As of August 01, 2026, the average annual salary for Mortgage Banker in Kentucky is $115,001, equivalent to $55 per hour, $2,212 weekly, or $9,583 monthly. These figures, sourced from Salary.com’s real-time job posting scans, highlight competitive earning potential for Mortgage Banker in cities like San Jose, Santa Clara, and San Francisco.

Annually Salaries for Mortgage Banker in Kentucky vary widely, spanning from $99,362 to $136,386. Most professionals fall between the 25th percentile ($106,815) and 75th percentile ($126,194), while top earners (90th percentile) make $136,386 per year. This $19,379 pay gap underscores opportunities for salary growth through certifications, specialized skills like Customer Service or Loan Processing, or targeting high-paying regions like District of Columbia or California.

Location and experience significantly influence earnings. For example, Kentucky Mortgage Banker often earn 5.9% lower than national averages due to demand from Fortune 42 companies. However, Kentucky currently ranks 41 nationwide for Mortgage Banker job salary. Professionals are advised to focus on high-growth sectors like Edu., Gov't. & Nonprofit to offset market challenges.

Based on HR-reported data: a national average with a geographic differential
Mortgage Banker Salaries by Percentile
Percentile Salary Location Last Updated
10th Percentile Mortgage Banker Salary $99,362 KY August 01, 2026
25th Percentile Mortgage Banker Salary $106,815 KY August 01, 2026
50th Percentile Mortgage Banker Salary $115,001 KY August 01, 2026
75th Percentile Mortgage Banker Salary $126,194 KY August 01, 2026
90th Percentile Mortgage Banker Salary $136,386 KY August 01, 2026
25% $106,815 10% $99,362 90% $136,386 75% $126,194 $115,001 50%(Median) Didn’t find job title? Click
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What is a Mortgage Banker ?

Mortgage bank is a bank that specializes in originating and/or servicing mortgage loans. In the US a mortgage bank is a state-licensed banking entity that makes mortgage loans directly to consumers. The difference between a mortgage banker and a mortgage broker is that the mortgage banker funds loans with its own capital. Generally, a mortgage bank originates a loan and places it on a pre-established warehouse line of credit until the loan can be sold to an investor, which are typically large institutions. The credit risk is typically absorbed by the Agencies, which include Fannie Mae, or ...

Source: Wikipedia (as of 04/25/2019). Read more from Wikipedia

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Location Avg. Salary Date Updated
Location Aberdeen, KY Avg. Salary $128,613 Date Updated August 01, 2026
Location Adairville, KY Avg. Salary $130,145 Date Updated August 01, 2026
Location Adams, KY Avg. Salary $127,216 Date Updated August 01, 2026
Location Adolphus, KY Avg. Salary $130,479 Date Updated August 01, 2026
Location Ages Brookside, KY Avg. Salary $127,497 Date Updated August 01, 2026
Location Albany, KY Avg. Salary $128,093 Date Updated August 01, 2026
Location Alexandria, KY Avg. Salary $137,955 Date Updated August 01, 2026
Location Allen, KY Avg. Salary $127,333 Date Updated August 01, 2026
Location Allensville, KY Avg. Salary $129,127 Date Updated August 01, 2026
Location Almo, KY Avg. Salary $128,867 Date Updated August 01, 2026
Job Openings for Mortgage Banker in Kentucky

Jobs with a similar salary range to Mortgage Banker : Closing Team Lead, Mortgage Production Manager, Mortgage Account Manager