SmartCredit Salary

SmartCredit Salary

How much does the SmartCredit Pay for employees?

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As of August 2026, the average weekly salary for employees at SmartCredit in the United States is $2,065. This translates to an approximate annual wage of $107,389. Salaries at SmartCredit typically range from $1,814 to $2,338 weekly, reflecting the diverse roles and experience levels within the company. SmartCredit’s salaries are influenced by a wide range of factors including job role, department, years of experience, and location.
DISCLAIMER: The salary range presented here is an estimation that has been derived from our proprietary algorithm. It should be noted that this range does not originate from the company's factual payroll records or survey data.

How Much Does SmartCredit Pay for Different Roles?

Explore detailed salary information for specific jobs at SmartCredit. The table below outlines the annual salary ranges for popular roles within the company, helping you benchmark potential earnings. Use 'View by Card/Table' option to find the data most relevant to your career path.
DISCLAIMER: The salary range presented here is an estimation that has been derived from our proprietary algorithm. It should be noted that this range does not originate from the company's factual payroll records or survey data.
How accurate does the salary look to you?

Current Job Openings at SmartCredit

Ready for your next career move? Explore current job openings at SmartCredit. Use the search tool below to find available positions by title and location and apply directly to start your career.

Is SmartCredit’s Pay Competitive? Salary Benchmarking Analysis

How does SmartCredit’s compensation stack up against the market? This analysis visualizes their annual average salary compared to its industry benchmark and key peer companies.
Peer Company & Industry Benchmarking
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Average Salary ($/year)
SmartCredit
Business Services
Seafax Inc
ARMS Dashboard
Industry Comparison
Our data shows that, on average, compensation at SmartCredit is below the average for the U.S. Business Services industry by approximately 11%. This positioning suggests their pay is below the market average within their sector.
Peer Company Comparison
To provide a broader market perspective, we compared SmartCredit average annual salary with several similar companies. SmartCredit average salary of $107,389 is higher than Seafax Inc, which has an average salary of $94,067. It is higher than ARMS Dashboard, with their average salary at $104,457. This places SmartCredit in a competitive position among its peers.
See Your True Competitors
The companies behind the question marks could be hiring your best people. Don't operate with incomplete data. Unlock your full competitive view with Salary.com for Business to precisely benchmark salaries, benefits, and more against your true competitors.

How SmartCredit's Salaries Compare to Similar Companies?

Explore companies in the same industry to compare average salaries, benefits, and career opportunities with those at SmartCredit. Click a company name to learn more.

Employee Reviews: Working at SmartCredit

Considering a career at SmartCredit? Explore authentic employee reviews to learn about the work environment, career growth opportunities, pay transparency and benefits. These first-hand insights can help you set realistic compensation expectations and make informed career decisions.
This hands-on guidance and the sharing of invaluable industry experience are instrumental in personal and professional growth. Benefits, flexibility, and a focus on employee well-being make this an excellent place to work. The company offers visible career paths. It's a stable place to work, and it is especially exciting or fast-moving. The wellness benefits are also a fantastic addition that I us...
Commented in April 28, 2025
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It’s a decent place to gain experience. It’s a suitable place for those seeking job security and clear roles, and it is for high-growth aspirations. Their customer service is exceptional. A structured work environment with clearly defined processes and expectations. The company actively encourages community involvement and corporate social responsibility.
Commented in April 21, 2025
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Coordinated perfectly across multiple service lines. Creative freedom and respect. This adaptive approach ensures we stay competitive and efficient, which benefits everyone in the long run.
Commented in March 31, 2024
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SmartCredit Overview

Website
www.smartcredit.com
Founded In
2003
Employees
50 - 100 employees
Industry
Business Services
Headquarter Address
16795 Von Karman Ave Irvine California CA 92606
Revenue
$10 Million - $50 Million
Phone Number
+1 8773723895
Social Media
About SmartCredit
SmartCredit.com and Jean Chatzky in a powerful partnership to help consumers understand and control their credit. SmartCredit.com selected by Finovate as one of Americas top most innovative companies. On May 11th, at Finovate Spring 2010 in San Francisco, CA both Jean and I presented Smart Credit's newest application ('app'): the Jean Chatzky Score Builder. This app is the result of a great partne

What Benefits Does SmartCredit Offer Beyond Salary?

