Key Factors That Influence Consumer Lender Salaries
A Consumer Lender's salary isn't a fixed number.
It's shaped by several important factors.
Below, we'll explore how your years of experience, geographic location, education and company size can directly affect your earning potential.
How Experience Level Affects Consumer Lender Salaries?
Experience is a primary driver of a Consumer Lender's salary.
As you build your skills and take on more complex tasks, your compensation generally increases.
Here's how the average salary grows at different career stages:
Entry-Level (less than 1 year): $52,368
Early Career (1-2 years): $73,316
Mid-Level (2-4 years): $94,356
Senior-Level (5-8 years): $181,154
Expert (over 8 years): $212,962
Levels
Salary
Lending O... Level Consumer Lender
$52,368
Consumer ... Level Consumer Lender
$73,316
Lending O... Level Consumer Lender
$94,356
Vice Pres... Level Consumer Lender
$181,154
SVP of Le... Level Consumer Lender
$212,962
$52,3680 yr
$73,316< 2 yrs
$94,3562-4 yrs
$181,1545-8 yrs
$212,962> 8 yrs
View as Table
View as Graph
What Am I Worth?
How Do Consumer Lender Salaries Vary from State to State?
Your salary can change significantly depending on where you work.
States with a higher cost of living and strong industrial sectors
often pay more to attract Consumer Lenders.
For example, consider the average annual salaries in these key locations:
District of Columbia: $81,970.
California: $81,659.
Massachusetts: $80,571.
District of Columbia$81,970
California$81,659
Massachusetts$80,571
Washington$80,275
New Jersey$80,245
Alaska$80,142
Connecticut$79,120
New York$78,705
Hawaii$77,380
Rhode Island$76,758
Maryland$76,336
Minnesota$75,759
Colorado$75,537
Illinois$75,463
Oregon$75,181
Delaware$74,974
New Hampshire$74,844
Virginia$74,552
Pennsylvania$73,701
Nevada$73,271
North Dakota$73,131
Michigan$72,908
Wisconsin$72,827
Vermont$72,664
Texas$72,213
Maine$72,183
Arizona$72,139
Ohio$72,087
Georgia$71,406
Indiana$71,065
Wyoming$70,998
Utah$70,895
Iowa$70,850
Kansas$70,495
Louisiana$70,391
North Carolina$70,354
Missouri$70,340
Florida$70,051
Montana$69,895
Nebraska$69,747
Kentucky$69,666
South Carolina$69,370
Tennessee$69,185
Idaho$69,111
New Mexico$68,570
Oklahoma$68,452
Alabama$68,015
South Dakota$67,282
Arkansas$66,882
West Virginia$66,667
Mississippi$66,023
Top Paying Cities for Consumer Lenders
Salaries can also vary between different cities.
Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay.
Here are a few examples of average annual salaries in different U.S. cities:
San Jose: $93,379
San Francisco: $92,356
Oakland: $90,410
San Jose, CA$93,379
San Francisco, CA$92,356
Oakland, CA$90,410
New York, NY$85,242
Paramus, NJ$84,205
Queens Village, NY$84,202
Passaic, NJ$84,131
Bergenfield, NJ$84,125
Stamford, CT$83,962
Huntington, NY$83,931
Newark, NJ$83,384
Bridgeport, CT$83,228
Vallejo, CA$83,081
New Brunswick, NJ$83,051
Petaluma, CA$83,007
Middlesex, NJ$82,866
Somerset, NJ$82,814
Santa Cruz, CA$82,718
Boston, MA$82,266
Monterey, CA$82,006
Seattle, WA$81,837
Santa Rosa, CA$81,822
Los Angeles, CA$81,800
