There is currently no job description for Agricultural Lender. Be the first to submit the job responsibilities for a Agricultural Lender.

There is currently no job description for Lender. Be the first to submit the job responsibilities for a Lender.

Represents the financial institution in public relations activities and community affairs. Participates in business development and public relations activities with existing and potential new customers. Maintains current knowledge of industry regulations, requirements and trends by attending seminars, member associations and reading trade periodicals. view job details

Monitors delinquent loans and problem accounts and takes necessary action to establish current basis. Assures delivery of quality customer service in the branch through personal leadership and adherence to bank's quality standards. Develop material for and make recommendations to Loan Committee on requests above individual authority requiring Committee approval. view job details

There is currently no job description for Business Lender. Be the first to submit the job responsibilities for a Business Lender.

Mortgage Size   The first and biggest hurdle to buying your own home is money. Few buyers, if any, try to buy a home without financing because it just doesn't make sense. In addition to the relatively low price of credit in America, why would anyone pass up substantial mortgage interest tax relief? Then there's the opportunity cost. Even the most financially secure among us won't want to tie up hefty capital in real estate when it could be spread across several investments in a diversified, well-planned portfolio.Typically, home buyers pursue a loan in amounts of 80 or 90 per cent of the purch... view article details

 If you're serious about buying a house anytime soon, do not underestimate the importance your income and job stability will have on the whole process. For starters, you may want to rule out changing careers unless you're guaranteed to step well up the income ladder. Major career revisions are best left until after you've passed Go with a lender and settled into the new home.In some cases, a recent job change could even jettison your chances of getting approved for a loan. For example, if you rely on commissions to bolster take-home pay, you could lose much from a career change. One mortgage s... view article details

 Closing TimeClosing is the last step in buying a home. Unless you are paying cash for the house, you cannot buy without backing from a lender, which comes in the form of a commitment letter. The lender will require that you have a homeowner's insurance policy on the property, so you will need to arrange this before the closing.At closing you will be asked how you want to hold the title, which basically refers to ownership. If you alone will own the house, it's sole ownership; joint tenancy applies when two or more people are purchasing, but each holds the right to dispose of his or her share.... view article details

Start With Confidence  Dealing with Realtors  House, Job, and Income  Finding the HouseWhen Renting is Better  Making the OfferWhen Buying is Better  Closing TimeIncome and Mortgage Size         Making the Offer Good real estate agents are invaluable when it comes time to make an offer on a house. Invariably the agent will provide you with a preprinted form of a purchase contract, which together you rework to fit your needs. The contract begins by identifying the focal points, buyer, seller, property location, brokers, etc., then quickly moves to the crux of the matter: the purchase price offe... view article details

Working in a nonprofit organization brings both material and nonmaterial rewards. Although some nonprofit organizations do not pay (or are unable to pay) market wages, the benefits of working in a nonprofit often outweigh the drawbacks for many employees.In the United States, nonprofit or charitable organizations such as foundations, churches, arts organizations, universities, and even some hospitals, are exempt from federal income taxes. Although the range of their services is rather broad, these groups have in common a mission to provide a benefit to a constituency that is more important tha... view article details

The U.S. is facing acute labor shortages. This fact means there are more job openings than qualified workers available. In most states, the primary causes of these labor shortages are an uneven employment landscape (with specific industries experiencing rapid growth while others suffer from disinvestment) and an aging population with fewer new workers entering the workforce. So where are these labor shortages the worst? Let's look. Where the Labor Shortages Are Most Severe Some industries suffered more than others. So, let's look at where the needs are the most severe. Due to an aging popula... view blog & white papers details

“We are paying the guy cutting up fruit $19 an hour,” complained the CFO of a major agricultural producer I recently spoke with. Almost on a daily basis I speak with an executive who tells me how one of their team members received a tremendous pay increase to jump ship. The problem with such stories is that everyone likes to talk about that one example that catches everyone else’s attention. And if all you hear is such stories for a while, you end up believing that such wage increases are the norm, not the exception. This can lead to what the Nobel laureate Robert Shiller calls narrative econo... view blog & white papers details

“We are paying the guy cutting up fruit $19 an hour,” complained the CFO of a major agricultural producer I recently spoke with. Almost on a daily basis I speak with an executive who tells me how one of their team members received a tremendous pay increase to jump ship. The problem with such stories is that everyone likes to talk about that one example that catches everyone else’s attention. And if all you hear is such stories for a while, you end up believing that such wage increases are the norm, not the exception. This can lead to what the Nobel laureate Robert Shiller calls narrative econo... view blog & white papers details

Did you know creditors can deduct your wages to pay off a debt? This can be a surprise and cause financial difficulty. You have options to challenge or limit wage garnishment. Understanding the process and your rights helps you keep more of your paycheck. Take action to protect your income. What is Wage Garnishment? Wage garnishment allows employers to legally deduct part of someone's paycheck to pay off a debt. A court order will enable them to take money from the employee's earnings, considering their income and dependents. This happens for unpaid taxes, debts, and more. Wage garnishment is... view blog & white papers details

The holiday season brings a change which demands a certain shift in the workplace. Reducing work hours or ramping up of staffing are common for some businesses. Either way, seasonal schedules can be a good shift or a major disruption. For this reason, companies must strike a balance between stability and flexibility. Seasonal schedules can be a complex concept, but certain situations call for it. Companies must create an efficient plan that will work for the good of their workforce and themselves. This article explores the definition of seasonal schedules, its benefits and challenges, and some... view blog & white papers details