What are the main factors that influence a Home Loan Consultant's salary?

The primary factors are: 1) Experience Level, 2) Geographic Location, 3) Education/Skills, 4) Company Size & Industry

How does experience change A Home Loan Consultant's salary?

A Home Loan Consultant's salary grows with experience: a Home Loan Consultant (0-1 years)earns $43,995, a Loan Processor II (1-3 years)earns $49,284, a Loan Processor III (3-5 years)earns $59,753, a Loan Processing Supervisor (5+ years)earns $64,575,

What are the highest paying states for a Home Loan Consultant?

Home Loan Consultant salary varies significantly by state. The top 3 highest paying states for Home Loan Consultant roles are District of Columbia $48,969, California $48,783, Massachusetts $48,133. These tech hubs typically pay 10-15% above the national average.

How much do different types of Home Loan Consultant roles make?

Salaries for Home Loan Consultant level roles vary by specialization: Home Consultant: $110,534; Home Loan Officer: $95,359; Loan Consultant Associate: $71,505; Senior Loan Consultant: $64,540; Home Loan Advisor: $64,081.

How do different companies affect a Home Loan Consultant's salary?

Company size, industry, and compensation structure create significant salary variations for Home Loan Consultant roles. Large, established industry leaders like Kpmg Us LLP ($114,295) and Warner Bros Discovery ($114,096) offer base salaries 35-40% above the national average. In contrast, smaller firms or startups may offer closer to $88,138.

Home Loan Consultant Salary in the United States

How much does a Home Loan Consultant make in the United States?

As of August 01, 2026, the average salary for a Home Loan Consultant in the United States is $44,228 per year, which breaks down to an hourly rate of $21.

However, a Home Loan Consultant's salary can vary significantly. Here’s a look at the typical salary range:

Top Earners (90th percentile): $50,283
Majority Range (25th-75th percentile): $41,021 to $47,397
Entry-Level (10th percentile): $38,101

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Home Loan Consultant Salaries by Percentile

	Annual Salary	Monthly Pay	Weekly Pay	Hourly Wage
75th Percentile	$47,397	$3,950	$911	$23
Average	$44,228	$3,686	$851	$21
25th Percentile	$41,021	$3,418	$789	$20

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Key Factors That Influence Home Loan Consultant Salaries

A Home Loan Consultant's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, education and company size can directly affect your earning potential.

How Do Home Loan Consultant Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Home Loan Consultants. For example, consider the average annual salaries in these key locations:

District of Columbia: $48,969.
California: $48,783.
Massachusetts: $48,133.

