As of September 01, 2026, the average salary for a Fraud Officer in the United States is $84,595 per year, which breaks down to an hourly rate of $41.
However, a Fraud Officer's salary can vary significantly. Here’s a look at the typical salary range:
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A Fraud Officer's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, education and company size can directly affect your earning potential.
Experience is a primary driver of a Fraud Officer's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here’s how the average salary grows at different career stages:
| Levels | Salary |
|---|---|
| Fraud Inv... Level Fraud Officer | $66,973 |
| Fraud Off... Level Fraud Officer | $83,782 |
| Fraud Inv... Level Fraud Officer | $103,792 |
| Fraud Inv... Level Fraud Officer | $115,627 |
| Fraud Inv... Level Fraud Officer | $125,782 |
What Am I Worth?
Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Fraud Officers. For example, consider the average annual salaries in these key locations:
Demanded Skills for the Role:
| Skills | Demand Percentage |
|---|---|
| Analysis | 6.11% |
| Building Codes | 2.8% |
| Digital Video | 1.47% |
| Skill | Salary | Salary % Increase |
|---|---|---|
|
Forensics
|
$95,592 |
13%
|
|
Leadership
|
$93,054 |
10%
|
|
Commitment
|
$93,054 |
10%
|
|
Flexibility
|
$90,517 |
7%
|
|
Initiative
|
$88,825 |
5%
|
|
Data Analysis
|
$88,825 |
5%
|
For Fraud Officer roles, the industry you choose can affect earning potential by as much as 70% (the gap between the highest and lowest paying industries). Data shows that the Biotechnology and Insurance sectors offer the strongest compensation, at 45% above the average. In contrast, Fraud Officer positions in Software & Networking or Edu., Gov't. & Nonprofit typically offer lower base pay, as these industries often view Fraud Officer as a support function rather than a direct revenue driver.
| Industry Sector | Average Annual Salary | Average Hourly Rate | Pay vs.Avg |
|---|---|---|---|
| Biotechnology | $122,663 | $59.0 | 45% |
| Insurance | $109,973 | $53.0 | 30% |
| Energy & Utilities | $101,514 | $49.0 | 20% |
| Aerospace & Defense | $94,746 | $46.0 | 12% |
| Financial Services | $93,054 | $45.0 | 10% |
Your level of education can impact your salary potential. While many Fraud Officers enter the field with a Bachelor's Degree degree, higher education can lead to more specialized and higher-paying roles.
According to our 100% employer-reported salary data, the median salary for a Fraud Officer with a Bachelor's Degree is between $64,102 and $69,286).
Fraud Officer Salaries by Degree Level
| Degree Level | % of user with this level of education |
|---|---|
| No Diploma | 0.9% |
| High School | 17.0% |
| Associates | 12.3% |
| Bachelors | 46.2% |
| Masters | 18.9% |
| Doctorate | 4.7% |
Understanding how a Fraud Officer's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.
Last Updated on September 01, 2026Salaries for a Fraud Officer can change over time, reflecting shifts in market demand and the overall economy. The median salary decreased from $85,252 in 2023 to around $83,235 in 2025, reflecting changes in demand, location, experience, and the wider economy. For a detailed analysis of Fraud Officer salary trends, .
| Year | Average Annual Salary |
|---|---|
| 2022 |
View More
|
| 2023 | $85,252 |
| 2024 | $84,597 |
| 2025 | $83,235 |
| 2026 |
View More
|
| 2027 |
View More
|
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The Biotechnology industry offers the highest average compensation for Fraud Officer roles, with salaries approximately 45% above the market median.
Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.
We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)
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