As of September 01, 2026, the average annual salary for credit risk management in the US is $199,904, equivalent to $96 per hour, $3,844 weekly, or $16,659 monthly. These figures, sourced from Salary.com’s real-time job posting scans, highlight competitive earning potential for credit risk management in cities like San Jose, Santa Clara, and San Francisco.

Annually Salaries for credit risk management in the US vary widely, spanning from $187,997 to $236,708. Most professionals fall between the 25th percentile ($193,671) and 75th percentile ($219,168), while top earners (90th percentile) make $236,708 per year. This $25,497 pay gap underscores opportunities for salary growth through certifications, specialized skills like Customer Service or Bank Secrecy Act, or targeting high-paying regions like District of Columbia or California.

Location and experience significantly influence earnings. For example, District of Columbia credit risk management often earn 10.7% above national averages due to demand from Fortune 58 companies and industry startups. Professionals are advised to focus on high-growth sectors like to offset market challenges.

Based on HR-reported data: a national average with a geographic differential
credit risk management Salaries by Percentile
Percentile Salary Location Last Updated
10th Percentile credit risk management Salary $187,997 US September 01, 2026
25th Percentile credit risk management Salary $193,671 US September 01, 2026
50th Percentile credit risk management Salary $199,904 US September 01, 2026
75th Percentile credit risk management Salary $219,168 US September 01, 2026
90th Percentile credit risk management Salary $236,708 US September 01, 2026
25% $193,671 10% $187,997 90% $236,708 75% $219,168 $199,904 50%(Median) Didn’t find job title? Click
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Check out credit risk management jobs in Columbus, Ohio

Credit Risk Lead

B-Paid LLC - Columbus, OH

Director, Fraud Risk Management

Sutton Bank - Columbus, OH

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What is A credit risk management ?

Credit risk management professionals are responsible for assessing and mitigating the risks associated with lending and credit activities. Their role involves analyzing credit data, evaluating borrower creditworthiness, and developing risk assessment models. These experts work closely with financial institutions to establish credit policies, monitor portfolio performance, and ensure compliance with regulatory requirements. Salaries in credit risk management can vary significantly based on factors such as experience, education, and geographic location. Entry-level positions typically offer sa...

Source: (as of 06/04/2025). Read more from

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Job Openings for credit risk management

Career Path for this job

  1. Down a level:

    Credit Analysis Manager

    5 + years experience
    Bachelor's Degree

  2. This Job:

    credit risk management


    JD, MD, PhD or Equivalent

Understand the total compensation opportunity for A credit risk management, base salary plus other pay elements

Average Base Salary

Core compensation

 
 
 
193671
219168
199904

Average Total Cash Compensation

Includes base and annual incentives

 
 
 
241140
369604
299971
These charts show the average base salary (core compensation), as well as the average total cash compensation for the job of credit risk management in the United States. The base salary for credit risk management ranges from $193,671 to $219,168 with the average base salary of $199,904. The total cash compensation, which includes base, and annual incentives, can vary anywhere from $241,140 to $369,604 with the average total cash compensation of $299,971.

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193671
219168

 

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