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Fraud Investigation Officer II Salary in the United States

How much does a Fraud Investigation Officer II make in the United States?

As of August 01, 2026, the average salary for a Fraud Investigation Officer II in the United States is $68,389 per year, which breaks down to an hourly rate of $33.

However, a Fraud Investigation Officer II's salary can vary significantly. Here’s a look at the typical salary range:

  • Top Earners (90th percentile): $85,396
  • Majority Range (25th-75th percentile): $60,845 to $77,291
  • Entry-Level (10th percentile): $53,977
Salary Factors Salary-Boosting Skills Salary by Experience Related Job Salaries Top Paying Cities Explore Related Jobs

Key Factors That Influence Fraud Investigation Officer II Salaries

A Fraud Investigation Officer II's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, education and company size can directly affect your earning potential.

How Experience Level Affects Fraud Investigation Officer II Salaries?

Experience is a primary driver of a Fraud Investigation Officer II's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Fraud Investigation Officer I (0-2 years): $67,709
  • Fraud Investigation Officer II (2-4 years): $68,389
  • Fraud Investigation Officer III (4-7 years): $88,588
  • Fraud Investigation Officer IV (7+ years): $116,885
  • Fraud Investigation Officer V (7-10 years): $127,148
Job Role Years of Experience Average Salary
Fraud Investigation Officer I0-2 years$67,709
Fraud Investigation Officer II2-4 years$68,389
Fraud Investigation Officer III4-7 years$88,588
Fraud Investigation Officer IV7+ years$116,885
Fraud Investigation Officer V7-10 years$127,148
View as Graph

How Do Fraud Investigation Officer IIs Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Fraud Investigation Officer IIs. For example, consider the average annual salaries in these key locations:
  • District of Columbia: $75,720.
  • California: $75,433.
  • Massachusetts: $74,428.

Top Paying Cities for Fraud Investigation Officer II

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • San Jose: $86,259
  • San Francisco: $85,315
  • Oakland: $83,517

What Skills Can Increase a Fraud Investigation Officer II's Salary?

Demanded Skills for the Role:

  • Analysis (Mentioned in 6.11% Job Postings): Analysis is the process of considering something carefully or using statistical methods in order to understand it or explain it.
  • Building Codes (Mentioned in 2.8% Job Postings): A building code (also building control or building regulations) is a set of rules that specify the standards for constructed objects such as buildings and nonbuilding structures. Buildings must conform to the code to obtain planning permission, usually from a local council. The main purpose of building codes is to protect public health, safety and general welfare as they relate to the construction and occupancy of buildings and structures. The building code becomes law of a particular jurisdiction when formally enacted by the appropriate governmental or private authority. Building codes are generally intended to be applied by architects, engineers, interior designers, constructors and regulators but are also used for various purposes by safety inspectors, environmental scientists, real estate developers, subcontractors, manufacturers of building products and materials, insurance companies, facility managers, tenants, and others. Codes regulate the design and construction of structures where adopted into law.
  • Digital Video (Mentioned in 1.47% Job Postings): Digital video is an electronic representation of moving visual images in the form of encoded digital data. This is in contrast to analog video, which represents moving visual images in the form of analog signals.
Skills Demand Percentage
Analysis 6.11%
Building Codes 2.8%
Digital Video 1.47%
See More Skills

What skills can make your compensation higher?

Mastering certain specialized skills can lead to a significant increase in pay. Here are examples of skills and the potential impact they can have on a Fraud Investigation Officer II's salary.

  • Forensics: Can increase your salary by up to 13%.
  • Leadership: Can increase your salary by up to 10%.
  • Commitment: Can increase your salary by up to 10%.
Skill Salary Salary % Increase
Forensics $77,280
13%
Leadership $75,228
10%
Commitment $75,228
10%
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Fraud Investigation Officer II Salary by Company Size: Startups vs. Enterprise

Fraud Investigation Officer II salary potential scales significantly with company size. Data shows that Enterprise companies (5,000+ employees) pay the highest average salary at around $76,558. While startup companies pay approximate $64,766.

