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Credit Card Fraud Analyst Salary in the United States

How much does a Credit Card Fraud Analyst make in the United States?

As of August 01, 2026, the average salary for a Credit Card Fraud Analyst in the United States is $43,049 per year, which breaks down to an hourly rate of $21.

However, a Credit Card Fraud Analyst's salary can vary significantly. Here’s a look at the typical salary range:

  • Top Earners (90th percentile): $54,057
  • Majority Range (25th-75th percentile): $40,657 to $48,811
  • Entry-Level (10th percentile): $38,479
Salary Factors Salary-Boosting Skills Salary by Experience Related Job Salaries Top Paying Cities Explore Related Jobs

Key Factors That Influence Credit Card Fraud Analyst Salaries

A Credit Card Fraud Analyst's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, education and company size can directly affect your earning potential.

How Experience Level Affects Credit Card Fraud Analyst Salaries?

Experience is a primary driver of a Credit Card Fraud Analyst's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Entry-Level (less than 1 year): $42,870
  • Early Career (1-2 years): $43,221
  • Mid-Level (2-4 years): $44,511
  • Senior-Level (5-8 years): $44,769
  • Expert (over 8 years): $44,941
Levels Salary
Entry Level Credit Card Fraud Analyst$42,870
Intermediate Level Credit Card Fraud Analyst$43,221
Senior Level Credit Card Fraud Analyst$44,511
Specialist Level Credit Card Fraud Analyst$44,769
Expert Level Credit Card Fraud Analyst$44,941
View as Graph

How Do Credit Card Fraud Analysts Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Credit Card Fraud Analysts. For example, consider the average annual salaries in these key locations:
  • District of Columbia: $47,664.
  • California: $47,483.
  • Massachusetts: $46,850.

Top Paying Cities for Credit Card Fraud Analyst

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • San Jose: $54,298
  • San Francisco: $53,703
  • Oakland: $52,571

Credit Card Fraud Analyst Salary by Company Size: Startups vs. Enterprise

Credit Card Fraud Analyst salary potential scales significantly with company size. Data shows that Enterprise companies (5,000+ employees) pay the highest average salary at around $46,793. While startup companies pay approximate $39,551.

Credit Card Fraud Analyst Salary by Company Size

Company Size Employees Average Salary
Startup 1~50 $39,551
Growth Stage 51~500 $41,843
Established 501~5000 $45,180
Enterprise 5000+ $46,793

How Education impacts an Credit Card Fraud Analyst's Salary?

Your level of education can impact your salary potential. While many Credit Card Fraud Analyst enter the field with a Bachelor's Degree, higher education can lead to more specialized and higher-paying roles.

According to our 100% employer-reported salary data, the median salary for an Credit Card Fraud Analyst with a Bachelor's Degree is between $40,919 and $44,374.

Credit Card Fraud Analyst Salaries by Degree Level

Typical Education for Credit Card Fraud Analyst
Degree Level % of user with this level of education
No Diploma 12.5%
High School 12.5%
Associates 25.0%
Bachelors 12.5%
Masters 50.0%
Doctorate 0.0%
View as Graph

Credit Card Fraud Analyst Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Credit Card Fraud Analyst's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on August 01, 2026
$40,657
Average $43,049/year
$48,811
$3,388
Average $3,587/month
$4,068
$782
Average $828/week
$939
$20
Average $21/hour
$23
Annual Salary Monthly Pay Weekly Pay Hourly Wage
75th Percentile $48,811 $4,068 $939 $23
Average $43,049 $3,587 $828 $21
25th Percentile $40,657 $3,388 $782 $20

Credit Card Fraud Analyst Salary Growth & Career Path

Credit Card Fraud Analyst

Next Role

Advancement

For a Credit Card Fraud Analyst, the most direct path to higher earnings is advancing to the Fraud Detection Associate III role. This promotion typically comes with a significant pay increase, bringing the average annual salary to $51,074 - a projected growth of 19% over your current level.

Most common benefits for Credit Card Fraud Analyst

  • Social Security
  • 401 (k)
  • Disability
  • Healthcare
  • Pension
  • Time Off (days)

Common company salaries for Credit Card Fraud Analyst

Here are companies hiring for Credit Card Fraud Analyst and their salaries, click below for more details.

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FAQ about Credit Card Fraud Analyst

1. Where can a Credit Card Fraud Analyst earn the most?

A Credit Card Fraud Analyst's earning potential can vary widely depending on several factors, including location, industry, experience, education, and the specific employer. According to the latest salary data by Salary.com, a Credit Card Fraud Analyst earns the most in San Jose, CA, where the annual salary of a Credit Card Fraud Analyst is $54,298.

2. What is the highest pay for Credit Card Fraud Analyst?

The highest pay for Credit Card Fraud Analyst is $54,057.

3. What is the lowest pay for Credit Card Fraud Analyst?

The lowest pay for Credit Card Fraud Analyst is $38,479.

4. What are the responsibilities of Credit Card Fraud Analyst?

Responsible for monitoring suspicious credit card transactions and resolving fraudulent activities. Contacts merchant and cardholders to verify charges and prevent loss. Uses established processes and procedures to create reports that track emerging trends and makes recommendations as needed. Requires a high school diploma or equivalent. Typically reports to a supervisor. Works under moderate supervision. Gaining or has attained full proficiency in a specific area of discipline. Typically requires 1-3 years of related experience.

Where Does Our Salary Data Come From?

Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.

We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)

With the most extensive online, real-time compensation data available, Salary.com helps you pinpoint your exact pay target.

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