A competitive compensation package is more than just a salary. SmartCredit offers a comprehensive benefits package designed to support your health, financial future, and overall well-being. Below are the most common key benefits:
Social Security
401(K)
Disability
Healthcare
Pension
Time Off (days)
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What Is the Cost of Living Near Irvine?

Understanding the cost of living near Irvine is key to truly evaluating a salary offer or your current compensation at SmartCredit.
Irvine's Cost of Living Index is approximately 186.9 (86.9% more expensive than US average; 33.7% more than CA average). Very affluent Orange County city, extremely high housing costs, excellent schools, and high quality of life drive up all expenses. When planning your budget based on a salary from SmartCredit, consider these typical monthly expenses:
Expense Category Estimated Monthly Cost Key Considerations / Notes
Housing (1-BR Apt Rent) $2,700 - $4,000+ A significant portion of SmartCredit salary. Location choices impact this heavily.
Utilities (Basic) $160 - $270 Electricity, Heating, Cooling, Water etc.
Public Transportation $69 (OCTA monthly pass) Essential for most commuters; car ownership is costly.
Groceries (Single Person) $480 - $720 Can be higher with more dining out or specialty stores.
Personal & Leisure $500 - $900+ Dining out, entertainment, shopping. Highly variable.
Healthcare (Individual) $420 - $800+ Varies significantly by plan & employer contribution.
Subtotal (Excluding Taxes) $4,329 - $6,699+ This subtotal does not include income taxes (federal, state, local), which can significantly impact your take-home pay.

FAQs of SmartCredit

1. How much does SmartCredit in the United States pay?

SmartCredit pays its employees an average of $107,389 per year. The average salary at SmartCredit range from $94,329 to $121,598 per year. It's important to remember that these are overall averages, actual salaries vary significantly based on specific job titles, years of experience, skills and location.

2. Do SmartCredit employees get a higher salary than its peer company?

The salary at SmartCredit is higher than its peer company. The average annual salary at SmartCredit is $107,389, or an hourly wage of $52, in comparison to Seafax Inc which pays $94,067 per year or $45 per hour.

3. What are the highest paying jobs at SmartCredit?

The higher-paying job at SmartCredit, according to our data, include Chief Executive Officer (avg. $831,287 per year), Sales Executive (avg. $247,453 per year), and Secretary (avg. $231,865 per year). Pay for these roles reflects significant responsibility, specialized skills and experience.

4. How much does salary increase with years of experience at SmartCredit?

Salary progression with years of experience at SmartCredit is typical. Generally, as employees gain more relevant experience, develop more skills, and take on greater responsibilities, their earning potential increases. For example, a role with 5-7 years of experience will usually pay more than the same role requiring 0-2 years.

5. Do salaries at SmartCredit vary by office location?

Yes, it's very likely that salaries at SmartCredit vary by office location. Companies often adjust pay based on local market rates, cost of living, and talent competition in different geographic areas. For instance, a role in a high-cost city like New York City may offer a higher nominal salary than the same role in a lower-cost city like Omaha, NE. Our Cost of Living Insights for Irvine section provides more context.

6. Does SmartCredit offer good benefits?

SmartCredit typically offers a comprehensive benefits package that adds significant value to an employee's total compensation. Common benefits include health, dental, and vision insurance, a 401(k) plan often with a company match, paid time off. For example, a strong 401(k) match or excellent, low-cost health insurance can be worth thousands of dollars annually, effectively increasing your overall earnings beyond your base salary. For a more detailed list of benefits, please see our "Employee Benefits at SmartCredit" section on this page.

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