As of January 01, 2026, the average salary for an ACH Processing Specialist in Texas is $60,910 per year, which breaks down to an hourly rate of $29.
However, an ACH Processing Specialist's salary can vary significantly. Here’s a look at the typical salary range:
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ACH Processing Specialist Salaries by Percentile
| Annual Salary |
Monthly Pay |
Weekly Pay |
Hourly Wage |
|
| 75th Percentile | $68,053 | $5,671 | $1,309 | $33 |
| Average | $60,910 | $5,076 | $1,171 | $29 |
| 25th Percentile | $54,574 | $4,548 | $1,050 | $26 |
USALCO - Bastrop, TX
System One - San Antonio, TX
SouthState Bank, N.A. - Houston, TX
Unidor - Houston, TX
An ACH Processing Specialist's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.
Experience is a primary driver of an ACH Processing Specialist's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:
| Levels | Salary |
|---|---|
| Entry Level ACH Processing Specialist | $58,927 |
| Intermediate Level ACH Processing Specialist | $59,620 |
| Senior Level ACH Processing Specialist | $61,109 |
| Specialist Level ACH Processing Specialist | $61,406 |
| Expert Level ACH Processing Specialist | $61,605 |
What Am I Worth?
Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract ACH Processing Specialists. For example, consider the average annual salaries in these key locations:
Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:
Understanding how an ACH Processing Specialist's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.
| Annual Salary | Monthly Pay | Weekly Pay | Hourly Wage | |
|---|---|---|---|---|
| 75th Percentile | $68,053 | $5,671 | $1,309 | $33 |
| Average | $60,910 | $5,076 | $1,171 | $29 |
| 25th Percentile | $54,574 | $4,548 | $1,050 | $26 |
Ready to take the next step in your career? Browse thousands of current ACH Processing Specialist job openings on our job board. Use the search bar below to find your perfect match.
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