Credit Associate Salary in Spring, TX

How much does a Credit Associate make in Spring, TX?

As of September 01, 2026, the average salary for a Credit Associate in Spring, TX is $39,940 per year, which breaks down to an hourly rate of $19.

However, a Credit Associate's salary can vary significantly. Here’s a look at the typical salary range:

  • Top Earners (90th percentile): $49,150
  • Majority Range (25th-75th percentile): $35,985 to $44,761
  • Entry-Level (10th percentile): $32,384
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View as table View as graph 25% $35,985 10% $32,384 90% $49,150 75% $44,761 $39,940 50%(Median) Didn’t find job title? Click

Credit Associate Salaries by Percentile

Annual
Salary
Monthly
Pay
Weekly
Pay
Hourly
Wage
75th Percentile $44,761 $3,730 $861 $22
Average $39,940 $3,328 $768 $19
25th Percentile $35,985 $2,999 $692 $17
Check out Credit Associate Job Openings in Spring, TX
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Confidential - Spring, TX

Vice President Global Sales Enablement

Confidential - Spring, TX

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Key Factors That Influence Credit Associate Salaries

A Credit Associate's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, skills and company size can directly affect your earning potential.

Top Paying Cities for Credit Associates

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • San Jose: $51,122
  • San Francisco: $50,563
  • Oakland: $49,497

What Skills Can Increase a Credit Associate's Salary?

Demanded Skills for the Role:

  • Customer Service (Mentioned in 10.88% Job Postings): Customer service is the provision of service to customers before, during and after a purchase. The perception of success of such interactions is dependent on employees "who can adjust themselves to the personality of the guest". Customer service concerns the priority an organization assigns to customer service relative to components such as product innovation and pricing. In this sense, an organization that values good customer service may spend more money in training employees than the average organization or may proactively interview customers for feedback. From the point of view of an overall sales process engineering effort, customer service plays an important role in an organization's ability to generate income and revenue. From that perspective, customer service should be included as part of an overall approach to systematic improvement. One good customer service experience can change the entire perception a customer holds towards the organization.
  • Credit Reports (Mentioned in 1.98% Job Postings): Credit report is a statement that has information about your credit activity and current credit situation such as loan paying history and the status of your credit accounts. It allows to check for any delinquency in past and present credit accounts.
  • Data Entry (Mentioned in 1.41% Job Postings): Transcribing information into an electronic medium such as a computer or other electronic device.
See More Skills
Skills Demand Percentage
Customer Service 10.88%
Credit Reports 1.98%
Data Entry 1.41%
What skills can make your compensation higher?
Mastering certain specialized skills can lead to a significant increase in pay. Here are examples of skills and the potential impact they can have on a Credit Associate's salary.
  • Risk Management: Can increase your salary by up to 45%.
  • Process Improvement: Can increase your salary by up to 32%.
  • Credit Analysis: Can increase your salary by up to 27%.
Skill Salary Salary % Increase
Risk Management
$57,913
45%
Process Improvement
$52,720
32%
Credit Analysis
$50,723
27%
Underwriting
$49,925
25%
Credit Risk
$49,126
23%
Financial Analysis
$48,726
22%
Get Latest Data

Credit Associate Salary by Industry: Top Paying Sectors

For Credit Associate roles, the industry you choose can affect earning potential by as much as 35% (the gap between the highest and lowest paying industries). Data shows that the Biotechnology and Insurance sectors offer the strongest compensation, at 15% above the average. In contrast, Credit Associate positions in Edu., Gov't. & Nonprofit or MFG Nondurable typically offer lower base pay, as these industries often view Credit Associate as a support function rather than a direct revenue driver.

The top paying industries for a Credit Associate

Industry Sector Average Annual Salary Average Hourly Rate Pay vs.Avg
Biotechnology$45,931$22.015%
Insurance$45,931$22.015%
Telecom$45,931$22.015%
Aerospace & Defense$43,934$21.010%
Financial Services$43,934$21.010%

Credit Associate Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Credit Associate's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on September 01, 2026

Find Your Next Credit Associate Job

Ready to take the next step in your career? Browse thousands of current Credit Associate job openings on our job board. Use the search bar below to find your perfect match.

United States
  • Confidential

    Spring, TX

    Confidential | Spring, TX

    CEO Office Operations Leader. About the Company. Expanding provider of high-quality hardware, enterprise software & IT services. Industry. Information Tech... more

    4 Days Ago

  • Confidential

    Spring, TX

    Confidential | Spring, TX

    Vice President, Platform Engineering. About the Company. Global provider of high-quality hardware, enterprise software, & IT services. Industry. Informatio... more

    4 Days Ago

  • Confidential

    Spring, TX

    Confidential | Spring, TX

    Chief of Staff to the Chief People Officer (CPO). About the Company. Expanding provider of high-quality hardware, enterprise software & IT services. Indust... more

    5 Days Ago

  • Woodlands Sports Medicine Centre

    Spring, TX

    Woodlands Sports Medicine Centre | Spring, TX

    Physician Assistant needed for Orthopedic surgeon located in The Woodlands, Texas.Part-time position, 3 days a week, 8am-5pm.PA will primarily have clinic ... more

    5 Days Ago

  • McDonald's

    Spring, TX

    McDonald's | Spring, TX

    We are currently looking to add shift leaders to our restaurants who are ready to lead in a fun fast paced environment. What's in it for you. Competitive s... more

    5 Days Ago

  • SFI Financials

    Spring, TX

    SFI Financials | Spring, TX

    Job Overview The mission of SFI Financials is to protect families, build wealth, and create financial freedom for everyday people and families.This is a fl... more

    5 Days Ago

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Cost of Living In Spring, TX

Cost of Living in Spring, TX is
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