Key Factors That Influence Consumer Lender Salaries
A Consumer Lender's salary isn't a fixed number.
It's shaped by several important factors.
Below, we'll explore how your years of experience, geographic location, education and company size can directly affect your earning potential.
How Experience Level Affects Consumer Lender Salaries?
Experience is a primary driver of a Consumer Lender's salary.
As you build your skills and take on more complex tasks, your compensation generally increases.
Here’s how the average salary grows at different career stages:
Entry-Level (less than 1 year): $52,369
Early Career (1-2 years): $73,315
Mid-Level (2-4 years): $94,359
Senior-Level (5-8 years): $181,155
Expert (over 8 years): $212,965
Levels
Salary
Lending O... Level Consumer Lender
$52,369
Consumer ... Level Consumer Lender
$73,315
Lending O... Level Consumer Lender
$94,359
Vice Pres... Level Consumer Lender
$181,155
SVP of Le... Level Consumer Lender
$212,965
$52,3690 yr
$73,315< 2 yrs
$94,3592-4 yrs
$181,1555-8 yrs
$212,965> 8 yrs
View as Table
View as Graph
What Am I Worth?
How Do Consumer Lender Salaries Vary from State to State?
Your salary can change significantly depending on where you work.
States with a higher cost of living and strong industrial sectors
often pay more to attract Consumer Lenders.
For example, consider the average annual salaries in these key locations:
District of Columbia: $81,953.
California: $81,642.
Massachusetts: $80,554.
District of Columbia$81,953
California$81,642
Massachusetts$80,554
Washington$80,258
New Jersey$80,228
Alaska$80,125
Connecticut$79,103
New York$78,689
Hawaii$77,364
Rhode Island$76,742
Maryland$76,320
Minnesota$75,743
Colorado$75,521
Illinois$75,447
Oregon$75,166
Delaware$74,958
New Hampshire$74,828
Virginia$74,536
Pennsylvania$73,685
Nevada$73,256
North Dakota$73,115
Michigan$72,893
Wisconsin$72,812
Vermont$72,649
Texas$72,197
Maine$72,168
Arizona$72,123
Ohio$72,072
Georgia$71,391
Indiana$71,050
Wyoming$70,984
Utah$70,880
Iowa$70,836
Kansas$70,480
Louisiana$70,377
North Carolina$70,340
Missouri$70,325
Florida$70,036
Montana$69,881
Nebraska$69,733
Kentucky$69,651
South Carolina$69,355
Tennessee$69,170
Idaho$69,096
New Mexico$68,556
Oklahoma$68,437
Alabama$68,001
South Dakota$67,268
Arkansas$66,868
West Virginia$66,653
Mississippi$66,010
Top Paying Cities for Consumer Lenders
Salaries can also vary between different cities.
Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay.
Here are a few examples of average annual salaries in different U.S. cities:
San Jose: $93,359
San Francisco: $92,337
Oakland: $90,391
San Jose, CA$93,359
San Francisco, CA$92,337
Oakland, CA$90,391
New York, NY$85,224
Paramus, NJ$84,188
Queens Village, NY$84,184
Passaic, NJ$84,114
Bergenfield, NJ$84,107
Stamford, CT$83,944
Huntington, NY$83,914
Newark, NJ$83,367
Bridgeport, CT$83,211
Vallejo, CA$83,063
New Brunswick, NJ$83,034
Petaluma, CA$82,989
Middlesex, NJ$82,849
Somerset, NJ$82,797
Santa Cruz, CA$82,701
Boston, MA$82,249
Monterey, CA$81,989
Seattle, WA$81,820
Santa Rosa, CA$81,805
Los Angeles, CA$81,783
Juneau, AK$81,590
Washington, DC$81,509