District of Columbia $48,969

California $48,783

Massachusetts $48,133

Washington $47,956

New Jersey $47,938

Alaska $47,876

Connecticut $47,266

New York $47,018

Hawaii $46,227

Rhode Island $45,855

Maryland $45,603

Minnesota $45,258

Colorado $45,125

Illinois $45,081

Oregon $44,913

Delaware $44,789

New Hampshire $44,711

Virginia $44,537

Pennsylvania $44,029

Nevada $43,772

North Dakota $43,688

Michigan $43,555

Wisconsin $43,507

Vermont $43,409

Texas $43,140

Maine $43,122

Arizona $43,095

Ohio $43,064

Georgia $42,658

Indiana $42,454

Wyoming $42,414

Utah $42,352

Iowa $42,326

Kansas $42,114

Louisiana $42,052

North Carolina $42,029

Missouri $42,021

Florida $41,848

Montana $41,755

Nebraska $41,667

Kentucky $41,618

South Carolina $41,441

Tennessee $41,331

Idaho $41,286

New Mexico $40,964

Oklahoma $40,893

Alabama $40,632

South Dakota $40,194

Arkansas $39,955

West Virginia $39,827

Mississippi $39,442

Top Paying Cities for Home Loan Consultants

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

San Jose: $55,784
San Francisco: $55,173
Oakland: $54,011

San Jose, CA $55,784

San Francisco, CA $55,173

Oakland, CA $54,011

New York, NY $50,923

Paramus, NJ $50,304

Queens Village, NY $50,302

Passaic, NJ $50,260

Bergenfield, NJ $50,256

Stamford, CT $50,159

Huntington, NY $50,140

Newark, NJ $49,814

Bridgeport, CT $49,720

Vallejo, CA $49,632

New Brunswick, NJ $49,615

Petaluma, CA $49,588

Middlesex, NJ $49,504

Somerset, NJ $49,473

Santa Cruz, CA $49,415

Boston, MA $49,146

Monterey, CA $48,990

Seattle, WA $48,889

Santa Rosa, CA $48,880

Los Angeles, CA $48,867

Juneau, AK $48,752

Washington, DC $48,703

Orange, CA $48,546

Santa Ana, CA $48,429

Long Beach, CA $48,385

Anaheim, CA $48,376

Anchorage, AK $48,354

Santa Maria, CA $48,221

Everett, WA $48,213

Danbury, CT $48,057

Bremerton, WA $47,996

Tacoma, WA $47,837

New Suffolk, NY $47,836

Sacramento, CA $47,823

Santa Barbara, CA $47,775

Trenton, NJ $47,726

San Diego, CA $47,726

Brockton, MA $47,677

Fairbanks, AK $47,569

Lompoc, CA $47,456

Lowell, MA $47,420

Ventura, CA $47,412

Nashua, NH $47,403

Stockton, CA $47,399

Modesto, CA $47,076

Poughkeepsie, NY $46,979

Olympia, WA $46,895

Kennewick, WA $46,895

New Haven, CT $46,877

Lawrence, MA $46,718

Hartford, CT $46,673

Riverside, CA $46,665

New Bedford, MA $46,620

Richland, WA $46,620

Bakersfield, CA $46,558

San Bernardino, CA $46,541

New Britain, CT $46,536

Atlantic City, NJ $46,536

New London, CT $46,519

Norwich, CT $46,505

Portsmouth, NH $46,496

Boulder, CO $46,403

Portland, OR $46,342

Worcester, MA $46,337

Minneapolis, MN $46,200

Philadelphia, PA $46,138

Honolulu, HI $45,992

Saint Paul, MN $45,971

Vineland, NJ $45,961

Providence, RI $45,833

Chicago, IL $45,705

Bellingham, WA $45,652

Springfield, MA $45,616

Baltimore, MD $45,603

Chico, CA $45,493

Pittsfield, MA $45,373

Manchester, NH $45,289

Spokane, WA $45,094

Denver, CO $45,090

Albany, NY $44,882

Troy, NY $44,864

Nassau, NY $44,817

Schenectady, NY $44,772

Wilmington, DE $44,736

Burlington, VT $44,674

Salem, OR $44,657

Portland, ME $44,520

Yakima, WA $44,475

Rochester, MN $44,338

Reno, NV $44,316

Fresno, CA $44,316

Milwaukee, WI $44,276

Detroit, MI $44,232

Ann Arbor, MI $44,225

Allentown, PA $44,219

Colorado Springs, CO $44,144

Syracuse, NY $44,121

Carson City, NV $44,121

Houston, TX $44,060

Eugene, OR $44,037

Gary, IN $43,984

Springfield, OR $43,949

Bismarck, ND $43,940

Galveston, TX $43,909

Medford, OR $43,843

Fort Collins, CO $43,825

Concord, NH $43,803

Austin, TX $43,790

Mesa, AZ $43,697

Reading, PA $43,692

Phoenix, AZ $43,688

Dallas, TX $43,675

Saint Cloud, MN $43,632

Madison, WI $43,573

Utica, NY $43,454

Rochester, NY $43,383

Des Moines, IA $43,378

Raleigh, NC $43,374

Atlanta, GA $43,308

Battle Creek, MI $43,294

Salt Lake City, UT $43,281

Lancaster, PA $43,215

Harrisburg, PA $43,153

Kansas City, MO $43,109

Champaign, IL $43,100

Kansas City, KS $43,100

Fort Worth, TX $43,095

Columbus, OH $43,088

Boca Raton, FL $43,078

Pittsburgh, PA $43,060

Richmond, VA $43,042

Indianapolis, IN $43,033

Cleveland, OH $43,029

