What are the responsibilities and job description for the Credit Analyst II position at First Merchants Bank?
Position Goals:
Provide credit risk assessment support.
Essential Duties and Responsibilities:
Master basic skills and developing complex skills required to complete the following tasks:
1. Complete accurate, unbiased credit analyses according to standards:
a. Spread and analyze financial data; and
b. Credit risk assessment and analysis for credit requests, renewals, and reviews.
2. Complete interim risk monitoring:
a. Spread and review of financial data;
b. Complete trend reports for borrowing base certificates;
c. Complete covenant monitoring;
d. Report concerns to management and relationship managers;
e. Farm visit monitoring;
f. Floor plan monitoring;
g. Construction inspection monitoring.
3. Complete assigned reports.
4. Order and review appraisals and environmental assessments, and complete real estate evaluations.
5. Complete land development loan and problem loan updates.
6. Attend and participate in loan committees as requested.
7. Attend and participate in department and policy meetings as requested.
Position Requirements:
Education - Bachelor's degree.
Experience - One (1) year of related analytical experience.
Other - None.
Preferred Requirements:
Bachelor's degree in accounting, finance or business.
Education
Experience
First Merchants Bank is an Equal Opportunity Employer and E-Verify participant (M/F/D/V).