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Fraud Investigation Officer IV Salary in the United States

How much does a Fraud Investigation Officer IV make in the United States?

As of August 01, 2026, the average salary for a Fraud Investigation Officer IV in the United States is $116,885 per year, which breaks down to an hourly rate of $56.

However, a Fraud Investigation Officer IV's salary can vary significantly. Here’s a look at the typical salary range:

  • Top Earners (90th percentile): $132,388
  • Majority Range (25th-75th percentile): $101,910 to $125,000
  • Entry-Level (10th percentile): $88,276
Salary Factors Salary-Boosting Skills Salary by Experience Related Job Salaries Top Paying Cities Explore Related Jobs

Key Factors That Influence Fraud Investigation Officer IV Salaries

A Fraud Investigation Officer IV's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.

How Experience Level Affects Fraud Investigation Officer IV Salaries?

Experience is a primary driver of a Fraud Investigation Officer IV's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Fraud Investigation Officer II (2-4 years): $68,389
  • Fraud Investigation Officer III (4-7 years): $88,588
  • Fraud Investigation Officer IV (7+ years): $116,885
  • Fraud Investigation Officer V (7-10 years): $127,148
  • Fraud Investigation Supervisor (10+ years): $105,073
Job Role Years of Experience Average Salary
Fraud Investigation Officer II2-4 years$68,389
Fraud Investigation Officer III4-7 years$88,588
Fraud Investigation Officer IV7+ years$116,885
Fraud Investigation Officer V7-10 years$127,148
Fraud Investigation Supervisor10+ years$105,073
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How Do Fraud Investigation Officer IVs Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Fraud Investigation Officer IVs. For example, consider the average annual salaries in these key locations:
  • District of Columbia: $129,415.
  • California: $128,924.
  • Massachusetts: $127,206.

Top Paying Cities for Fraud Investigation Officer IV

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • San Jose: $147,427
  • San Francisco: $145,813
  • Oakland: $142,740

Fraud Investigation Officer IV Salary by Company Size: Startups vs. Enterprise

Fraud Investigation Officer IV salary potential scales significantly with company size. Data shows that Enterprise companies (5,000+ employees) pay the highest average salary at around $130,846. While startup companies pay approximate $110,693.

Fraud Investigation Officer IV Salary by Company Size

Company Size Employees Average Salary
Startup 1~50 $110,693
Growth Stage 51~500 $117,071
Established 501~5000 $126,355
Enterprise 5000+ $130,846

Fraud Investigation Officer IV Salary by Industry: Top Paying Sectors

For Fraud Investigation Officer IV roles, the industry you choose can affect earning potential by as much as 45% (the gap between the highest and lowest paying industries). Data shows that the Internet and Biotechnology sectors offer the strongest compensation, at 25% above the average. In contrast, Fraud Investigation Officer positions in Transportation or Edu., Gov't. & Nonprofit typically offer lower base pay, as these industries often view Fraud Investigation Officer IV as a support function rather than a direct revenue driver.

The top paying industries for a Fraud Investigation Officer IV

Industry Sector Average Annual Salary Average Hourly Rate Pay vs.Avg
Internet$146,106$70.025%
Biotechnology$140,262$67.020%
Energy & Utilities$134,418$65.015%
Chemicals$128,574$62.010%
Insurance$128,574$62.010%

Fraud Investigation Officer IV Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Fraud Investigation Officer IV's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on August 01, 2026
$101,910
Average $116,885/year
$125,000
$8,493
Average $9,740/month
$10,417
$1,960
Average $2,248/week
$2,404
$49
Average $56/hour
$60
Annual Salary Monthly Pay Weekly Pay Hourly Wage
75th Percentile $125,000 $10,417 $2,404 $60
Average $116,885 $9,740 $2,248 $56
25th Percentile $101,910 $8,493 $1,960 $49

Fraud Investigation Officer IV Salary Growth & Career Path

Fraud Investigation Officer IV

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Advancement

For a Fraud Investigation Officer IV, the most direct path to higher earnings is advancing to the Fraud Investigation Officer V role. This promotion typically comes with a significant pay increase, bringing the average annual salary to $127,148 - a projected growth of 9% over your current level.

Most common benefits for Fraud Investigation Officer IV

  • Social Security
  • 401 (k)
  • Disability
  • Healthcare
  • Pension
  • Time Off (days)

Common company salaries for Fraud Investigation Officer IV

Here are companies hiring for Fraud Investigation Officer IV and their salaries, click below for more details.

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FAQ about Fraud Investigation Officer IV

1. Where can a Fraud Investigation Officer IV earn the most?

A Fraud Investigation Officer IV's earning potential can vary widely depending on several factors, including location, industry, experience, education, and the specific employer. According to the latest salary data by Salary.com, a Fraud Investigation Officer IV earns the most in San Jose, CA, where the annual salary of a Fraud Investigation Officer IV is $147,427.

2. What is the highest pay for Fraud Investigation Officer IV?

The highest pay for Fraud Investigation Officer IV is $132,388.

3. What is the lowest pay for Fraud Investigation Officer IV?

The lowest pay for Fraud Investigation Officer IV is $88,276.

4. What are the responsibilities of Fraud Investigation Officer IV?

Investigates fraudulent/illegal activities perpetrated by customers or employees. Gathers information, prepares findings in reports, and works with local, state, and/or federal authorities as needed. Designs and implements programs to prevent fraudulent activities and to recover any losses. Maintains investigation documents in accordance with legal requirements. Requires a bachelor's degree. Typically reports to a manager. Work is highly independent. May assume a team lead role for the work group. A specialist on complex technical and business matters. Typically requires 7+ years of related experience.

5. What industry pays the highest salary for Fraud Investigation Officer IV?

The Internet industry offers the highest average compensation for Fraud Investigation Officer IV roles, with salaries approximately 25% above the market median.

Where Does Our Salary Data Come From?

Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.

We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)

With the most extensive online, real-time compensation data available, Salary.com helps you pinpoint your exact pay target.

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