The Severance PackageIf your company goes out of business, don't be surprised if there is no severance pay. Going out of business and running out of cash are practically synonymous. Once in a while a failing business closes down with some money left in the bank - but those funds are usually returned to the investors who provided them.Severance pay, after all, is as much a signal to the employees who remain behind as it is a gesture of goodwill to those being let go. If the company disappears, it doesn't need to preserve goodwill with its former staff. Yet established companies that intend to r... view article details

Discover How to Be the American Express for Visas During the last eight years, James Sheldon* has served his Uncle Sam in Athens, Tokyo, and the Sinai Desert. And he did not even have to go through basic training. Sheldon was working as a foreign service officer for the U.S. Department of State. Foreign service officers are America's diplomacy corps. They typically are generalists who perform a multitude of duties across the globe - issuing visas, protecting U.S. citizens overseas, accompanying foreign officials, reporting on diplomatic issues, and conducting press conferences for ambassado... view article details

Tips for Living within Your Means'It's not like I'm disorganized,' said Michelle E., a 28-year-old paralegal from Aurora, Colorado. 'My friends even joke about my CD collection being alphabetized. Yet my savings account is always empty and I never manage to pay down my credit cards,' she said.Cathy W. is 36, single, and facing a similar dilemma. 'I'm a freelancer in computer graphics based out of San Francisco. I think I make decent money, but there's never any left over. I don't see how I could ever afford my own home - certainly not in this town. I have no investments, never mind retirement ... view article details

Employees versus independent contractors. Sometimes it's difficult to know what camp you fall into as a worker. But when you consider health benefits, compensation and tax purposes, knowing the differences between the two is an absolute necessity. But what exactly are the differences between employee status and being an independent contractor? Our salary expert, Jack Chapman, has your answers.Question: When am I considered an employee and when am I an independent contractor?Answer: You’re an independent contractor when you have services you sell to a company. The biggest difference concerns wh... view article details

Real-life Leaders, Their Shortcomings, and How They Overcame Them "A business owner has to realize that, as the saying goes, 'A skunk stinks from the head down,' and a business does too," writes Bill McBean in his book The Facts of Business Life. That’s why, McBean posits, behind every great leader is a successful business. But just because you’re sitting in the leader’s chair doesn’t mean you excel at managing and motivating a team. Plenty of highly-placed executives lack essential people skills, or worse, rule with a bully’s iron fist -- it’s their way or the highway, a la TV bosses Donald T... view article details

Do you care about making a difference as much as you care about your career? "Green" jobs -- defined by the Bureau of Labor Statistics as jobs that produce goods or services that benefit the environment or conserve natural resources, or jobs that use more environmentally friendly processes or fewer natural resources -- have outpaced jobs in other categories by almost 250 percent over the last decade, and growth doesn't appear to be slowing down anytime soon. The 12 in-demand jobs profiled in this article show how you can make some green -- while going green. Organic farmer As consumers bec... view article details

Network = Net Worth Author Porter Gale may have spelled it out most clearly: Your Network is Your Net Worth. If you could isolate only one single factor to determine career success, from landing your very first position to advancing up the corporate ladder and even helping when things aren’t going well, it’s having a solid network in place.Networking is about making connections and building enduring, mutually beneficial relationships. It’s a vitally important skill, yet one that still mystifies many people.Let’s take a look at 5 networking tips from industry experts.5. Change From a "... view article details

Lisa D’Annolfo Levey is a consultant on work-life and diversity management and the author of The Libra Solution: Shedding Excess and Redefining Success at Work and at Home, which focuses on a gender-flexible approach to career and family management. Lisa first interviewed Roy Marden while doing research for her book and conducted a follow-up interview in May 2012.Roy Marden was the last person anyone -- even his wife -- thought would be the primary caretaker for his infant daughter. He admittedly felt ambivalent about the idea of becoming a parent. He thoroughly enjoyed the lifestyle that he a... view article details

Kendra wins Apprentice 3!!Another riveting season of 'The Apprentice' is over and has not disappointed with bigger boardrooms, louder candidates, and more innovative challenges. Reality TV buffs have long forgotten last season's winner and now turn their attention to the showdown between the Book Smarts and the Street Smarts. Along with the prestige of becoming president of one of The Donald's companies, this season's Apprentice will earn a hefty $250,000 yearly salary from Trump. But have you ever wondered what the apprentices are making at their day jobs? Perhaps it is more than what Trump i... view article details

"This Could be Heaven..." You may enjoy contributing to communities like LinkedIn, Facebook, and Twitter, where you can expand your network, share information, and raise your visibility. Or maybe it’s a love-hate thing -- with the ever-increasing options, the need to keep all your profiles up to date, and all the strangers angling to be your 'friend.' Brings to mind the line from 'Hotel California' by the 70s pop band The Eagles: 'You can check out anytime you like, but you can never leave.' Not to mention: 'We are all just prisoners here of our own device.' Make that devices!Patrice-... view article details