Finding the house of your dreams is a cinch if you have the money. You can buy where you want, the size and style you want, you can even tear it all down and remodel how you want. 'I've taken out pristine, custom-built $100,000 kitchens to replace them with pristine, custom-built $150,000 kitchens that looked a little different,' said John C., a building contractor from Marina del Rey, California. 'Not that they seemed like the kind of people who spent much time in a kitchen anyway.' Staying within your means For the rest of us, buying a home is a knotty process of checks and balances. Ironic... view article details

When Buying is Better   It's the rare person who doesn't resent handing over large sums in rent every month. Even if the very idea of a 30-year mortgage makes you shiver, the fact is, over the long term, building equity in your own property is far smarter than financing someone else's. A fixed rate mortgage also locks in your monthly rate so you know that whatever your payment is, at least it will stay the same for thirty years. Even with an adjustable rate mortgage (ARM) you know your monthly cost will hover within a plus or minus dollar range for the term of the mortgage. Rent, on the other ... view article details

'You need to devise a savings strategy that maxmizes your return. What's the best place for your savings? Knowing about the various options can help you build greater wealth for the future.'   Money Markets and CDs   Personal savings is the base of your financial pyramid. It is the foundation of your family's well-being and it's your starting point to building wealth. Starting a sound savings program isn't difficult, but it takes some thinking, planning, and commitment. Your first savings priority should be to build the money you'll want on hand for immediate and short-term needs. This money c... view article details

Did you know that you may be able to negotiate some of your benefits? Even though companies put fixed policies on most benefits, some benefits are negotiable - and sometimes, all you have to do is ask. Signing bonus. If a company wants you badly enough or can't meet your salary demands, it might sweeten the deal by offering you a signing bonus, a one-time payment that doesn't increase the base salary on which everything else is calculated. A signing bonus is a good-faith demons... view article details

It Starts with the CEO Chief executive officers (CEOs) get paid lots of money for being the top employees in the company. Why do they get paid so much? Like athletes and actors, CEOs provide a level of talent that is required to produce the desired product - in this case, a strongly performing company. The skills and responsibilities that come with the job of CEO are extreme and the number of people who can fill these roles is limited. That is why the market has determined that people with these skills are worth a lot of money to their companies. Only about 20 percent of a CEO's pay is base... view article details

Being Able to Name Your Own Salary Might Sound Good, But It's Harder to Do Than You Think Picture yourself in the final stages of your job interview. Everything so far has gone fantastic. You've passed the screening of HR in the first round, met your future manager and totally connected, and have spoken with several other team members. The job is a great match for both your skills and your personality. The executive across the desk from you is thrilled, saying you're their ideal candidate, and is ready to make you an offer. The only thing left to talk about is salary. The mere thought of the c... view article details

Chief executive officers (CEOs) get paid lots of money for being the top employees in the company. Why do they get paid so much? Like athletes and actors, CEOs provide a level of talent that is required to produce the desired product - in this case, a strongly performing company. The skills and responsibilities that come with the job of CEO are extreme and the number of people who can fill these roles is limited. That is why the market has determined that people with these skills are worth a lot of money to their companies. Only about 20 percent of a CEO's pay is base salary; the rest is made... view article details

Start With Confidence  Dealing with Realtors  House, Job, and Income  Finding the HouseWhen Renting is Better  Making the OfferWhen Buying is Better  Closing TimeIncome and Mortgage Size         Making the Offer Good real estate agents are invaluable when it comes time to make an offer on a house. Invariably the agent will provide you with a preprinted form of a purchase contract, which together you rework to fit your needs. The contract begins by identifying the focal points, buyer, seller, property location, brokers, etc., then quickly moves to the crux of the matter: the purchase price offe... view article details

What do you want to be when you grow up?'Children are asked this question even before the start of kindergarten. They speak longingly and sincerely of becoming doctors, teachers, astronauts, ballerinas, rock stars, professional athletes and jet pilots. But when wide-eyed children face the harsh reality of ballooning education costs combined with adult life in the workforce, do any of them stick with their dreams? Or is the whole idea of a 'dream job' simply a fluid, ever-changing concept?Kenexa, the parent company of Salary.com, is hosting its annual Kenexa World Conference from October 11-12.... view article details

More Important Than Content – 4 Ideas for the Perfect Cover Letter Format As a jobseeker, you know the importance of a resume, but often ignore cover letter format. Some people may think a cover letter template is just a simplified resume or summary of the job information they found on a professional HR website, others hire cover letter writers online to help write their content for them. However, they may never realize that their cover letter format for resume is the reason they aren't landing the jobs they want. In order to achieve the best cover letter format, st... view article details