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Spirit Mortgage Salary

Spirit Mortgage Salary

How much does the Spirit Mortgage Pay for employees?

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As of August 2026, the average annual salary for employees at Spirit Mortgage in the United States is $80,397. This translates to an approximate hourly wage of $39. Salaries at Spirit Mortgage typically range from $70,523 to $91,101 annually, reflecting the diverse roles and experience levels within the company. Spirit Mortgage’s salaries are influenced by a wide range of factors including job role, department, years of experience, and location.
DISCLAIMER: The salary range presented here is an estimation that has been derived from our proprietary algorithm. It should be noted that this range does not originate from the company's factual payroll records or survey data.

How Much Does Spirit Mortgage Pay for Different Roles?

Explore detailed salary information for specific jobs at Spirit Mortgage. The table below outlines the annual salary ranges for popular roles within the company, helping you benchmark potential earnings. Use 'View by Card/Table' option to find the data most relevant to your career path.
DISCLAIMER: The salary range presented here is an estimation that has been derived from our proprietary algorithm. It should be noted that this range does not originate from the company's factual payroll records or survey data.
How accurate does the salary look to you?

Current Job Openings at Spirit Mortgage

Ready for your next career move? Explore current job openings at Spirit Mortgage. Use the search tool below to find available positions by title and location and apply directly to start your career.

Is Spirit Mortgage’s Pay Competitive? Salary Benchmarking Analysis

How does Spirit Mortgage’s compensation stack up against the market? This analysis visualizes their annual average salary compared to its industry benchmark and key peer companies.
Peer Company & Industry Benchmarking
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Average Salary ($/year)
Spirit Mortgage
Financial Services
Solomon Commercial Lending
MAV Productions
Industry Comparison
Our data shows that, on average, compensation at Spirit Mortgage is below the average for the U.S. Financial Services industry by approximately 34%. This positioning suggests their pay is below the market average within their sector.
Peer Company Comparison
To provide a broader market perspective, we compared Spirit Mortgage average annual salary with several similar companies. Spirit Mortgage average salary of $80,397 is lower than Solomon Commercial Lending, which has an average salary of $94,911. It is lower than MAV Productions, with their average salary at $90,850. This places Spirit Mortgage in a developing position among its peers.
See Your True Competitors
The companies behind the question marks could be hiring your best people. Don't operate with incomplete data. Unlock your full competitive view with Salary.com for Business to precisely benchmark salaries, benefits, and more against your true competitors.

How Spirit Mortgage's Salaries Compare to Similar Companies?

Explore companies in the same industry to compare average salaries, benefits, and career opportunities with those at Spirit Mortgage. Click a company name to learn more.

Employee Reviews: Working at Spirit Mortgage

Considering a career at Spirit Mortgage? Explore authentic employee reviews to learn about the work environment, career growth opportunities, pay transparency and benefits. These first-hand insights can help you set realistic compensation expectations and make informed career decisions.
Client satisfaction and employee support prioritized. The company offers strong professional development and competitive benefits. The onboarding process sets new hires up for success. Despite having team members, IT support is responsive, and systems are user-friendly. Privacy isn't sacrificed for convenience.
Commented in May 09, 2025
29
3
Data protection training is thorough. This open-door policy extends to senior leadership, making everyone feel valued and heard. Positive feedback is celebrated company-wide.
Commented in November 29, 2024
16
0
Transfer requests are considered fairly. Engaging, meaningful work every day. Management actively encourages internal mobility, allowing employees to explore different business units. It’s rare to find a company that combines professional rigor with such a supportive environment. This commitment ensures that our services not only achieve financial goals but also align with the highest ethical prin...
Commented in August 24, 2024
49
0

Spirit Mortgage Overview

Website
www.spiritmortgage.net
Founded In
2005
Employees
<25 employees
Industry
Financial Services
Headquarter Address
6604 Frankford Ave Lubbock Texas TX 79424
Revenue
<$5 Million
Phone Number
+1 8067985800
Social Media
About Spirit Mortgage
We're a bank that's about people, not products. At First United Bank, we show our customers we believe in long-term relationships by delivering the Ultimate Customer Experience - both how and where they bank with us. We've invested in our Banking Centers, creating welcoming and comfortable environments where people want to visit; it feels more like home than a bank. We're focused on developing the

What Benefits Does Spirit Mortgage Offer Beyond Salary?

