As of July 01, 2026, the average salary for a Debt Collection Agent in Texas is $67,191 per year, which breaks down to an hourly rate of $32.
However, a Debt Collection Agent's salary can vary significantly. Here’s a look at the typical salary range:
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Debt Collection Agent Salaries by Percentile
| Annual Salary |
Monthly Pay |
Weekly Pay |
Hourly Wage |
|
| 75th Percentile | $72,872 | $6,073 | $1,401 | $35 |
| Average | $67,191 | $5,599 | $1,292 | $32 |
| 25th Percentile | $59,913 | $4,993 | $1,152 | $29 |
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A Debt Collection Agent's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.
Experience is a primary driver of a Debt Collection Agent's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:
| Levels | Salary |
|---|---|
| Debt Coll... Level Debt Collection Agent | $67,696 |
| IT Vendor... Level Debt Collection Agent | $83,302 |
| IT Vendor... Level Debt Collection Agent | $103,085 |
| IT Vendor... Level Debt Collection Agent | $129,232 |
| IT Vendor... Level Debt Collection Agent | $147,182 |
What Am I Worth?
Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Debt Collection Agents. For example, consider the average annual salaries in these key locations:
Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:
For Debt Collection Agent roles, the industry you choose can affect earning potential by as much as 58% (the gap between the highest and lowest paying industries). Data shows that the Financial Services and Pharmaceuticals sectors offer the strongest compensation, at 25% above the average. In contrast, Debt Collection Agent positions in Transportation or Edu., Gov't. & Nonprofit typically offer lower base pay, as these industries often view Debt Collection Agent as a support function rather than a direct revenue driver.
| Industry Sector | Average Annual Salary | Average Hourly Rate | Pay vs.Avg |
|---|---|---|---|
| Financial Services | $83,988 | $40.0 | 25% |
| Pharmaceuticals | $81,973 | $39.0 | 22% |
| Internet | $79,285 | $38.0 | 18% |
| Aerospace & Defense | $75,253 | $36.0 | 12% |
| Construction | $73,910 | $36.0 | 10% |
Understanding how a Debt Collection Agent's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.
| Annual Salary | Monthly Pay | Weekly Pay | Hourly Wage | |
|---|---|---|---|---|
| 75th Percentile | $72,872 | $6,073 | $1,401 | $35 |
| Average | $67,191 | $5,599 | $1,292 | $32 |
| 25th Percentile | $59,913 | $4,993 | $1,152 | $29 |
Ready to take the next step in your career? Browse thousands of current Debt Collection Agent job openings on our job board. Use the search bar below to find your perfect match.
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