Fraud Officer Salary in the United States

How much does a Fraud Officer make in the United States?

As of July 01, 2026, the average salary for a Fraud Officer in the United States is $68,298 per year, which breaks down to an hourly rate of $33.

However, a Fraud Officer's salary can vary significantly. Here’s a look at the typical salary range:

  • Top Earners (90th percentile): $85,359
  • Majority Range (25th-75th percentile): $60,841 to $77,229
  • Entry-Level (10th percentile): $54,051
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View as table View as graph 25% $60,841 10% $54,051 90% $85,359 75% $77,229 $68,298 50%(Median) Didn’t find job title? Click

Fraud Officer Salaries by Percentile

Annual
Salary		 Monthly
Pay		 Weekly
Pay		 Hourly
Wage
75th Percentile $77,229 $6,436 $1,485 $37
Average $68,298 $5,692 $1,313 $33
25th Percentile $60,841 $5,070 $1,170 $29
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Key Factors That Influence Fraud Officer Salaries

A Fraud Officer's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, education and company size can directly affect your earning potential.

How Experience Level Affects Fraud Officer Salaries?

Experience is a primary driver of a Fraud Officer's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Entry-Level (less than 1 year): $66,964
  • Early Career (1-2 years): $67,642
  • Mid-Level (2-4 years): $87,614
  • Senior-Level (5-8 years): $115,593
  • Expert (over 8 years): $125,742
Levels Salary
Fraud Inv... Level Fraud Officer$66,964
Fraud Off... Level Fraud Officer$67,642
Fraud Inv... Level Fraud Officer$87,614
Fraud Inv... Level Fraud Officer$115,593
Fraud Inv... Level Fraud Officer$125,742
$66,964 0 yr
$67,642 < 2 yrs
$87,614 2-4 yrs
$115,593 5-8 yrs
$125,742 > 8 yrs
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What Am I Worth?

How Do Fraud Officer Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Fraud Officers. For example, consider the average annual salaries in these key locations:

  • District of Columbia: $75,620.
  • California: $75,333.
  • Massachusetts: $74,329.

Top Paying Cities for Fraud Officers

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • San Jose: $86,145
  • San Francisco: $85,201
  • Oakland: $83,406

What Skills Can Increase a Fraud Officer's Salary?

Demanded Skills for the Role:

  • Analysis (Mentioned in 6.11% Job Postings): Analysis is the process of considering something carefully or using statistical methods in order to understand it or explain it.
  • Building Codes (Mentioned in 2.8% Job Postings): A building code (also building control or building regulations) is a set of rules that specify the standards for constructed objects such as buildings and nonbuilding structures. Buildings must conform to the code to obtain planning permission, usually from a local council. The main purpose of building codes is to protect public health, safety and general welfare as they relate to the construction and occupancy of buildings and structures. The building code becomes law of a particular jurisdiction when formally enacted by the appropriate governmental or private authority. Building codes are generally intended to be applied by architects, engineers, interior designers, constructors and regulators but are also used for various purposes by safety inspectors, environmental scientists, real estate developers, subcontractors, manufacturers of building products and materials, insurance companies, facility managers, tenants, and others. Codes regulate the design and construction of structures where adopted into law.
  • Digital Video (Mentioned in 1.47% Job Postings): Digital video is an electronic representation of moving visual images in the form of encoded digital data. This is in contrast to analog video, which represents moving visual images in the form of analog signals.
See More Skills
Skills Demand Percentage
Analysis 6.11%
Building Codes 2.8%
Digital Video 1.47%
What skills can make your compensation higher?
Mastering certain specialized skills can lead to a significant increase in pay. Here are examples of skills and the potential impact they can have on a Fraud Officer's salary.
  • Forensics: Can increase your salary by up to 13%.
  • Leadership: Can increase your salary by up to 10%.
  • Commitment: Can increase your salary by up to 10%.
Skill Salary Salary % Increase
Forensics
 $77,177
13%
Leadership
 $75,128
10%
Commitment
 $75,128
10%
Flexibility
 $73,079
7%
Initiative
 $71,713
5%
Data Analysis
 $71,713
5%
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Fraud Officer Salary by Industry: Top Paying Sectors

For Fraud Officer roles, the industry you choose can affect earning potential by as much as 70% (the gap between the highest and lowest paying industries). Data shows that the Biotechnology and Insurance sectors offer the strongest compensation, at 45% above the average. In contrast, Fraud Officer positions in Software & Networking or Edu., Gov't. & Nonprofit typically offer lower base pay, as these industries often view Fraud Officer as a support function rather than a direct revenue driver.

The top paying industries for a Fraud Officer

Industry Sector Average Annual Salary Average Hourly Rate Pay vs.Avg
Biotechnology$99,032$48.045%
Insurance$88,788$43.030%
Energy & Utilities$81,958$39.020%
Aerospace & Defense$76,494$37.012%
Financial Services$75,128$36.010%

How Education impacts a Fraud Officer's Salary?

Your level of education can impact your salary potential. While many Fraud Officers enter the field with a Bachelor's Degree degree, higher education can lead to more specialized and higher-paying roles.

According to our 100% employer-reported salary data, the median salary for a Fraud Officer with a Bachelor's Degree is between $64,102 and $69,286).

Fraud Officer Salaries by Degree Level

Typical Education for Fraud Officer
Degree Level % of user with this level of education
No Diploma 0.9%
High School 17.0%
Associates 12.3%
Bachelors 46.2%
Masters 18.9%
Doctorate 4.7%
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Fraud Officer Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Fraud Officer's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

  • Hourly
  • Monthly
  • Weekly
  • Yearly
  • Table View
Last Updated on July 01, 2026
$60,841
Average $68,298/year
$77,229
$5,070
Average $5,692/month
$6,436
$1,170
Average $1,313/week
$1,485
$29
Average $33/hour
$37
Annual Salary Monthly Pay Weekly Pay Hourly Wage
75th Percentile $77,229 $6,436 $1,485 $37
Average $68,298 $5,692 $1,313 $33
25th Percentile $60,841 $5,070 $1,170 $29

Salaries of jobs related to Fraud Officer

Salary Trends for Fraud Officer

Salaries for a Fraud Officer can change over time, reflecting shifts in market demand and the overall economy. The median salary decreased from $85,252 in 2023 to around $83,235 in 2025, reflecting changes in demand, location, experience, and the wider economy. For a detailed analysis of Fraud Officer salary trends, .

Average Annual Salary of Fraud Officer Over Time

2022
$???
2023
$85,252
2024
$84,597
2025
$83,235
2026
$???
2027
$???
Year Average Annual Salary
2022
View More
2023 $85,252
2024 $84,597
2025 $83,235
2026
View More
2027
View More

Most common benefits for Fraud Officer

Social Security
401(k)
Disability
Healthcare
Pension
Time Off (days)
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Common company salaries for Fraud Officer

Here are companies hiring for Fraud Officer and their salaries, click below for more details.

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Where Does Our Salary Data Come From?

Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.

We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)

With the most extensive online, real-time compensation data available, Salary.com helps you pinpoint your exact pay target.

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