Fraud Investigation Officer II Salary by Company Size

Company Size Employees Average Salary
Startup 1~50 $64,766
Growth Stage 51~500 $68,498
Established 501~5000 $73,930
Enterprise 5000+ $76,558

Fraud Investigation Officer II Salary by Industry: Top Paying Sectors

For Fraud Investigation Officer II roles, the industry you choose can affect earning potential by as much as 70% (the gap between the highest and lowest paying industries). Data shows that the Biotechnology and Insurance sectors offer the strongest compensation, at 45% above the average. In contrast, Fraud Investigation Officer positions in Software & Networking or Edu., Gov't. & Nonprofit typically offer lower base pay, as these industries often view Fraud Investigation Officer II as a support function rather than a direct revenue driver.

The top paying industries for a Fraud Investigation Officer II

Industry Sector Average Annual Salary Average Hourly Rate Pay vs.Avg
Biotechnology$99,164$48.045%
Insurance$88,906$43.030%
Energy & Utilities$82,067$39.020%
Aerospace & Defense$76,596$37.012%
Financial Services$75,228$36.010%

How Education impacts an Fraud Investigation Officer II's Salary?

Your level of education can impact your salary potential. While many Fraud Investigation Officer II enter the field with a Bachelor's Degree, higher education can lead to more specialized and higher-paying roles.

According to our 100% employer-reported salary data, the median salary for an Fraud Investigation Officer II with a Bachelor's Degree is between $64,102 and $69,286.

Fraud Investigation Officer II Salaries by Degree Level

Typical Education for Fraud Investigation Officer II
Degree Level % of user with this level of education
No Diploma 0.9%
High School 17.0%
Associates 12.3%
Bachelors 46.2%
Masters 18.9%
Doctorate 4.7%
View as Graph

Fraud Investigation Officer II Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Fraud Investigation Officer II's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on August 01, 2026
$60,845
Average $68,389/year
$77,291
$5,070
Average $5,699/month
$6,441
$1,170
Average $1,315/week
$1,486
$29
Average $33/hour
$37
Annual Salary Monthly Pay Weekly Pay Hourly Wage
75th Percentile $77,291 $6,441 $1,486 $37
Average $68,389 $5,699 $1,315 $33
25th Percentile $60,845 $5,070 $1,170 $29

Fraud Investigation Officer II Salary Growth & Career Path

Fraud Investigation Officer II

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Advancement

For a Fraud Investigation Officer II, the most direct path to higher earnings is advancing to the Fraud Investigation Officer III role. This promotion typically comes with a significant pay increase, bringing the average annual salary to $88,588 - a projected growth of 30% over your current level.

Most common benefits for Fraud Investigation Officer II

  • Social Security
  • 401 (k)
  • Disability
  • Healthcare
  • Pension
  • Time Off (days)

Common company salaries for Fraud Investigation Officer II

Here are companies hiring for Fraud Investigation Officer II and their salaries, click below for more details.

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FAQ about Fraud Investigation Officer II

1. Where can a Fraud Investigation Officer II earn the most?

A Fraud Investigation Officer II's earning potential can vary widely depending on several factors, including location, industry, experience, education, and the specific employer. According to the latest salary data by Salary.com, a Fraud Investigation Officer II earns the most in San Jose, CA, where the annual salary of a Fraud Investigation Officer II is $86,259.

2. What is the highest pay for Fraud Investigation Officer II?

The highest pay for Fraud Investigation Officer II is $85,396.

3. What is the lowest pay for Fraud Investigation Officer II?

The lowest pay for Fraud Investigation Officer II is $53,977.

4. What are the responsibilities of Fraud Investigation Officer II?

Investigates fraudulent/illegal activities perpetrated by customers or employees. Gathers information, prepares findings in reports, and works with local, state, and/or federal authorities as needed. Designs and implements programs to prevent fraudulent activities and to recover any losses. Maintains investigation documents in accordance with legal requirements. Requires a bachelor's degree. Typically reports to a manager. Occasionally directed in several aspects of the work. Gaining exposure to some of the complex tasks within the job function. Typically requires 2-4 years of related experience.

5. What industry pays the highest salary for Fraud Investigation Officer II?

The Biotechnology industry offers the highest average compensation for Fraud Investigation Officer II roles, with salaries approximately 45% above the market median.

Where Does Our Salary Data Come From?

Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.

We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)

With the most extensive online, real-time compensation data available, Salary.com helps you pinpoint your exact pay target.

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