Juneau, AK$81,607
Washington, DC$81,526
Orange, CA$81,262
Santa Ana, CA$81,067
Long Beach, CA$80,993
Anaheim, CA$80,978
Anchorage, AK$80,941
Santa Maria, CA$80,719
Everett, WA$80,704
Danbury, CT$80,444
Bremerton, WA$80,341
Tacoma, WA$80,075
New Suffolk, NY$80,073
Sacramento, CA$80,053
Santa Barbara, CA$79,971
Trenton, NJ$79,890
San Diego, CA$79,890
Brockton, MA$79,808
Fairbanks, AK$79,627
Lompoc, CA$79,438
Lowell, MA$79,378
Ventura, CA$79,364
Nashua, NH$79,349
Stockton, CA$79,342
Modesto, CA$78,802
Poughkeepsie, NY$78,639
Olympia, WA$78,498
Kennewick, WA$78,498
New Haven, CT$78,468
Lawrence, MA$78,202
Hartford, CT$78,128
Riverside, CA$78,113
New Bedford, MA$78,039
Richland, WA$78,039
Bakersfield, CA$77,935
San Bernardino, CA$77,906
New Britain, CT$77,898
Atlantic City, NJ$77,898
New London, CT$77,869
Norwich, CT$77,847
Portsmouth, NH$77,832
Boulder, CO$77,675
Portland, OR$77,573
Worcester, MA$77,565
Minneapolis, MN$77,336
Philadelphia, PA$77,232
Honolulu, HI$76,988
Saint Paul, MN$76,952
Vineland, NJ$76,936
Providence, RI$76,721
Chicago, IL$76,507
Bellingham, WA$76,418
Springfield, MA$76,358
Baltimore, MD$76,336
Chico, CA$76,151
Pittsfield, MA$75,951
Manchester, NH$75,811
Spokane, WA$75,485
Denver, CO$75,477
Albany, NY$75,130
Troy, NY$75,100
Nassau, NY$75,021
Schenectady, NY$74,944
Wilmington, DE$74,885
Burlington, VT$74,782
Salem, OR$74,752
Portland, ME$74,522
Yakima, WA$74,448
Rochester, MN$74,219
Reno, NV$74,182
Fresno, CA$74,182
Milwaukee, WI$74,115
Detroit, MI$74,041
Ann Arbor, MI$74,029
Allentown, PA$74,019
Colorado Springs, CO$73,893
Syracuse, NY$73,856
Carson City, NV$73,856
Houston, TX$73,752
Eugene, OR$73,715
Gary, IN$73,627
Springfield, OR$73,567
Bismarck, ND$73,553
Galveston, TX$73,501
Medford, OR$73,390
Fort Collins, CO$73,360
Concord, NH$73,323
Austin, TX$73,301
Mesa, AZ$73,145
Reading, PA$73,138
Phoenix, AZ$73,131
Dallas, TX$73,108
Saint Cloud, MN$73,037
Madison, WI$72,938
Utica, NY$72,738
Rochester, NY$72,620
Des Moines, IA$72,612
Raleigh, NC$72,605
Atlanta, GA$72,494
Battle Creek, MI$72,472
Salt Lake City, UT$72,449
Lancaster, PA$72,338
Harrisburg, PA$72,235
Kansas City, MO$72,161
Champaign, IL$72,146
Kansas City, KS$72,146
Fort Worth, TX$72,139
Columbus, OH$72,126
Boca Raton, FL$72,109
Pittsburgh, PA$72,079
Richmond, VA$72,050
Indianapolis, IN$72,035
Cleveland, OH$72,027
Las Vegas, NV$71,939
Cincinnati, OH$71,939
Petersburg, VA$71,828
Huntsville, AL$71,717
Lansing, MI$71,667
Lebanon, PA$71,657
Pueblo, CO$71,650
Appleton, WI$71,628
Buffalo, NY$71,598
Dayton, OH$71,576
Racine, WI$71,561
Charlotte, NC$71,554
Saint Louis, MO$71,531
York, PA$71,487
Elkhart, IN$71,487
Gastonia, NC$71,473
Billings, MT$71,455
Beaumont, TX$71,435
Lorain, OH$71,420
Benton Harbor, MI$71,406
Toledo, OH$71,391
Binghamton, NY$71,354
Rock Hill, SC$71,346
Rockford, IL$71,309
Springfield, IL$71,280
Elyria, OH$71,272
Fargo, ND$71,272
Flagstaff, AZ$71,221
Fort Lauderdale, FL$71,176
Duluth, MN$71,132
Miami, FL$71,132
Cheyenne, WY$71,080
Grand Forks, ND$71,080
Bangor, ME$70,917
Cedar Rapids, IA$70,836
Durham, NC$70,804
Louisville, KY$70,799
