Whether you're already an executive or just an aspiring big cheese, it's never too early to begin studying the sophisticated art of negotiating executive compensation. Only executives are eligible for many types of perks and benefits - if you disagree, try asking for your own jet. And executives often have access to data sources that are harder for other employees to use, or less relevant. But you may be surprised to learn that some of the methods for negotiating executive pay can work just as well for you as they do for the senior VP whose salary continues to rise while everyone else worries ... view article details
'Bonds come in many shapes and sizes. Those issued by the government include T-bills, Treasury notes and Treasury bonds. Municipal bonds are issued by a city, county, state, school, or park district for constructing roads, bridges, schools, libraries, airports, and so on.' Now that the roaring bull that was the stock market has been put out to pasture, let us turn our attention to bonds and bond mutual funds. With investors accepting the sad reality that stock values can drop as fast as they may rise, bonds beckon as a lower-risk alternative - albeit one with a less exciting growth potentia... view article details
If you’re like most people, your credit rating is probably the last thing on your mind while looking for a new job. Maybe you’re taking a second or a third look at your resume and cover letter, or having a friend or expert review or revamp them. You may even be taking a closer look at your wardrobe. But according to analysts and experts like Michael Germanovsky, editor-in-chief at Credit-Land.com who was our 'go to' expert for this article, your credit rating should definitely be on your mind if you want to get hired. In reality your credit score can play a very real role in whether or not you... view article details
'Stock mutual funds can be geared toward an investor's risk threshold. The more conservative investor would focus on lower-risk balanced funds that usually are composed of high-dividend-yielding stocks and bonds.' Anyone who's shopped for a mutual fund knows finding the right one can be harder than locating that proverbial needle in a haystack. There are so many to choose from. Remarkably, people seem to navigate the selection process somehow, because statistics show that most stocks held by the average American are purchased by way of a mutual fund. Mutual funds do the work for you'Certainly ... view article details
Q. I had five years of experience as financial accountant in private industry in the United States before moving to Hong Kong last year. My annual earnings as a manager were US$43,000. The staff accountant job I hold in Hong Kong equates to US$28,000. Besides the job title, the salary difference is also because of the different living standard, tax rates, and salary trends between the United States and Hong Kong. After taking these considerations into account, I estimate my salary in Hong Kong to be equal to US$40K.Now I am returning to the United States and my low salary looks awkward on my r... view article details
When my wife and I began to gather receipts and other scraps of paper for our taxes this year, I called our long-time accountant with a routine request for an organizer to help us make sense of all the numbers. 'I already sent it to you,' the accountant hissed. But no matter how disorganized my wife and I may be, we knew we had not received that vital piece of mail.I called her back a few weeks later with a follow-up query. 'I don't really have time to handle individual tax returns this year. I've got all the business I need,' she snarled. 'I can't find any trained people to help me.'And so, w... view article details
“Please don’t take this offer” reads the first line of Amazon’s “Pay to Quit” proposition. The rest of the page explains how current Amazon warehouse employees can pocket cold, hard cash if they walk away from their posts and never look back. “Never looking back” is really part of the deal – employees that accept “The Offer” can never work at any Amazon facility or subsidiary again in their lifetime. We’ve all heard of companies offering bonuses to their employees to incentivize certain behaviors (referring employees, staying at the company for amount of years, meeting sales goals, etc.), but... view article details
They’re lazy, they’re entitled, they still live at home – leeching off their parents. Who are they? Millennials, of course. Well, that’s the perception anyway: a generation of “Peter Pans,” destined to never grow up, or move out. Are all millennials idle do-nothings, expecting trophies for just showing up? Or, could this simply be a matter of bad press and a lack of bigger picture thinking? Let’s explore what makes this tribe of 20 and 30-somethings tick (and perhaps put some of these stereotypes to rest). Financially, Millennials Are a Product of Our Society What type of issues are millennia... view article details
Going back to school is a great way to invest in your future. Learning new skills can lead to better work opportunities and increased income and programs designed to help you attain a short or long term professional goal are helpful in giving you the edge you need in today’s competitive job market. Finding the right college or professional program is very important. You need to find a school that is affordable and flexible. But finding time for additional learning outside of the workplace presents a significant challenge to most employees. Here we highlight some terrific advantages to pursuing... view article details
The Research Status of Novel Coronavirus Pneumonia Vaccine The novel coronavirus pneumonia has spread to more than 160 countries and regions worldwide, and the virus has no specific medicine so far. Under these circumstances, the research and development of a vaccine is very important. Presently, many companies have participated in the research and development of vaccines, but four vaccine giants' attitudes toward coronavirus pneumonia vaccine are ambiguous. So now, the question becomes: which companies and institutions are involved in vaccine research and developme... view article details