How Much Does A credit risk management Make in the United States ? (2026 Salary Guide)

credit risk management Salary in the United States

As of July 01, 2026, the average annual salary for credit risk management in the US is $199,932, equivalent to $96 per hour, $3,845 weekly, or $16,661 monthly. These figures, sourced from Salary.com’s real-time job posting scans, highlight competitive earning potential for credit risk management in cities like San Jose, Santa Clara, and San Francisco.

Annually Salaries for credit risk management in the US vary widely, spanning from $188,030 to $236,747. Most professionals fall between the 25th percentile ($193,702) and 75th percentile ($219,202), while top earners (90th percentile) make $236,747 per year. This $25,500 pay gap underscores opportunities for salary growth through certifications, specialized skills like Customer Service or Bank Secrecy Act, or targeting high-paying regions like District of Columbia or California.

Location and experience significantly influence earnings. For example, District of Columbia credit risk management often earn 10.7% above national averages due to demand from Fortune 58 companies and industry startups. Professionals are advised to focus on high-growth sectors like to offset market challenges.

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credit risk management Salaries by Percentile
Percentile Salary Location Last Updated
10th Percentile credit risk management Salary $188,030 US July 01, 2026
25th Percentile credit risk management Salary $193,702 US July 01, 2026
50th Percentile credit risk management Salary $199,932 US July 01, 2026
75th Percentile credit risk management Salary $219,202 US July 01, 2026
90th Percentile credit risk management Salary $236,747 US July 01, 2026
25% $193,702 10% $188,030 90% $236,747 75% $219,202 $199,932 50%(Median) Didn’t find job title? Click
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What is A credit risk management ?

Credit risk management professionals are responsible for assessing and mitigating the risks associated with lending and credit activities. Their role involves analyzing credit data, evaluating borrower creditworthiness, and developing risk assessment models. These experts work closely with financial institutions to establish credit policies, monitor portfolio performance, and ensure compliance with regulatory requirements. Salaries in credit risk management can vary significantly based on factors such as experience, education, and geographic location. Entry-level positions typically offer sa...

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    Credit Analysis Manager

    5 + years experience
    Bachelor's Degree

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    credit risk management


    JD, MD, PhD or Equivalent

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Understand the total compensation opportunity for A credit risk management, base salary plus other pay elements

Average Base Salary

Core compensation

 
 
 
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Average Total Cash Compensation

Includes base and annual incentives

 
 
 
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367707
298427
These charts show the average base salary (core compensation), as well as the average total cash compensation for the job of credit risk management in the United States. The base salary for credit risk management ranges from $193,702 to $219,202 with the average base salary of $199,932. The total cash compensation, which includes base, and annual incentives, can vary anywhere from $239,895 to $367,707 with the average total cash compensation of $298,427.

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193702
219202

 

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