Orange, CA$81,245
Santa Ana, CA$81,050
Long Beach, CA$80,976
Anaheim, CA$80,961
Anchorage, AK$80,924
Santa Maria, CA$80,702
Everett, WA$80,687
Danbury, CT$80,427
Bremerton, WA$80,325
Tacoma, WA$80,058
New Suffolk, NY$80,057
Sacramento, CA$80,036
Santa Barbara, CA$79,955
Trenton, NJ$79,873
San Diego, CA$79,873
Brockton, MA$79,792
Fairbanks, AK$79,610
Lompoc, CA$79,422
Lowell, MA$79,362
Ventura, CA$79,348
Nashua, NH$79,333
Stockton, CA$79,325
Modesto, CA$78,785
Poughkeepsie, NY$78,622
Olympia, WA$78,482
Kennewick, WA$78,482
New Haven, CT$78,452
Lawrence, MA$78,186
Hartford, CT$78,112
Riverside, CA$78,097
New Bedford, MA$78,023
Richland, WA$78,023
Bakersfield, CA$77,919
San Bernardino, CA$77,889
New Britain, CT$77,882
Atlantic City, NJ$77,882
New London, CT$77,852
Norwich, CT$77,830
Portsmouth, NH$77,815
Boulder, CO$77,659
Portland, OR$77,556
Worcester, MA$77,549
Minneapolis, MN$77,320
Philadelphia, PA$77,216
Honolulu, HI$76,972
Saint Paul, MN$76,936
Vineland, NJ$76,920
Providence, RI$76,705
Chicago, IL$76,491
Bellingham, WA$76,402
Springfield, MA$76,342
Baltimore, MD$76,320
Chico, CA$76,135
Pittsfield, MA$75,935
Manchester, NH$75,795
Spokane, WA$75,469
Denver, CO$75,462
Albany, NY$75,114
Troy, NY$75,084
Nassau, NY$75,005
Schenectady, NY$74,929
Wilmington, DE$74,870
Burlington, VT$74,766
Salem, OR$74,736
Portland, ME$74,507
Yakima, WA$74,433
Rochester, MN$74,203
Reno, NV$74,166
Fresno, CA$74,166
Milwaukee, WI$74,100
Detroit, MI$74,026
Ann Arbor, MI$74,013
Allentown, PA$74,003
Colorado Springs, CO$73,878
Syracuse, NY$73,841
Carson City, NV$73,841
Houston, TX$73,737
Eugene, OR$73,700
Gary, IN$73,611
Springfield, OR$73,552
Bismarck, ND$73,537
Galveston, TX$73,485
Medford, OR$73,374
Fort Collins, CO$73,345
Concord, NH$73,308
Austin, TX$73,286
Mesa, AZ$73,130
Reading, PA$73,123
Phoenix, AZ$73,115
Dallas, TX$73,093
Saint Cloud, MN$73,022
Madison, WI$72,923
Utica, NY$72,723
Rochester, NY$72,605
Des Moines, IA$72,597
Raleigh, NC$72,590
Atlanta, GA$72,479
Battle Creek, MI$72,457
Salt Lake City, UT$72,434
Lancaster, PA$72,323
Harrisburg, PA$72,220
Kansas City, MO$72,146
Champaign, IL$72,131
Kansas City, KS$72,131
Fort Worth, TX$72,123
Columbus, OH$72,111
Boca Raton, FL$72,094
Pittsburgh, PA$72,064
Richmond, VA$72,035
Indianapolis, IN$72,020
Cleveland, OH$72,012
Las Vegas, NV$71,924
Cincinnati, OH$71,924
Petersburg, VA$71,813
Huntsville, AL$71,702
Lansing, MI$71,652
Lebanon, PA$71,642
Pueblo, CO$71,635
Appleton, WI$71,613
Buffalo, NY$71,583
Dayton, OH$71,561
Racine, WI$71,546
Charlotte, NC$71,539
Saint Louis, MO$71,516
York, PA$71,472
Elkhart, IN$71,472
Gastonia, NC$71,458
Billings, MT$71,440
Beaumont, TX$71,420
Lorain, OH$71,405
Benton Harbor, MI$71,391
Toledo, OH$71,376
Binghamton, NY$71,339
Rock Hill, SC$71,331
Rockford, IL$71,294
Springfield, IL$71,265
Elyria, OH$71,257
Fargo, ND$71,257
Flagstaff, AZ$71,206
Fort Lauderdale, FL$71,161
Duluth, MN$71,117
Miami, FL$71,117
Cheyenne, WY$71,065
Grand Forks, ND$71,065
Bangor, ME$70,902
Cedar Rapids, IA$70,821
Durham, NC$70,790
Louisville, KY$70,784
Grand Rapids, MI$70,769
Hialeah, FL$70,761
Casper, WY$70,658
