If you're serious about buying a house anytime soon, do not underestimate the importance your income and job stability will have on the whole process. For starters, you may want to rule out changing careers unless you're guaranteed to step well up the income ladder. Major career revisions are best left until after you've passed Go with a lender and settled into the new home.In some cases, a recent job change could even jettison your chances of getting approved for a loan. For example, if you rely on commissions to bolster take-home pay, you could lose much from a career change. One mortgage s... view article details

Mortgage Size   The first and biggest hurdle to buying your own home is money. Few buyers, if any, try to buy a home without financing because it just doesn't make sense. In addition to the relatively low price of credit in America, why would anyone pass up substantial mortgage interest tax relief? Then there's the opportunity cost. Even the most financially secure among us won't want to tie up hefty capital in real estate when it could be spread across several investments in a diversified, well-planned portfolio.Typically, home buyers pursue a loan in amounts of 80 or 90 per cent of the purch... view article details

Q: I have been working as a human resources assistant for the last two and a half years. Although I had no human resources experience when I started, I have now learned almost every aspect of my job (at least according to my job description) and have acquired even more responsibilities. I have attended numerous HR seminars and have taken a few evening business courses on my own.I'm also the unofficial supervisor for a two-person department. Technically, my manager is the manager for this department, but because I am bilingual I have become responsible for hiring, firing, and daily management. ... view article details

You've decided to give temping a try and have found an agency that appears to serve your needs. You've applied for a spot on their fleet of workers and they've agreed to take you on. So now what?While the agency searches to find you that plum assignment, they might be able to offer you a 'temporary' temporary position. Most temp agencies have a surplus of drudgework so if they ask you to do some mindless number-crunching and you are looking for a more challenging assignment, feel free to say no. However, holding out indefinitely for the perfect placement isn't a good idea either, advises Jacqu... view article details

Over its history, the temporary employment industry has evolved from using gopher-type seat-warmers to fill-in for vacationing administrative assistants, to placing highly skilled, valued, and courted contractors into managerial positions. Although job descriptions and qualifications have changed, temps are still considered part of the fringe labor market, since the temporary work force is just that: Temporary.Since 1990, the temporary work industry has grown five times more than national employment. In 2004 alone, the country has seen an increase of 230,000 jobs since this time last year, acc... view article details

Is it a dream of yours to have a job that pays over six figures? While many say money doesn't buy happiness, it can certainly alter a person's lifestyle. Although it depends on the location of the job and other factors, certain occupations are known for paying much more handsomely than others. According to Salary.com data, here are 10 jobs that pay out the "big bucks." We've also provided job descriptions for each one so you can decide if any of these jobs sound right for you to pursue.   1) School Principal: $103,217  A School Principal directs and oversees education and teaching programs for... view article details

What’s the worst thing an entrepreneur can do? Not listen, according to Chicago entrepreneur Adam Fridman.“We -- I am including myself on purpose -- get excited about an idea and we fire. Pausing to listen to advice seems a waste of time,” he said.Fridman would know. He founded three Chicago companies, making him a prominent entrepreneur in the Windy City startup community. While earning his Master's degree in finance from Depaul University in 2003, Adam founded Idea2Result, a Chicago based B2B appointment setting staffing company.  Following the success of Idea2Result, Adam co-founded GoBumpe... view article details

It's all negotiable. Every new job - every performance review, in fact - is an opportunity to negotiate base salary, various kinds of bonuses, benefits, stock options, and other incentives that add to job satisfaction and provide financial security. Taking control of your job search before your job offer and conducting a smart search that takes into account more than just financial considerations can also lead to that elusive condition called happiness. Are ... view article details

It's common to get to a point in your career where you find yourself wanting more – whether it be more money, fulfillment, advancement, or even all of these things. It can be daunting trying to figure out how to make these kinds of life-altering career changes, however. Potential avenues to explore include: considering a career change, going back to school, making a horizontal job move, or seeking professional development courses from your employer. Here are some articles that can help you explore your options: 1) 10 Jobs Perfect for People Who Love to Travel Are you the type of person who get... view article details

Thanksgiving: the season to be among loved ones, pilgirms, and a cornucopia or two. More importantly, this holiday provides a well-deserved respite for American workers across the country. But wait! While most employees have time off during the Thanksgiving holidays, unfortunately some employees are busier than ever.  Here are 5 job positions that work through this holiday, and their respective salaries. We've included the average salaries and ranges based on Salary.com data. 1) Retail Store Manager Average: $56,966 Salary Range: $49,819-$68,086 What you’ll do: Which poor unfortunate souls are... view article details