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As of August 01, 2026, the average salary for a Credit Risk Associate in Pennsylvania is $105,229 per year, which breaks down to an hourly rate of $51.
However, a Credit Risk Associate's salary can vary significantly. Here’s a look at the typical salary range:
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Credit Risk Associate Salaries by Percentile
| Annual Salary |
Monthly Pay |
Weekly Pay |
Hourly Wage |
|
| 75th Percentile | $115,973 | $9,664 | $2,230 | $56 |
| Average | $105,229 | $8,769 | $2,024 | $51 |
| 25th Percentile | $93,752 | $7,813 | $1,803 | $45 |
Vanguard - Frazer, PA
Azlo - Philadelphia, PA
MDA Edge - Philadelphia, PA
PNC - Pittsburgh, PA
A Credit Risk Associate's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.
Experience is a primary driver of a Credit Risk Associate's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here’s how the average salary grows at different career stages:
| Levels | Salary |
|---|---|
| Sales Sup... Level Credit Risk Associate | $114,850 |
| Sales Ass... Level Credit Risk Associate | $75,236 |
| Sales Sup... Level Credit Risk Associate | $86,407 |
| Credit Ri... Level Credit Risk Associate | $104,439 |
| Sales Sup... Level Credit Risk Associate | $154,178 |
What Am I Worth?
Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Credit Risk Associates. For example, consider the average annual salaries in these key locations:
Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:
For Credit Risk Associate roles, the industry you choose can affect earning potential by as much as 20% (the gap between the highest and lowest paying industries). Data shows that the Aerospace & Defense and Business Services sectors offer the strongest compensation, at 10% above the average. In contrast, Credit Risk Associate positions in Biotechnology or Transportation typically offer lower base pay, as these industries often view Credit Risk Associate as a support function rather than a direct revenue driver.
| Industry Sector | Average Annual Salary | Average Hourly Rate | Pay vs.Avg |
|---|---|---|---|
| Aerospace & Defense | $115,752 | $56.0 | 10% |
Understanding how a Credit Risk Associate's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.
| Annual Salary | Monthly Pay | Weekly Pay | Hourly Wage | |
|---|---|---|---|---|
| 75th Percentile | $115,973 | $9,664 | $2,230 | $56 |
| Average | $105,229 | $8,769 | $2,024 | $51 |
| 25th Percentile | $93,752 | $7,813 | $1,803 | $45 |
Ready to take the next step in your career? Browse thousands of current Credit Risk Associate job openings on our job board. Use the search bar below to find your perfect match.
Midatlantic Employers' Association
Bensalem, PA
Midatlantic Employers' Association | Bensalem, PA
Job Description. Job Description. We are seeking a detail-oriented and customer-focused. Credit Associate. to join our Accounting team in Bensalem. In this... more
8 Days Ago
Confidential
Philadelphia, PA
Confidential | Philadelphia, PA
Vice President, Credit Risk Strategy & Data Science. About the Company. High-growth SMB lender building the next generation of credit decisioning. Industry... more
25 Days Ago
Confidential
Philadelphia, PA
Confidential | Philadelphia, PA
Vice President, Credit Risk Strategy & Data Science. About the Company. High-growth SMB lender building the next generation of credit decisioning. Industry... more
6 Days Ago
Confidential
Philadelphia, PA
Confidential | Philadelphia, PA
Vice President, Credit Risk, Data Science, Analytics & Strategy. About the Company. A fast-growing SMB finance business scaling ML-driven credit decisionin... more
1 Month Ago
Confidential
Philadelphia, PA
Confidential | Philadelphia, PA
Vice President, Credit Risk, Data Science, Analytics & Strategy. About the Company. A fast-growing SMB finance business scaling ML-driven credit decisionin... more
5 Days Ago
Ferguson
Oaks, PA
Ferguson | Oaks, PA
Accelerated Credit AssociateSince 1953, Ferguson has been a source of quality supplies for a variety of industries. Together we build better infrastructure... more
6 Days Ago
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