Everybody with a credit card knows it's smart to pay what you owe at the end of every month - right? According to CardWeb.com, an international credit card tracker, credit card debt is approximately $9000 per household for those carrying at least one credit card. Internet shopping increases the temptation to overspend, since cash or checks are rarely an option if you're online to shop.Holiday spending is a notoreous time when consumers rack up their credit card bills. According the Cardweb.com, Americans racked up just over $115 billion in retail spending on their credit and debit cards during... view article details

 Personal Budget Planning Builds Household Wealth  To some people, 'budget' is a dirty word. In reality a budget is just a schedule of income and expenses, a way of documenting how much money comes in and how it should sensibly be spent. There's everything to gain from sticking to a budget, but adhering to a budget is difficult for many people because it usually means denying cravings and luxuries beyond reach.Well, after all, that's the point of a budget.What percentage of your income goes to housing every month? What goes to entertainment? Knowing those spending ratios is a valuable tool to ... view article details

What to Do When You Really Dislike An Employee No matter the size company you work for, large or small, it’s almost impossible to like everyone. If you find yourself in charge of a person you don't like, it’s tempting to want to treat him/her differently because of your personal feelings. But HR will quickly tell you that’s a big no-no. And if it's a high-performer we're talking about, then you're really going to have to suck it up. Are you wondering how to work with people you don't like? The good news is managing someone you don’t like can be done, and done well. Here’s how: Working Wi... view article details

Q: I was hired by a software company at an entry-level sales position. I have a four-year degree and sales experience.I was brought on board at a salary of $27,000 per year, plus a monthly bonus. After my first week on the job, I was moved from an inside sales position to a regional sales manager position with no increase in pay.I've been in this position for three months, and I have had to learn everything on the fly. I've maintained my territory with flying colors, and have increased sales from last year's numbers. Coworkers have told me the man I replaced was making $73,000, with no four-ye... view article details

Is it a dream of yours to have a job that pays over six figures? While many say money doesn't buy happiness, it can certainly alter a person's lifestyle. Although it depends on the location of the job and other factors, certain occupations are known for paying much more handsomely than others. According to Salary.com data, here are 10 jobs that pay out the "big bucks." We've also provided job descriptions for each one so you can decide if any of these jobs sound right for you to pursue.   1) School Principal: $103,217  A School Principal directs and oversees education and teaching programs for... view article details

Higher education may be getting more expensive, but a college degree is necessary to compete for jobs in many industries. College should be healthy mix of passion and pragmatism, and it’s important to pursue the things you love while recognizing the fields that give you the best chance of finding a job upon graduation. According to research by CareerCast.com, here are the majors with the best career prospects. We also provided the median salaries of various jobs in each industry based on Salary.com data. 1) Accounting They say numbers don’t lie, but did you know they can also get you a job? T... view article details

Competition is Fierce As you progress throughout your career, may you have the good fortune of consistently being the unanimous, nobody-else-comes-close, top candidate for every job that you apply for. Perhaps it’s because your talent and expertise is undeniable. Maybe friends or old co-workers continually reach out to you to join them in their latest venture. Some of you might wisely take the path of least resistance by seeking out jobs through referrals so that you don’t have to compete with the masses.For everyone else, you're probably facing a very competitive job market. Let’s fa... view article details

Your performance standards establish the link between the company's objectives and your job description. Your manager will translate corporate objectives into acceptable performance standards for your position given the tasks in the job description. The job description identifies measurable tasks, and the performance standards establish the acceptable levels for each of those tasks.For example, if the job description for a loan officer at a bank says, 'Identifies and assists prospective clients in the loan application process,' the loan officer's performance standards for this task would relat... view article details

Earning a higher education degree is a big investment. With all that money (and time) on the line, students may want to confirm that the entry level jobs they’re setting themselves up for tend to yield a good return on investment (ROI). Using Salary.com data, we found 10 jobs that have median level I salaries over $60,000. These jobs promise even bigger pay outs as employees climb the ranks. Read on to see if one of these jobs may be right for you to pursue: 1) Electrical Engineer I What you’ll earn to start: $68,171 What you’ll do: Assist with the design, development, and testing of electric... view article details

Q.I was recently interviewed for a position of senior network analyst in Chicago. My current position is network administrator (MCSE W2K). The position I was offered was network analyst, reporting to a senior network analyst. They offered $69,000. Initially I had said I wanted $70,000, but I countered their offer with $73,000. The hiring manager rejected my counter. Basically they told me, 'Thanks, but no thanks' and took the original offer off the table. Did I make a mistake, and if so, what should I have done to correct it?A. Let me make sure I understand this correctly. You interviewed for ... view article details