Scranton, PA$70,569
New Orleans, LA$70,547
Virginia Beach, VA$70,539
Akron, OH$70,502
Peoria, IL$70,406
Sarasota, FL$70,391
Nashville, TN$70,340
Omaha, NE$70,340
Green Bay, WI$70,340
Baton Rouge, LA$70,303
Charleston, SC$70,288
Jamestown, NY$70,251
Davenport, IA$70,251
Tucson, AZ$70,214
Saint Petersburg, FL$70,169
Tampa, FL$70,155
Evansville, IN$70,110
Port Arthur, TX$70,110
Bradenton, FL$70,081
Santa Fe, NM$69,947
Orlando, FL$69,814
Clearwater, FL$69,792
Canton, OH$69,636
La Crosse, WI$69,636
Albuquerque, NM$69,592
Newport News, VA$69,585
High Point, NC$69,562
Ogden, UT$69,533
Corpus Christi, TX$69,474
Norfolk, VA$69,429
Laramie, WY$69,429
Rock Island, IL$69,385
Saginaw, MI$69,370
Jacksonville, FL$69,363
Salisbury, NC$69,348
Boise, ID$69,333
Moline, IL$69,296
Fort Myers, FL$69,274
Memphis, TN$69,259
Tulsa, OK$69,222
Waterloo, IA$69,178
Spartanburg, SC$69,103
Lincoln, NE$69,066
Fort Wayne, IN$69,052
Provo, UT$69,044
Cedar Falls, IA$68,955
San Antonio, TX$68,926
Greensboro, NC$68,896
South Bend, IN$68,889
Savannah, GA$68,807
Muskegon, MI$68,778
Birmingham, AL$68,770
Winston Salem, NC$68,734
Lake Charles, LA$68,556
Anderson, IN$68,541
Lexington, KY$68,519
Augusta, GA$68,497
Greenville, SC$68,497
Lima, OH$68,437
Wichita, KS$68,430
Tuscaloosa, AL$68,430
Columbia, SC$68,363
Springfield, OH$68,348
Asheville, NC$68,230
Bloomington, IN$68,178
Knoxville, TN$67,912
Shreveport, LA$67,904
Wilmington, NC$67,808
Roanoke, VA$67,808
Topeka, KS$67,675
Frankfort, KY$67,667
Oklahoma City, OK$67,616
Chillicothe, OH$67,586
Longview, TX$67,579
Melbourne, FL$67,571
Sioux Falls, SD$67,453
Mobile, AL$67,445
Terre Haute, IN$67,416
Altoona, PA$67,371
Amarillo, TX$67,320
Killeen, TX$67,297
Fayetteville, AR$67,238
Chattanooga, TN$67,216
Sioux City, IA$67,149
Idaho Falls, ID$67,135
Lynchburg, VA$67,075
Gainesville, FL$66,979
Portsmouth, OH$66,942
Little Rock, AR$66,927
Lafayette, LA$66,898
Youngstown, OH$66,898
Daytona Beach, FL$66,853
Clarksville, TN$66,846
Pensacola, FL$66,839
Temple, TX$66,833
Hopkinsville, KY$66,616
Erie, PA$66,602
Florence, SC$66,572
Charleston, WV$66,454
Great Falls, MT$66,417
Macon, GA$66,313
Tallahassee, FL$66,306
Fayetteville, NC$66,291
Waco, TX$66,276
Helena, MT$66,224
Pine Bluff, AR$66,196
Vincennes, IN$66,106
Lubbock, TX$66,076
Alamogordo, NM$66,032
Twin Falls, ID$65,965
Rapid City, SD$65,943
Jackson, MS$65,810
Huntington, WV$65,804
Greenville, MS$65,802
Parkersburg, WV$65,727
Montgomery, AL$65,713
Wichita Falls, TX$65,639
Springfield, MO$65,639
Biloxi, MS$65,602
Monroe, LA$65,528
Johnstown, PA$65,477
Sumter, SC$65,447
Columbus, GA$65,440
Pascagoula, MS$65,299
Abilene, TX$65,299
Kingsport, TN$65,106
Albany, GA$65,106
Gulfport, MS$65,084
Alexandria, LA$64,840
Fort Smith, AR$64,655
El Paso, TX$64,455
Las Cruces, NM$64,122
Harlingen, TX$63,934
Pocatello, ID$63,922
Florence, AL$63,826
Brownsville, TX$63,811
Mcallen, TX$63,656
Dothan, AL$63,552
Columbus, MS$63,112
Altus, OK$62,768
Lawton, OK$62,627
Pierre, SD$62,360
What Skills Can Increase a Consumer Lender's Salary?
Demanded Skills for the Role:
