ACH Processing Specialist Salary in the United States

How much does an ACH Processing Specialist make in the United States?

As of January 01, 2026, the average salary for an ACH Processing Specialist in the United States is $62,446 per year, which breaks down to an hourly rate of $30.

However, an ACH Processing Specialist's salary can vary significantly. Here’s a look at the typical salary range:

  • Top Earners (90th percentile): $76,436
  • Majority Range (25th-75th percentile): $55,951 to $69,769
  • Entry-Level (10th percentile): $50,037
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View as table View as graph 25% $55,951 10% $50,037 90% $76,436 75% $69,769 $62,446 50%(Median) Didn’t find job title? Click

ACH Processing Specialist Salaries by Percentile

Annual
Salary
Monthly
Pay
Weekly
Pay
Hourly
Wage
75th Percentile $69,769 $5,814 $1,342 $34
Average $62,446 $5,204 $1,201 $30
25th Percentile $55,951 $4,663 $1,076 $27
Check out ACH Processing Specialist Job Openings in the United States
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Key Factors That Influence ACH Processing Specialist Salaries

An ACH Processing Specialist's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.

How Experience Level Affects ACH Processing Specialist Salaries?

Experience is a primary driver of an ACH Processing Specialist's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Entry-Level (less than 1 year): $60,414
  • Early Career (1-2 years): $61,124
  • Mid-Level (2-4 years): $62,650
  • Senior-Level (5-8 years): $62,955
  • Expert (over 8 years): $63,158
Levels Salary
Entry Level ACH Processing Specialist$60,414
Intermediate Level ACH Processing Specialist$61,124
Senior Level ACH Processing Specialist$62,650
Specialist Level ACH Processing Specialist$62,955
Expert Level ACH Processing Specialist$63,158
$60,414 0 yr
$61,124 < 2 yrs
$62,650 2-4 yrs
$62,955 5-8 yrs
$63,158 > 8 yrs
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What Am I Worth?

Top Paying Cities for ACH Processing Specialists

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • San Jose: $78,764
  • San Francisco: $77,989
  • Oakland: $76,259

What Skills Can Increase an ACH Processing Specialist's Salary?

Demanded Skills for the Role:

  • Workforce Development (Mentioned in 9.54% Job Postings): workforce development improves worker performance and prepares them for increased responsibility in the future; the knowledge and experience gained from this process may be used by those workers to educate students or train their coworkers.
  • Home Care (Mentioned in 2.45% Job Postings): Homecare is health care or supportive care provided by a professional caregiver in the individual home where the patient or client is living, as opposed to care provided in group accommodations like clinics or nursing home.
  • Instructional Design (Mentioned in 1.81% Job Postings): Instructional design (ID), also known as instructional systems design (ISD), is the practice of systematically designing, developing and delivering instructional products and experiences, both digital and physical, in a consistent and reliable fashion towards an efficient, effective, appealing, engaging and inspiring acquisition of knowledge. The process consists broadly of determining the state and needs of the learner, defining the end goal of instruction, and creating some "intervention" to assist in the transition. The outcome of this instruction may be directly observable and scientifically measured or completely hidden and assumed. There are many instructional design models but many are based on the ADDIE model with the five phases: analysis, design, development, implementation, and evaluation.
See More Skills
Skills Demand Percentage
Workforce Development 9.54%
Home Care 2.45%
Instructional Design 1.81%
What skills can make your compensation higher?
Mastering certain specialized skills can lead to a significant increase in pay. Here are examples of skills and the potential impact they can have on an ACH Processing Specialist's salary.
  • Data Collection: Can increase your salary by up to 22%.
  • Service Delivery: Can increase your salary by up to 20%.
  • Talent Management: Can increase your salary by up to 18%.
Skill Salary Salary % Increase
Data Collection
$76,184
22%
Service Delivery
$74,936
20%
Talent Management
$73,687
18%
Project Management
$73,687
18%
Collaboration
$73,062
17%
Adult Learning
$72,438
16%
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ACH Processing Specialist Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how an ACH Processing Specialist's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on January 01, 2026

Salary Trends for ACH Processing Specialist

Salaries for an ACH Processing Specialist can change over time, reflecting shifts in market demand and the overall economy. The median salary decreased from $58,426 in 2023 to around $58,113 in 2025, reflecting changes in demand, location, experience, and the wider economy. For a detailed analysis of ACH Processing Specialist salary trends, .

Average Annual Salary of ACH Processing Specialist Over Time

2022
$???
2023
$58,426
2024
$58,261
2025
$58,113
2026
$???
2027
$???
Year Average Annual Salary
2022
View More
2023 $58,426
2024 $58,261
2025 $58,113
2026
View More
2027
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Most common benefits for ACH Processing Specialist

Social Security
401(k)
Disability
Healthcare
Pension
Time Off (days)
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Common company salaries for ACH Processing Specialist

Here are companies hiring for ACH Processing Specialist and their salaries, click below for more details.

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Where Does Our Salary Data Come From?

Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.

We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)

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