Home Lender Salary in the United States

How much does a Home Lender make in the United States?

As of January 01, 2026, the average salary for a Home Lender in the United States is $50,388 per year, which breaks down to an hourly rate of $24.

However, a Home Lender's salary can vary significantly. Here’s a look at the typical salary range:

  • Top Earners (90th percentile): $58,176
  • Majority Range (25th-75th percentile): $46,547 to $54,464
  • Entry-Level (10th percentile): $43,050
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View as table View as graph 25% $46,547 10% $43,050 90% $58,176 75% $54,464 $50,388 50%(Median) Didn’t find job title? Click

Home Lender Salaries by Percentile

Annual
Salary
Monthly
Pay
Weekly
Pay
Hourly
Wage
75th Percentile $54,464 $4,539 $1,047 $26
Average $50,388 $4,199 $969 $24
25th Percentile $46,547 $3,879 $895 $22
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Key Factors That Influence Home Lender Salaries

A Home Lender's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.

How Experience Level Affects Home Lender Salaries?

Experience is a primary driver of a Home Lender's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Entry-Level (less than 1 year): $48,806
  • Early Career (1-2 years): $49,539
  • Mid-Level (2-4 years): $50,784
  • Senior-Level (5-8 years): $50,954
  • Expert (over 8 years): $51,237
Levels Salary
Entry Level Home Lender$48,806
Intermediate Level Home Lender$49,539
Senior Level Home Lender$50,784
Specialist Level Home Lender$50,954
Expert Level Home Lender$51,237
$48,806 0 yr
$49,539 < 2 yrs
$50,784 2-4 yrs
$50,954 5-8 yrs
$51,237 > 8 yrs
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What Am I Worth?

How Do Home Lender Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Home Lenders. For example, consider the average annual salaries in these key locations:

  • District of Columbia: $55,790.
  • California: $55,578.
  • Massachusetts: $54,837.

Top Paying Cities for Home Lenders

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • San Jose: $63,554
  • San Francisco: $62,930
  • Oakland: $61,534

What Skills Can Increase a Home Lender's Salary?

Demanded Skills for the Role:

  • Commitment (Mentioned in 13.43% Job Postings): An agreement or pledge to do something in the future a commitment to improve conditions at the prison especially : an engagement to assume a financial obligation at a future date.
  • Tendering (Mentioned in 2.45% Job Postings): Tendering is the process by which an organisation who is in need of goods/services invites other parties to submit a proposal or bid to provide these goods/services.
  • Business Model (Mentioned in 1.67% Job Postings): The term business model refers to a company's plan for making a profit. It identifies the products or services the business plans to sell, its identified target market, and any anticipated expenses.
See More Skills
Skills Demand Percentage
Commitment 13.43%
Tendering 2.45%
Business Model 1.67%
What skills can make your compensation higher?
Mastering certain specialized skills can lead to a significant increase in pay. Here are examples of skills and the potential impact they can have on a Home Lender's salary.
  • Business Acumen: Can increase your salary by up to 24%.
  • Verbal Communication: Can increase your salary by up to 20%.
  • Business Model: Can increase your salary by up to 16%.
Skill Salary Salary % Increase
Business Acumen
$62,481
24%
Verbal Communication
$60,466
20%
Business Model
$58,450
16%
Analysis
$57,442
14%
Initiative
$56,938
13%
Decision Making
$56,435
12%
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Home Lender Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Home Lender's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on January 01, 2026

Salary Trends for Home Lender

Salaries for a Home Lender can change over time, reflecting shifts in market demand and the overall economy. The median salary decreased from $38,708 in 2023 to around $38,172 in 2025, reflecting changes in demand, location, experience, and the wider economy. For a detailed analysis of Home Lender salary trends, .

Average Annual Salary of Home Lender Over Time

2022
$???
2023
$38,708
2024
$38,428
2025
$38,172
2026
$???
2027
$???
Year Average Annual Salary
2022
View More
2023 $38,708
2024 $38,428
2025 $38,172
2026
View More
2027
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Most common benefits for Home Lender

Social Security
401(k)
Disability
Healthcare
Pension
Time Off (days)
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Common company salaries for Home Lender

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Where Does Our Salary Data Come From?

Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.

We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)

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