As of May 01, 2026, the average salary for a Rates Trader in the United States is $85,437 per year, which breaks down to an hourly rate of $41.
However, a Rates Trader's salary can vary significantly. Here’s a look at the typical salary range:
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A Rates Trader's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, education and company size can directly affect your earning potential.
Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Rates Traders. For example, consider the average annual salaries in these key locations:
Your level of education can impact your salary potential. While many Rates Traders enter the field with a Associate's Degree degree, higher education can lead to more specialized and higher-paying roles.
According to our 100% employer-reported salary data, the median salary for a Rates Trader with a Associate's Degree is between $86,658 and $91,283).
Rates Trader Salaries by Degree Level
| Degree Level | % of user with this level of education |
|---|---|
| No Diploma | 6.3% |
| High School | 6.3% |
| Associates | 12.5% |
| Bachelors | 31.3% |
| Masters | 50.0% |
| Doctorate | 0.0% |
Understanding how a Rates Trader's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.
Last Updated on May 01, 2026Salaries for a Rates Trader can change over time, reflecting shifts in market demand and the overall economy. The median salary decreased from $77,620 in 2023 to around $76,910 in 2025, reflecting changes in demand, location, experience, and the wider economy. For a detailed analysis of Rates Trader salary trends, .
| Year | Average Annual Salary |
|---|---|
| 2022 |
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| 2023 | $77,620 |
| 2024 | $77,317 |
| 2025 | $76,910 |
| 2026 |
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| 2027 |
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Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.
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