Spectrum Financial Inc Salary

How much does the Spectrum Financial Inc Pay for employees?

As of August 2026, the average annual salary for employees at Spectrum Financial Inc in the United States is $84,331. This translates to an approximate hourly wage of $41. Salaries at Spectrum Financial Inc typically range from $73,968 to $95,564 annually, reflecting the diverse roles and experience levels within the company. Spectrum Financial Inc’s salaries are influenced by a wide range of factors including job role, department, years of experience, and location.
DISCLAIMER: The salary range presented here is an estimation that has been derived from our proprietary algorithm. It should be noted that this range does not originate from the company's factual payroll records or survey data.

How Much Does Spectrum Financial Inc Pay for Different Roles?

Explore detailed salary information for specific jobs at Spectrum Financial Inc. The table below outlines the annual salary ranges for popular roles within the company, helping you benchmark potential earnings. Use 'View by Card/Table' option to find the data most relevant to your career path.
DISCLAIMER: The salary range presented here is an estimation that has been derived from our proprietary algorithm. It should be noted that this range does not originate from the company's factual payroll records or survey data.
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Current Job Openings at Spectrum Financial Inc

Ready for your next career move? Explore current job openings at Spectrum Financial Inc. Use the search tool below to find available positions by title and location and apply directly to start your career.

Is Spectrum Financial Inc’s Pay Competitive? Salary Benchmarking Analysis

How does Spectrum Financial Inc’s compensation stack up against the market? This analysis visualizes their annual average salary compared to its industry benchmark and key peer companies.
Peer Company & Industry Benchmarking
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Average Salary ($/year)
Spectrum Financial Inc
Financial Services
Ptk Financial LLC
Burney Wealth Management
Industry Comparison
Our data shows that, on average, compensation at Spectrum Financial Inc is below the average for the U.S. Financial Services industry by approximately 31%. This positioning suggests their pay is below the market average within their sector.
Peer Company Comparison
To provide a broader market perspective, we compared Spectrum Financial Inc average annual salary with several similar companies. Spectrum Financial Inc average salary of $84,331 is lower than Ptk Financial LLC, which has an average salary of $99,837. It is lower than Burney Wealth Management, with their average salary at $100,333. This places Spectrum Financial Inc in a developing position among its peers.
See Your True Competitors
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Employee Reviews: Working at Spectrum Financial Inc

Considering a career at Spectrum Financial Inc? Explore authentic employee reviews to learn about the work environment, career growth opportunities, pay transparency and benefits. These first-hand insights can help you set realistic compensation expectations and make informed career decisions.
The company favors proven processes over new ideas. Advancement opportunities are present and tied to tenure. Buddies provide peer support beyond HR training. Knowledge sharing happens naturally.
Coworkers are driven and respectful, and leadership consistently promotes internal growth. The work environment is positive, collaborative, and encourages innovation. It’s a values-driven environment ideal for long-term career development. Departmental silos are minimal - we function as one cohesive organization.
My input is valued, and the team’s synergy is impressive. Board leadership inspires confidence. Having the right tools demonstrates respect for our work.

Spectrum Financial Inc Overview

Website
www.investspectrum.com
Founded In
1995
Employees
<25 employees
Industry
Financial Services
Headquarter Address
272 Bendix Rd Virginia Beach Virginia VA 23452
Revenue
$5 Million - $10 Million
Phone Number
+1 7574637600
Social Media
About Spectrum Financial Inc
Spectrum Financial Group provides you access to purchase a home loan through over 100 different lenders that we work with including: GMAC, Countrywide, Commercial Federal, National City, Wells Fargo, Irwin Mortgage, Ohio Savings, Chase Manhattan Bank, and ABN Amro to name a few. "In most all cases, the rates and programs that I can provide from these lenders are actually better than what you would

What Benefits Does Spectrum Financial Inc Offer Beyond Salary?

A competitive compensation package is more than just a salary. Spectrum Financial Inc offers a comprehensive benefits package designed to support your health, financial future, and overall well-being. Below are the most common key benefits:
Social Security
401(K)
Disability
Healthcare
Pension
Time Off (days)
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How Much Should You Be Earning?

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What Is the Cost of Living Near Virginia Beach?

Understanding the cost of living near Virginia Beach is key to truly evaluating a salary offer or your current compensation at Spectrum Financial Inc.
Virginia Beach's Cost of Living Index is approximately 101.8 (1.8% more expensive than US average; 2.2% less than VA average). Large coastal city, tourism, military, housing near US avg. HRT bus/light rail. When planning your budget based on a salary from Spectrum Financial Inc, consider these typical monthly expenses:
Expense Category Estimated Monthly Cost Key Considerations / Notes
Housing (1-BR Apt Rent) $1,300 - $1,900+ A significant portion of Spectrum Financial Inc salary. Location choices impact this heavily.
Utilities (Basic) $140 - $230 Electricity, Heating, Cooling, Water etc.
Public Transportation $70 (HRT monthly pass) Essential for most commuters; car ownership is costly.
Groceries (Single Person) $410 - $600 Can be higher with more dining out or specialty stores.
Personal & Leisure $400 - $730+ Dining out, entertainment, shopping. Highly variable.
Healthcare (Individual) $380 - $700+ Varies significantly by plan & employer contribution.
Subtotal (Excluding Taxes) $2,600 - $4,160+ This subtotal does not include income taxes (federal, state, local), which can significantly impact your take-home pay.

FAQs of Spectrum Financial Inc

1. What is the typical salary range (low to high) for most roles at Spectrum Financial Inc?

The typical annual salary range for most roles at Spectrum Financial Inc is approximately from $73,968 to $95,564. It's important to remember that these are overall averages, actual salaries vary significantly based on specific job titles, years of experience, skills, and location.

2. How much does Spectrum Financial Inc pay compared to Ptk Financial LLC?

The average annual salary at Spectrum Financial Inc is $84,331, or an hourly wage of $41, in comparison to Ptk Financial LLC which pays $99,837 per year or $48 per hour.

3. Do salaries differ significantly between departments at Spectrum Financial Inc?

Yes, salaries often differ between departments at Spectrum Financial Inc due to varying market demand for specific skill sets and the nature of the roles. For example, technical roles in Engineering or IT may command different salary ranges compared to roles in Marketing or Human Resources.

4. How does experience level affect salary at Spectrum Financial Inc?

Experience level is a significant factor in determining salary at Spectrum Financial Inc, as it is with most employers. Generally, employees with more years of relevant experience and a proven track record can command higher salaries. For example, a senior-level role will typically have a higher pay band than an entry-level or mid-career position within the same job family.

5. How can I determine if a salary offer from Spectrum Financial Inc in Virginia Beach is fair given the local cost of living?

To determine if a salary offer from Spectrum Financial Inc in Virginia Beach is fair, first compare the gross salary to our data for similar roles at Spectrum Financial Inc and its competitors (see our similar company salaries section) . Then, critically, use our "Cost of Living Insights for Virginia Beach" to understand its purchasing power.

6. What factors influence salary increases at Spectrum Financial Inc?

Salary increases at Spectrum Financial Inc are likely influenced by a combination of factors, including: individual employee performance against set goals, overall company performance and profitability, budget availability, changes in the market rate for similar roles (market adjustments), and sometimes cost-of-living increases.