Personal Financial Consultant Salary in the United States

How much does a Personal Financial Consultant make in the United States?

As of August 01, 2026, the average salary for a Personal Financial Consultant in the United States is $64,585 per year, which breaks down to an hourly rate of $31.

However, a Personal Financial Consultant's salary can vary significantly. Here’s a look at the typical salary range:

  • Top Earners (90th percentile): $84,364
  • Majority Range (25th-75th percentile): $54,523 to $74,938
  • Entry-Level (10th percentile): $45,361
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View as table View as graph 25% $54,523 10% $45,361 90% $84,364 75% $74,938 $64,585 50%(Median) Didn’t find job title? Click

Personal Financial Consultant Salaries by Percentile

Annual
Salary
Monthly
Pay
Weekly
Pay
Hourly
Wage
75th Percentile $74,938 $6,245 $1,441 $36
Average $64,585 $5,382 $1,242 $31
25th Percentile $54,523 $4,544 $1,049 $26
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Key Factors That Influence Personal Financial Consultant Salaries

A Personal Financial Consultant's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, education and company size can directly affect your earning potential.

How Experience Level Affects Personal Financial Consultant Salaries?

Experience is a primary driver of a Personal Financial Consultant's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here’s how the average salary grows at different career stages:

  • Entry-Level (less than 1 year): $60,470
  • Early Career (1-2 years): $60,775
  • Mid-Level (2-4 years): $64,585
  • Senior-Level (5-8 years): $68,848
  • Expert (over 8 years): $69,153
Levels Salary
Entry Level Personal Financial Consultant$60,470
Intermediate Level Personal Financial Consultant$60,775
Senior Level Personal Financial Consultant$64,585
Specialist Level Personal Financial Consultant$68,848
Expert Level Personal Financial Consultant$69,153
$60,470 0 yr
$60,775 < 2 yrs
$64,585 2-4 yrs
$68,848 5-8 yrs
$69,153 > 8 yrs
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What Am I Worth?

How Do Personal Financial Consultant Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Personal Financial Consultants. For example, consider the average annual salaries in these key locations:

  • District of Columbia: $71,509.
  • California: $71,238.
  • Massachusetts: $70,288.

Top Paying Cities for Personal Financial Consultants

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • San Jose: $81,462
  • San Francisco: $80,570
  • Oakland: $78,872

What Skills Can Increase a Personal Financial Consultant's Salary?

Demanded Skills for the Role:

  • Customer Service (Mentioned in 8.73% Job Postings): Customer service is the provision of service to customers before, during and after a purchase. The perception of success of such interactions is dependent on employees "who can adjust themselves to the personality of the guest". Customer service concerns the priority an organization assigns to customer service relative to components such as product innovation and pricing. In this sense, an organization that values good customer service may spend more money in training employees than the average organization or may proactively interview customers for feedback. From the point of view of an overall sales process engineering effort, customer service plays an important role in an organization's ability to generate income and revenue. From that perspective, customer service should be included as part of an overall approach to systematic improvement. One good customer service experience can change the entire perception a customer holds towards the organization.
  • Financial Services (Mentioned in 2.38% Job Postings): A services provided by the finance industry, which encompasses a broad range of businesses that manage money. These services involve banking, brokerage, mortgages, credit cards, payment services, real estate, investment funds, taxes and accounting.
  • Business Operations (Mentioned in 0.79% Job Postings): The outcome of business operations is the harvesting of value from assets owned by a business. Assets can be either physical or intangible. An example of value derived from a physical asset, like a building, is rent. An example of value derived from an intangible asset, like an idea, is a royalty. The effort involved in "harvesting" this value is what constitutes business operations cycles.
See More Skills
Skills Demand Percentage
Customer Service 8.73%
Financial Services 2.38%
Business Operations 0.79%
What skills can make your compensation higher?
Mastering certain specialized skills can lead to a significant increase in pay. Here are examples of skills and the potential impact they can have on a Personal Financial Consultant's salary.
  • Business Operations: Can increase your salary by up to 17%.
  • Purchasing: Can increase your salary by up to 12%.
  • Leadership: Can increase your salary by up to 10%.
Skill Salary Salary % Increase
Business Operations
$75,565
17%
Purchasing
$72,336
12%
Leadership
$71,044
10%
Computer Science
$69,752
8%
Accounts Payable
$69,752
8%
Effective Communication
$67,815
5%
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How Education impacts a Personal Financial Consultant's Salary?

Your level of education can impact your salary potential. While many Personal Financial Consultants enter the field with a Associate's Degree degree, higher education can lead to more specialized and higher-paying roles.

According to our 100% employer-reported salary data, the median salary for a Personal Financial Consultant with a Associate's Degree is between $64,274 and $70,558).

Personal Financial Consultant Salaries by Degree Level

Typical Education for Personal Financial Consultant
Degree Level % of user with this level of education
No Diploma 13.8%
High School 13.8%
Associates 10.3%
Bachelors 37.9%
Masters 37.9%
Doctorate 0.0%
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Personal Financial Consultant Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Personal Financial Consultant's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on August 01, 2026

Salary Trends for Personal Financial Consultant

Salaries for a Personal Financial Consultant can change over time, reflecting shifts in market demand and the overall economy. The median salary decreased from $64,392 in 2023 to around $63,551 in 2025, reflecting changes in demand, location, experience, and the wider economy. For a detailed analysis of Personal Financial Consultant salary trends, .

Average Annual Salary of Personal Financial Consultant Over Time

2022
$???
2023
$64,392
2024
$64,125
2025
$63,551
2026
$???
2027
$???
Year Average Annual Salary
2022
View More
2023 $64,392
2024 $64,125
2025 $63,551
2026
View More
2027
View More

Most common benefits for Personal Financial Consultant

Social Security
401(k)
Disability
Healthcare
Pension
Time Off (days)
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Common company salaries for Personal Financial Consultant

Here are companies hiring for Personal Financial Consultant and their salaries, click below for more details.

Find Your Next Personal Financial Consultant Job

Ready to take the next step in your career? Browse thousands of current Personal Financial Consultant job openings on our job board. Use the search bar below to find your perfect match.

United States
  • MD Staff, LLC

    Columbus, OH

    MD Staff, LLC | Columbus, OH

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    Columbus, OH

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    11 Days Ago

  • Maxim Healthcare

    Columbus, OH

    Maxim Healthcare | Columbus, OH

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    13 Days Ago

  • Schneider

    Columbus, OH

    Schneider | Columbus, OH

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  • Family Dollar

    Columbus, OH

    Family Dollar | Columbus, OH

    Customer Service Associate. We're seeking a Customer Service Associate to join our team and deliver a great shopping experience for every customer. Duties ... more

    16 Days Ago

  • GO Staffing

    Columbus, OH

    GO Staffing | Columbus, OH

    Locums - A well respected group has a Trauma Surgery APP opportunity available in Columbus, Ohio. Certified Nurse Practitioner or Physician Assistant. 1/1/... more

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Where Does Our Salary Data Come From?

Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.

We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)

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