ACH Processing Clerk Salary in the United States

How much does an ACH Processing Clerk make in the United States?

As of January 01, 2026, the average salary for an ACH Processing Clerk in the United States is $40,252 per year, which breaks down to an hourly rate of $19.

However, an ACH Processing Clerk's salary can vary significantly. Here’s a look at the typical salary range:

  • Top Earners (90th percentile): $51,074
  • Majority Range (25th-75th percentile): $36,914 to $45,917
  • Entry-Level (10th percentile): $33,874
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View as table View as graph 25% $36,914 10% $33,874 90% $51,074 75% $45,917 $40,252 50%(Median) Didn’t find job title? Click

ACH Processing Clerk Salaries by Percentile

Annual
Salary
Monthly
Pay
Weekly
Pay
Hourly
Wage
75th Percentile $45,917 $3,826 $883 $22
Average $40,252 $3,354 $774 $19
25th Percentile $36,914 $3,076 $710 $18
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Key Factors That Influence ACH Processing Clerk Salaries

An ACH Processing Clerk's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, education and company size can directly affect your earning potential.

How Experience Level Affects ACH Processing Clerk Salaries?

Experience is a primary driver of an ACH Processing Clerk's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Entry-Level (less than 1 year): $38,323
  • Early Career (1-2 years): $38,984
  • Mid-Level (2-4 years): $41,196
  • Senior-Level (5-8 years): $43,163
  • Expert (over 8 years): $43,399
Levels Salary
Entry Level ACH Processing Clerk$38,323
Intermediate Level ACH Processing Clerk$38,984
Senior Level ACH Processing Clerk$41,196
Specialist Level ACH Processing Clerk$43,163
Expert Level ACH Processing Clerk$43,399
$38,323 0 yr
$38,984 < 2 yrs
$41,196 2-4 yrs
$43,163 5-8 yrs
$43,399 > 8 yrs
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What Am I Worth?

How Do ACH Processing Clerk Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract ACH Processing Clerks. For example, consider the average annual salaries in these key locations:

  • District of Columbia: $44,567.
  • California: $44,398.
  • Massachusetts: $43,806.

Top Paying Cities for ACH Processing Clerks

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • San Jose: $50,770
  • San Francisco: $50,271
  • Oakland: $49,156

What Skills Can Increase an ACH Processing Clerk's Salary?

Demanded Skills for the Role:

  • Customer Service (Mentioned in 5.33% Job Postings): Customer service is the provision of service to customers before, during and after a purchase. The perception of success of such interactions is dependent on employees "who can adjust themselves to the personality of the guest". Customer service concerns the priority an organization assigns to customer service relative to components such as product innovation and pricing. In this sense, an organization that values good customer service may spend more money in training employees than the average organization or may proactively interview customers for feedback. From the point of view of an overall sales process engineering effort, customer service plays an important role in an organization's ability to generate income and revenue. From that perspective, customer service should be included as part of an overall approach to systematic improvement. One good customer service experience can change the entire perception a customer holds towards the organization.
  • Computer Savvy (Mentioned in 2.09% Job Postings): Computer Savvy means that an individual is flexible enough to learn new concepts, methods, and technology as developed for private and/or professional uses.
  • Accounting (Mentioned in 0.91% Job Postings): Creating financial statements and reports based on the summary of financial and business transactions.
See More Skills
Skills Demand Percentage
Customer Service 5.33%
Computer Savvy 2.09%
Accounting 0.91%
What skills can make your compensation higher?
Mastering certain specialized skills can lead to a significant increase in pay. Here are examples of skills and the potential impact they can have on an ACH Processing Clerk's salary.
  • Sales and Marketing: Can increase your salary by up to 10%.
  • Data Structure: Can increase your salary by up to 9%.
  • Insight: Can increase your salary by up to 8%.
Skill Salary Salary % Increase
Sales and Marketing
$44,277
10%
Data Structure
$43,875
9%
Insight
$43,472
8%
Client Service
$42,265
5%
Transaction Processing
$41,862
4%
Database Management
$41,862
4%
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How Education impacts an ACH Processing Clerk's Salary?

Your level of education can impact your salary potential. While many ACH Processing Clerks enter the field with a High School Diploma or Technical Certificate degree, higher education can lead to more specialized and higher-paying roles.

According to our 100% employer-reported salary data, the median salary for an ACH Processing Clerk with a High School Diploma or Technical Certificate is between $36,991 and $39,358).

ACH Processing Clerk Salaries by Degree Level

Typical Education for ACH Processing Clerk
Degree Level % of user with this level of education
No Diploma 2.3%
High School 49.8%
Associates 16.8%
Bachelors 27.7%
Masters 3.3%
Doctorate 0.2%
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ACH Processing Clerk Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how an ACH Processing Clerk's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on January 01, 2026

Salary Trends for ACH Processing Clerk

Salaries for an ACH Processing Clerk can change over time, reflecting shifts in market demand and the overall economy. The median salary decreased from $52,235 in 2023 to around $51,797 in 2025, reflecting changes in demand, location, experience, and the wider economy. For a detailed analysis of ACH Processing Clerk salary trends, .

Average Annual Salary of ACH Processing Clerk Over Time

2022
$???
2023
$52,235
2024
$52,369
2025
$51,797
2026
$???
2027
$???
Year Average Annual Salary
2022
View More
2023 $52,235
2024 $52,369
2025 $51,797
2026
View More
2027
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Most common benefits for ACH Processing Clerk

Social Security
401(k)
Disability
Healthcare
Pension
Time Off (days)
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Common company salaries for ACH Processing Clerk

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Where Does Our Salary Data Come From?

Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.

We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)

With the most extensive online, real-time compensation data available, Salary.com helps you pinpoint your exact pay target.

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