Customer Service (Mentioned in 6.61% Job Postings): Customer service is the provision of service to customers before, during and after a purchase. The perception of success of such interactions is dependent on employees "who can adjust themselves to the personality of the guest". Customer service concerns the priority an organization assigns to customer service relative to components such as product innovation and pricing. In this sense, an organization that values good customer service may spend more money in training employees than the average organization or may proactively interview customers for feedback. From the point of view of an overall sales process engineering effort, customer service plays an important role in an organization's ability to generate income and revenue. From that perspective, customer service should be included as part of an overall approach to systematic improvement. One good customer service experience can change the entire perception a customer holds towards the organization.
Customer Relationship (Mentioned in 2.6% Job Postings): Customer relations is the company-wide process of nurturing positive relationships with your customers . It helps you connect with your customers on a much more personal level and create a sense of mutual understanding with them.
Consumer Loans (Mentioned in 1.63% Job Postings): a consumer loan is any type of loan made to a consumer by a creditor. The loan can be secured (backed by the assets of the borrower) or unsecured (not backed by the assets of the borrower).
See More Skills
Skills
Demand Percentage
Customer Service
6.61%
Customer Relationship
2.6%
Consumer Loans
1.63%
What skills can make your compensation higher?
Mastering certain specialized skills can lead to a significant increase in pay.
Here are examples of skills and the potential impact they can have on a Consumer Lender's salary.
Team Operations: Can increase your salary by up to 26%.
Sales Training: Can increase your salary by up to 21%.
Leadership: Can increase your salary by up to 8%.
Skill
Salary
Salary % Increase
Team Operations
$93,263
26%
Sales Training
$89,562
21%
Leadership
$79,940
8%
Lending Products
$79,940
8%
Analysis
$79,940
8%
Purchasing
$79,200
7%
Get Latest Data
Consumer Lender Salary by Industry: Top Paying Sectors
For Consumer Lender roles, the industry you choose can impact your earning potential
by as much as 20% (the gap between the highest and lowest paying industries).
Data shows that the highest-paying industry, Edu., Gov't. & Nonprofit,
offers compensation 10% above the average. Conversely,
Consumer Lender positions in Business Services typically offer lower base pay,
as this sector often view Consumer Lender as a support function rather than a direct revenue driver.
The top paying industry for a Consumer Lender
Industry Sector
Average Annual Salary
Average Hourly Rate
Pay vs.Avg
Edu., Gov't. & Nonprofit
$81,420
$39.0
10%
How Education impacts a Consumer Lender's Salary?
Your level of education can impact your salary potential.
While many Consumer Lenders enter the field with a Bachelor's Degree degree,
higher education can lead to more specialized and higher-paying roles.