A competitive compensation package is more than just a salary. Spirit Mortgage offers a comprehensive benefits package designed to support your health, financial future, and overall well-being. Below are the most common key benefits:
Social Security
401(K)
Disability
Healthcare
Pension
Time Off (days)
Work at Spirit Mortgage?
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What Is the Cost of Living Near Lubbock?

Understanding the cost of living near Lubbock is key to truly evaluating a salary offer or your current compensation at Spirit Mortgage.
Lubbock's Cost of Living Index is approximately 81.1 (18.9% less expensive than US average; 12.8% less than TX average). West TX city (Texas Tech Univ.), affordable. Citibus. When planning your budget based on a salary from Spirit Mortgage, consider these typical monthly expenses:
Expense Category Estimated Monthly Cost Key Considerations / Notes
Housing (1-BR Apt Rent) $800 - $1,200+ A significant portion of Spirit Mortgage salary. Location choices impact this heavily.
Utilities (Basic) $140 - $240 Electricity, Heating, Cooling, Water etc.
Public Transportation $35 (Citibus monthly pass) Essential for most commuters; car ownership is costly.
Groceries (Single Person) $370 - $540 Can be higher with more dining out or specialty stores.
Personal & Leisure $300 - $600+ Dining out, entertainment, shopping. Highly variable.
Healthcare (Individual) $350 - $640+ Varies significantly by plan & employer contribution.
Subtotal (Excluding Taxes) $2,000 - $3,220+ This subtotal does not include income taxes (federal, state, local), which can significantly impact your take-home pay.

FAQs of Spirit Mortgage

1. How much does a Spirit Mortgage employee make?

Spirit Mortgage pays its employees an average of $80,397 per year. The average salary at Spirit Mortgage range from $70,523 to $91,101 per year. It's important to remember that these are overall averages, actual salaries vary significantly based on specific job titles, years of experience, skills, and location.

2. Which similar company tend to pay more or less than Spirit Mortgage?

The salary at Spirit Mortgage is lesser than the similar company. The average annual salary at Spirit Mortgage is $80,397, or an hourly wage of $39, in comparison to Solomon Commercial Lending which pays $94,911 per year or $46 per hour.

3. How much does a Mortgage Underwriter typically earn at Spirit Mortgage?

A Mortgage Underwriter at Spirit Mortgage typically earns an average annual base salary of around $53,226, with a general range of $46,875 to $59,918.

4. Do employees with advanced degrees (Master's, PhD) earn more at Spirit Mortgage?

In many roles at Spirit Mortgage, particularly those requiring specialized knowledge or research capabilities (e.g., certain engineering, scientific, or financial roles), an advanced degree like a Master's or PhD can lead to a higher starting salary and faster career progression, thus higher earnings. However, for some roles, direct experience and skills might be valued as much or more than an advanced degree. The impact varies by field and specific job requirements.

5. How does the cost of living near Lubbock affect the perceived value of a Spirit Mortgage salary?

Lubbock's Cost of Living Index is approximately 81.1 (18.9% less expensive than US average; 12.8% less than TX average). This significantly impacts the purchasing power of a salary from Spirit Mortgage based there. Our "Cost of Living Insights for Lubbock" module details this impact, helping you assess the 'real feel' value of your compensation.

6. What kind of benefits does Spirit Mortgage typically offer employees?

Spirit Mortgage generally offers a range of employee benefits designed to support their workforce's health, financial well-being, and work-life balance. Comprehensive health insurance (medical, dental, vision), a 401(k) retirement savings plan (often with a company match), paid time off (PTO), and potentially disability and life insurance are included. For a more detailed list of benefits, please see our "Employee Benefits at Spirit Mortgage" section on this page.

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