Las Vegas, NV $42,976

Cincinnati, OH $42,976

Petersburg, VA $42,910

Huntsville, AL $42,843

Lansing, MI $42,814

Lebanon, PA $42,808

Pueblo, CO $42,803

Appleton, WI $42,790

Buffalo, NY $42,773

Dayton, OH $42,759

Racine, WI $42,750

Charlotte, NC $42,746

Saint Louis, MO $42,733

York, PA $42,706

Elkhart, IN $42,706

Gastonia, NC $42,698

Billings, MT $42,687

Beaumont, TX $42,675

Lorain, OH $42,666

Benton Harbor, MI $42,658

Toledo, OH $42,649

Binghamton, NY $42,627

Rock Hill, SC $42,622

Rockford, IL $42,600

Springfield, IL $42,582

Elyria, OH $42,578

Fargo, ND $42,578

Flagstaff, AZ $42,547

Fort Lauderdale, FL $42,520

Duluth, MN $42,494

Miami, FL $42,494

Cheyenne, WY $42,463

Grand Forks, ND $42,463

Bangor, ME $42,366

Cedar Rapids, IA $42,317

Durham, NC $42,298

Louisville, KY $42,295

Grand Rapids, MI $42,286

Hialeah, FL $42,282

Casper, WY $42,220

Scranton, PA $42,167

New Orleans, LA $42,153

Virginia Beach, VA $42,149

Akron, OH $42,127

Peoria, IL $42,069

Sarasota, FL $42,060

Nashville, TN $42,029

Omaha, NE $42,029

Green Bay, WI $42,029

Baton Rouge, LA $42,007

Charleston, SC $41,999

Jamestown, NY $41,976

Davenport, IA $41,976

Tucson, AZ $41,954

Saint Petersburg, FL $41,928

Tampa, FL $41,919

Evansville, IN $41,892

Port Arthur, TX $41,892

Bradenton, FL $41,875

Santa Fe, NM $41,795

Orlando, FL $41,715

Clearwater, FL $41,702

Canton, OH $41,609

La Crosse, WI $41,609

Albuquerque, NM $41,583

Newport News, VA $41,578

High Point, NC $41,565

Ogden, UT $41,547

Corpus Christi, TX $41,512

Norfolk, VA $41,485

Laramie, WY $41,485

Rock Island, IL $41,459

Saginaw, MI $41,450

Jacksonville, FL $41,446

Salisbury, NC $41,437

Boise, ID $41,428

Moline, IL $41,406

Fort Myers, FL $41,393

Memphis, TN $41,384

Tulsa, OK $41,362

Waterloo, IA $41,335

Spartanburg, SC $41,291

Lincoln, NE $41,269

Fort Wayne, IN $41,260

Provo, UT $41,256

Cedar Falls, IA $41,202

San Antonio, TX $41,185

Greensboro, NC $41,167

South Bend, IN $41,163

Savannah, GA $41,114

Muskegon, MI $41,096

Birmingham, AL $41,092

Winston Salem, NC $41,070

Lake Charles, LA $40,964

Anderson, IN $40,955

Lexington, KY $40,941

Augusta, GA $40,928

Greenville, SC $40,928

Lima, OH $40,893

Wichita, KS $40,888

Tuscaloosa, AL $40,888

Columbia, SC $40,849

Springfield, OH $40,840

Asheville, NC $40,769

Bloomington, IN $40,738

Knoxville, TN $40,579

Shreveport, LA $40,574

Wilmington, NC $40,517

Roanoke, VA $40,517

Topeka, KS $40,437

Frankfort, KY $40,432

Oklahoma City, OK $40,402

Chillicothe, OH $40,384

Longview, TX $40,380

Melbourne, FL $40,375

Sioux Falls, SD $40,305

Mobile, AL $40,300

Terre Haute, IN $40,282

Altoona, PA $40,256

Amarillo, TX $40,225

Killeen, TX $40,212

Fayetteville, AR $40,176

Chattanooga, TN $40,163

Sioux City, IA $40,123

Idaho Falls, ID $40,114

Lynchburg, VA $40,079

Gainesville, FL $40,022

Portsmouth, OH $39,999

Little Rock, AR $39,991

Lafayette, LA $39,973

Youngstown, OH $39,973

Daytona Beach, FL $39,946

Clarksville, TN $39,942

Pensacola, FL $39,938

Temple, TX $39,934

Hopkinsville, KY $39,805

Erie, PA $39,796

Florence, SC $39,778

Charleston, WV $39,708

Great Falls, MT $39,685

Macon, GA $39,624

Tallahassee, FL $39,619

Fayetteville, NC $39,610

Waco, TX $39,601

Helena, MT $39,570

Pine Bluff, AR $39,554

Vincennes, IN $39,500

Lubbock, TX $39,482

Alamogordo, NM $39,455

Twin Falls, ID $39,416

Rapid City, SD $39,402

Jackson, MS $39,323

Huntington, WV $39,320

Greenville, MS $39,318

Parkersburg, WV $39,273

Montgomery, AL $39,265

Wichita Falls, TX $39,221

Springfield, MO $39,221

Biloxi, MS $39,199

Monroe, LA $39,155

Johnstown, PA $39,124

Sumter, SC $39,106

Columbus, GA $39,102

Pascagoula, MS $39,018

Abilene, TX $39,018

Kingsport, TN $38,903

Albany, GA $38,903

Gulfport, MS $38,889

Alexandria, LA $38,743

Fort Smith, AR $38,633

El Paso, TX $38,513

Las Cruces, NM $38,314

Harlingen, TX $38,202

Pocatello, ID $38,195

Florence, AL $38,137

Brownsville, TX $38,129

Mcallen, TX $38,036

Dothan, AL $37,974

Columbus, MS $37,711

Altus, OK $37,505

Lawton, OK $37,421

Pierre, SD $37,262

What Skills Can Increase a Home Loan Consultant's Salary?

