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As of September 01, 2026, the average salary for a Credit Associate in Texas is $39,534 per year, which breaks down to an hourly rate of $19.
However, a Credit Associate's salary can vary significantly. Here’s a look at the typical salary range:
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Credit Associate Salaries by Percentile
| Annual Salary |
Monthly Pay |
Weekly Pay |
Hourly Wage |
|
| 75th Percentile | $44,306 | $3,692 | $852 | $21 |
| Average | $39,534 | $3,295 | $760 | $19 |
| 25th Percentile | $35,619 | $2,968 | $685 | $17 |
Trimont LLC - Dallas, TX
Direct Counsel - Dallas, TX
Direct Counsel - Austin, TX
Direct Counsel - Houston, TX
A Credit Associate's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.
Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Credit Associates. For example, consider the average annual salaries in these key locations:
Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:
For Credit Associate roles, the industry you choose can affect earning potential by as much as 35% (the gap between the highest and lowest paying industries). Data shows that the Biotechnology and Insurance sectors offer the strongest compensation, at 15% above the average. In contrast, Credit Associate positions in Edu., Gov't. & Nonprofit or MFG Nondurable typically offer lower base pay, as these industries often view Credit Associate as a support function rather than a direct revenue driver.
| Industry Sector | Average Annual Salary | Average Hourly Rate | Pay vs.Avg |
|---|---|---|---|
| Biotechnology | $45,465 | $22.0 | 15% |
| Insurance | $45,465 | $22.0 | 15% |
| Telecom | $45,465 | $22.0 | 15% |
| Aerospace & Defense | $43,488 | $21.0 | 10% |
| Financial Services | $43,488 | $21.0 | 10% |
Understanding how a Credit Associate's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.
| Annual Salary | Monthly Pay | Weekly Pay | Hourly Wage | |
|---|---|---|---|---|
| 75th Percentile | $44,306 | $3,692 | $852 | $21 |
| Average | $39,534 | $3,295 | $760 | $19 |
| 25th Percentile | $35,619 | $2,968 | $685 | $17 |
Ready to take the next step in your career? Browse thousands of current Credit Associate job openings on our job board. Use the search bar below to find your perfect match.
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