Grand Rapids, MI$70,784
Hialeah, FL$70,776
Casper, WY$70,673
Scranton, PA$70,584
New Orleans, LA$70,562
Virginia Beach, VA$70,554
Akron, OH$70,517
Peoria, IL$70,421
Sarasota, FL$70,406
Nashville, TN$70,354
Omaha, NE$70,354
Green Bay, WI$70,354
Baton Rouge, LA$70,317
Charleston, SC$70,302
Jamestown, NY$70,265
Davenport, IA$70,265
Tucson, AZ$70,228
Saint Petersburg, FL$70,184
Tampa, FL$70,169
Evansville, IN$70,125
Port Arthur, TX$70,125
Bradenton, FL$70,095
Santa Fe, NM$69,962
Orlando, FL$69,829
Clearwater, FL$69,806
Canton, OH$69,651
La Crosse, WI$69,651
Albuquerque, NM$69,607
Newport News, VA$69,599
High Point, NC$69,577
Ogden, UT$69,547
Corpus Christi, TX$69,488
Norfolk, VA$69,444
Laramie, WY$69,444
Rock Island, IL$69,399
Saginaw, MI$69,384
Jacksonville, FL$69,377
Salisbury, NC$69,362
Boise, ID$69,347
Moline, IL$69,310
Fort Myers, FL$69,288
Memphis, TN$69,273
Tulsa, OK$69,236
Waterloo, IA$69,192
Spartanburg, SC$69,118
Lincoln, NE$69,081
Fort Wayne, IN$69,066
Provo, UT$69,059
Cedar Falls, IA$68,970
San Antonio, TX$68,940
Greensboro, NC$68,911
South Bend, IN$68,903
Savannah, GA$68,822
Muskegon, MI$68,792
Birmingham, AL$68,785
Winston Salem, NC$68,749
Lake Charles, LA$68,570
Anderson, IN$68,555
Lexington, KY$68,533
Augusta, GA$68,511
Greenville, SC$68,511
Lima, OH$68,452
Wichita, KS$68,444
Tuscaloosa, AL$68,444
Columbia, SC$68,378
Springfield, OH$68,363
Asheville, NC$68,244
Bloomington, IN$68,193
Knoxville, TN$67,926
Shreveport, LA$67,919
Wilmington, NC$67,822
Roanoke, VA$67,822
Topeka, KS$67,689
Frankfort, KY$67,681
Oklahoma City, OK$67,630
Chillicothe, OH$67,600
Longview, TX$67,593
Melbourne, FL$67,585
Sioux Falls, SD$67,467
Mobile, AL$67,460
Terre Haute, IN$67,430
Altoona, PA$67,386
Amarillo, TX$67,334
Killeen, TX$67,312
Fayetteville, AR$67,252
Chattanooga, TN$67,230
Sioux City, IA$67,163
Idaho Falls, ID$67,149
Lynchburg, VA$67,089
Gainesville, FL$66,993
Portsmouth, OH$66,956
Little Rock, AR$66,941
Lafayette, LA$66,912
Youngstown, OH$66,912
Daytona Beach, FL$66,867
Clarksville, TN$66,860
Pensacola, FL$66,853
Temple, TX$66,847
Hopkinsville, KY$66,630
Erie, PA$66,616
Florence, SC$66,586
Charleston, WV$66,468
Great Falls, MT$66,431
Macon, GA$66,327
Tallahassee, FL$66,319
Fayetteville, NC$66,305
Waco, TX$66,290
Helena, MT$66,238
Pine Bluff, AR$66,210
Vincennes, IN$66,120
Lubbock, TX$66,090
Alamogordo, NM$66,046
Twin Falls, ID$65,979
Rapid City, SD$65,957
Jackson, MS$65,823
Huntington, WV$65,818
Greenville, MS$65,816
Parkersburg, WV$65,741
Montgomery, AL$65,727
Wichita Falls, TX$65,653
Springfield, MO$65,653
Biloxi, MS$65,616
Monroe, LA$65,542
Johnstown, PA$65,490
Sumter, SC$65,461
Columbus, GA$65,453
Pascagoula, MS$65,313
Abilene, TX$65,313
Kingsport, TN$65,120
Albany, GA$65,120
Gulfport, MS$65,098
Alexandria, LA$64,854
Fort Smith, AR$64,669
El Paso, TX$64,469
Las Cruces, NM$64,135
Harlingen, TX$63,947
Pocatello, ID$63,936
Florence, AL$63,839
Brownsville, TX$63,825
Mcallen, TX$63,669
Dothan, AL$63,565
Columbus, MS$63,126
Altus, OK$62,781
Lawton, OK$62,640
Pierre, SD$62,373
What Skills Can Increase a Consumer Lender's Salary?