According to our 100% employer-reported salary data,
the median salary for a Consumer Lender with a Bachelor's Degree is between
$71,285
and $75,879).
Consumer Lender Salaries by Degree Level
Typical Education for Consumer Lender
No Diploma4.5%
High School4.5%
Associates4.5%
Bachelors68.2%
Masters22.7%
Doctorate0.0%
view as table
Degree Level
% of user with this level of education
No Diploma
4.5%
High School
4.5%
Associates
4.5%
Bachelors
68.2%
Masters
22.7%
Doctorate
0.0%
view as graph
Consumer Lender Salary: Hourly Rate, Weekly Pay, and Monthly Pay
Understanding how a Consumer Lender's annual salary breaks down can help with budgeting.
Below, you can see the average hourly rate, weekly pay, and monthly pay for this role.
Use the buttons to switch between different pay periods.
Salaries for a Consumer Lender can change over time,
reflecting shifts in market demand and the overall economy.
The median salary decreased from $71,391 in 2023
to around $69,900 in 2025,
reflecting changes in demand, location, experience, and the wider economy.
For a detailed analysis of Consumer Lender salary trends,
.
Average Annual Salary of Consumer Lender Over Time
2022
$???
2023
$71,391
2024
$70,554
2025
$69,900
2026
$???
2027
$???
Year
Average Annual Salary
2022
View More
2023
$71,391
2024
$70,554
2025
$69,900
2026
View More
2027
View More
Most common benefits for Consumer Lender
Social Security
401(k)
Disability
Healthcare
Pension
Time Off (days)
For Employers
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Common company salaries for Consumer Lender
Here are companies hiring for Consumer Lender and their salaries, click below for more details.
K
$114,295/per year
Kpmg Us LLP
Business Services
the United States
W
$114,096/per year
Warner Bros Discovery
Business Services
the United States
D
$111,927/per year
Dentsu International Ltd
Business Services
the United States
G
$111,873/per year
GroupM Worldwide Inc
Business Services
the United States
C
$111,651/per year
CoWorx Staffing
Business Services
the United States
C
$110,194/per year
Contemporary Services Corp
Business Services
the United States
S
$107,128/per year
Showcase Cinemas
Business Services
the United States
A
$106,429/per year
Amentum Services Inc
Business Services
the United States
A
$106,199/per year
Allied Universal Security Services LLC
Business Services
the United States
S
$106,104/per year
Sodexo USA
Business Services
the United States
J
$105,192/per year
JLL Technologies
Business Services
the United States
I
$104,478/per year
Intact Insurance Group USA LLC
Business Services
the United States
N
$101,619/per year
NielsenIQ
Business Services
the United States
T
$101,470/per year
The Leading Edge Alliance
Business Services
the United States
H
$101,308/per year
Honeywell UOP
Business Services
the United States
R
$97,720/per year
Reeve & Associates
Business Services
the United States
M
$97,584/per year
ManpowerGroup Global Inc
Business Services
the United States
F
$95,980/per year
Financial Sys Nco
Business Services
the United States
A
$95,314/per year
Arrow Global Ltd
Business Services
the United States
C
$94,777/per year
CarMax Enterprise Services LLC
Business Services
the United States
D
$94,479/per year
DZConneX
Business Services
the United States
A
$93,802/per year
Adecco Staffing, USA
Business Services
the United States
R
$92,937/per year
Resource MFG
Business Services
the United States
Z
$92,774/per year
Zachry Brands Inc
Business Services
the United States
G
$88,138/per year
Greystar Worldwide LLC
Business Services
the United States
Find Your Next Consumer Lender Job
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Use the search bar below to find your perfect match.
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FAQ about Consumer Lender
1. What industry pays the highest salary for Consumer Lender?
The Edu., Gov't. & Nonprofit industry offers the highest average compensation for Consumer Lender roles,
with salaries approximately 10% above the market median.
Where Does Our Salary Data Come From?
Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.