Demanded Skills for the Role:

Customer Service (Mentioned in 10.13% Job Postings): Customer service is the provision of service to customers before, during and after a purchase. The perception of success of such interactions is dependent on employees "who can adjust themselves to the personality of the guest". Customer service concerns the priority an organization assigns to customer service relative to components such as product innovation and pricing. In this sense, an organization that values good customer service may spend more money in training employees than the average organization or may proactively interview customers for feedback. From the point of view of an overall sales process engineering effort, customer service plays an important role in an organization's ability to generate income and revenue. From that perspective, customer service should be included as part of an overall approach to systematic improvement. One good customer service experience can change the entire perception a customer holds towards the organization.
Data Entry (Mentioned in 2.88% Job Postings): Transcribing information into an electronic medium such as a computer or other electronic device.
Loan Review (Mentioned in 1.35% Job Postings): Loan review is a process routinely used by banks to assess the current value of loan portfolios. Provisioning is a technique to translate loan review results into the balance sheet.

See More Skills

Skills	Demand Percentage
Customer Service	10.13%
Data Entry	2.88%
Loan Review	1.35%

What skills can make your compensation higher?

Mastering certain specialized skills can lead to a significant increase in pay. Here are examples of skills and the potential impact they can have on a Home Loan Consultant's salary.

Listening: Can increase your salary by up to 38%.
Leadership: Can increase your salary by up to 28%.
Pricing: Can increase your salary by up to 18%.

Skill	Salary	Salary % Increase
Listening	$61,034	38%
Leadership	$56,611	28%
Pricing	$52,189	18%
Underwriting	$49,977	13%
Coordination	$48,208	9%
Verbal Communication	$47,766	8%

Get Latest Data

Home Loan Consultant Salary by Industry: Top Paying Sectors

For Home Loan Consultant roles, the industry you choose can impact your earning potential by as much as 20% (the gap between the highest and lowest paying industries). Data shows that the highest-paying industry, Business Services, offers compensation 10% above the average. Conversely, Home Loan Consultant positions in Edu., Gov't. & Nonprofit typically offer lower base pay, as this sector often view Home Loan Consultant as a support function rather than a direct revenue driver.

The top paying industry for a Home Loan Consultant

Industry Sector	Average Annual Salary	Average Hourly Rate	Pay vs.Avg
Business Services	$48,650	$23.0	10%

How Education impacts a Home Loan Consultant's Salary?

Your level of education can impact your salary potential. While many Home Loan Consultants enter the field with a High School Diploma or Technical Certificate degree, higher education can lead to more specialized and higher-paying roles.

According to our 100% employer-reported salary data, the median salary for a Home Loan Consultant with a High School Diploma or Technical Certificate is between $39,683 and $42,442).

Home Loan Consultant Salaries by Degree Level

Typical Education for Home Loan Consultant

No Diploma 2.7%

High School 34.5%

Associates 15.9%

Bachelors 45.1%

Masters 1.8%

Doctorate 0.0%

view as table

Degree Level	% of user with this level of education
No Diploma	2.7%
High School	34.5%
Associates	15.9%
Bachelors	45.1%
Masters	1.8%
Doctorate	0.0%

view as graph

Home Loan Consultant Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Home Loan Consultant's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on August 01, 2026

$41,021

Average $44,228/year

$47,397

$3,418

Average $3,686/month

$3,950

$789

Average $851/week

$911

$20

Average $21/hour

$23

	Annual Salary	Monthly Pay	Weekly Pay	Hourly Wage
75th Percentile	$47,397	$3,950	$911	$23
Average	$44,228	$3,686	$851	$21
25th Percentile	$41,021	$3,418	$789	$20

Salaries of jobs related to Home Loan Consultant

Salary Trends for Home Loan Consultant

Salaries for a Home Loan Consultant can change over time, reflecting shifts in market demand and the overall economy. The median salary decreased from $41,526 in 2023 to around $41,326 in 2025, reflecting changes in demand, location, experience, and the wider economy. For a detailed analysis of Home Loan Consultant salary trends, .

Average Annual Salary of Home Loan Consultant Over Time

2022

$???

2023

$41,526

2024

$41,566

2025

$41,326

2026

$???

2027

$???

Year	Average Annual Salary
2022	View More
2023	$41,526
2024	$41,566
2025	$41,326
2026	View More
2027	View More

Most common benefits for Home Loan Consultant

Social Security

401(k)

Disability

Healthcare

Pension

Time Off (days)

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FAQ about Home Loan Consultant

1. What industry pays the highest salary for Home Loan Consultant?

The Business Services industry offers the highest average compensation for Home Loan Consultant roles, with salaries approximately 10% above the market median.

Where Does Our Salary Data Come From?

Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.

We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)

With the most extensive online, real-time compensation data available, Salary.com helps you pinpoint your exact pay target.

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