Demanded Skills for the Role:
Customer Service (Mentioned in 6.61% Job Postings): Customer service is the provision of service to customers before, during and after a purchase. The perception of success of such interactions is dependent on employees "who can adjust themselves to the personality of the guest". Customer service concerns the priority an organization assigns to customer service relative to components such as product innovation and pricing. In this sense, an organization that values good customer service may spend more money in training employees than the average organization or may proactively interview customers for feedback. From the point of view of an overall sales process engineering effort, customer service plays an important role in an organization's ability to generate income and revenue. From that perspective, customer service should be included as part of an overall approach to systematic improvement. One good customer service experience can change the entire perception a customer holds towards the organization.
Customer Relationship (Mentioned in 2.6% Job Postings): Customer relations is the company-wide process of nurturing positive relationships with your customers . It helps you connect with your customers on a much more personal level and create a sense of mutual understanding with them.
Consumer Loans (Mentioned in 1.63% Job Postings): a consumer loan is any type of loan made to a consumer by a creditor. The loan can be secured (backed by the assets of the borrower) or unsecured (not backed by the assets of the borrower).
See More Skills
Skills
Demand Percentage
Customer Service
6.61%
Customer Relationship
2.6%
Consumer Loans
1.63%
What skills can make your compensation higher?
Mastering certain specialized skills can lead to a significant increase in pay.
Here are examples of skills and the potential impact they can have on a Consumer Lender's salary.
Team Operations: Can increase your salary by up to 26%.
Sales Training: Can increase your salary by up to 21%.
Leadership: Can increase your salary by up to 8%.
Skill
Salary
Salary % Increase
Team Operations
$93,283
26%
Sales Training
$89,581
21%
Leadership
$79,957
8%
Lending Products
$79,957
8%
Analysis
$79,957
8%
Purchasing
$79,216
7%
Get Latest Data
Consumer Lender Salary by Industry: Top Paying Sectors
For Consumer Lender roles, the industry you choose can impact your earning potential
by as much as 20% (the gap between the highest and lowest paying industries).
Data shows that the highest-paying industry, Edu., Gov't. & Nonprofit,
offers compensation 10% above the average. Conversely,
Consumer Lender positions in Business Services typically offer lower base pay,
as this sector often view Consumer Lender as a support function rather than a direct revenue driver.
The top paying industry for a Consumer Lender
Industry Sector
Average Annual Salary
Average Hourly Rate
Pay vs.Avg
Edu., Gov't. & Nonprofit
$81,437
$39.0
10%
How Education impacts a Consumer Lender's Salary?
Your level of education can impact your salary potential.
While many Consumer Lenders enter the field with a Bachelor's Degree degree,
higher education can lead to more specialized and higher-paying roles.
According to our 100% employer-reported salary data,
the median salary for a Consumer Lender with a Bachelor's Degree is between
$71,285
and $75,879).
