans. Performs a due diligence review of potential borrowers, including a risk and financial analysis. Being a Commercial Loan Officer IV approves loans within established limits or presents to loan committee for approval. Monitors and maintains existing commercial loan portfolio. Additionally, Commercial Loan Officer IV adheres to all regulatory requirements and internal risk and operating policies and procedures. Typically requires a bachelor's degree. Typically reports to a manager. The Commercial Loan Officer IV work is highly independent. May assume a team lead role for the work group. A specialist on complex technical and business matters. To be a Commercial Loan Officer IV typically requires 7+ years of related experience.
Specify the abilities and skills that a person needs in order to carry out the specified job duties. Each competency has five to ten behavioral assertions that can be observed, each with a corresponding performance level (from one to five) that is required for a particular job.
Analysis: Analysis is the process of considering something carefully or using statistical methods in order to understand it or explain it.
Financial Analysis: Financial statement analysis (or financial analysis) is the process of reviewing and analyzing a company's financial statements to make better economic decisions to earn income in future. These statements include the income statement, balance sheet, statement of cash flows, notes to accounts and a statement of changes in equity (if applicable). Financial statement analysis is a method or process involving specific techniques for evaluating risks, performance, financial health, and future prospects of an organization. It is used by a variety of stakeholders, such as credit and equity investors, the government, the public, and decision-makers within the organization. These stakeholders have different interests and apply a variety of different techniques to meet their needs. For example, equity investors are interested in the long-term earnings power of the organization and perhaps the sustainability and growth of dividend payments. Creditors want to ensure the interest and principal is paid on the organizations debt securities (e.g., bonds) when due.
Banking Products: Banking Products is the provision of services by a bank to the general public rather than to companies or other banks. Banking proucts is different from wholesale banking in this manner.
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