Consumer Lender Salaries by Degree Level
Typical Education for Consumer Lender
No Diploma4.5%
High School4.5%
Associates4.5%
Bachelors68.2%
Masters22.7%
Doctorate0.0%
view as table
Degree Level
% of user with this level of education
No Diploma
4.5%
High School
4.5%
Associates
4.5%
Bachelors
68.2%
Masters
22.7%
Doctorate
0.0%
view as graph
Consumer Lender Salary: Hourly Rate, Weekly Pay, and Monthly Pay
Understanding how a Consumer Lender's annual salary breaks down can help with budgeting.
Below, you can see the average hourly rate, weekly pay, and monthly pay for this role.
Use the buttons to switch between different pay periods.
Salaries for a Consumer Lender can change over time,
reflecting shifts in market demand and the overall economy.
The median salary decreased from $71,391 in 2023
to around $69,900 in 2025,
reflecting changes in demand, location, experience, and the wider economy.
For a detailed analysis of Consumer Lender salary trends,
.
Average Annual Salary of Consumer Lender Over Time
2022
$???
2023
$71,391
2024
$70,554
2025
$69,900
2026
$???
2027
$???
Year
Average Annual Salary
2022
View More
2023
$71,391
2024
$70,554
2025
$69,900
2026
View More
2027
View More
Most common benefits for Consumer Lender
Social Security
401(k)
Disability
Healthcare
Pension
Time Off (days)
For Employers
If your compensation planning software is too rigid to deploy winning incentive strategies, it’s time to find an adaptable solution.
Compensation Planning
Common company salaries for Consumer Lender
Here are companies hiring for Consumer Lender and their salaries, click below for more details.
K
$114,295/per year
Kpmg Us LLP
Business Services
the United States
W
$114,096/per year
Warner Bros Discovery
Business Services
the United States
D
$111,927/per year
Dentsu International Ltd
Business Services
the United States
G
$111,873/per year
GroupM Worldwide Inc
Business Services
the United States
C
$111,651/per year
CoWorx Staffing
Business Services
the United States
C
$110,194/per year
Contemporary Services Corp
Business Services
the United States
S
$107,128/per year
Showcase Cinemas
Business Services
the United States
A
$106,429/per year
Amentum Services Inc
Business Services
the United States
A
$106,199/per year
Allied Universal Security Services LLC
Business Services
the United States
S
$106,104/per year
Sodexo USA
Business Services
the United States
J
$105,192/per year
JLL Technologies
Business Services
the United States
I
$104,478/per year
Intact Insurance Group USA LLC
Business Services
the United States
N
$101,619/per year
NielsenIQ
Business Services
the United States
T
$101,470/per year
The Leading Edge Alliance
Business Services
the United States
H
$101,308/per year
Honeywell UOP
Business Services
the United States
R
$97,720/per year
Reeve & Associates
Business Services
the United States
M
$97,584/per year
ManpowerGroup Global Inc
Business Services
the United States
F
$95,980/per year
Financial Sys Nco
Business Services
the United States
A
$95,314/per year
Arrow Global Ltd
Business Services
the United States
C
$94,777/per year
CarMax Enterprise Services LLC
Business Services
the United States
D
$94,479/per year
DZConneX
Business Services
the United States
A
$93,802/per year
Adecco Staffing, USA
Business Services
the United States
R
$92,937/per year
Resource MFG
Business Services
the United States
Z
$92,774/per year
Zachry Brands Inc
Business Services
the United States
G
$88,138/per year
Greystar Worldwide LLC
Business Services
the United States
Find Your Next Consumer Lender Job
Ready to take the next step in your career?
Browse thousands of current Consumer Lender job openings on our job board.
Use the search bar below to find your perfect match.
For Employees
Get a Salary Increase
Analyze the market and your qualifications to negotiate your salary with confidence.
Search Job Openings
Search thousands of open positions to find your next opportunity.
For Employers
Adjust Employee Salary
Individualize employee pay based on unique job requirements and personal qualifications.
Price My Industry Jobs
Get the latest market price for benchmark jobs and jobs in your industry.
Where Does Our Salary Data Come From?
Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.