The Small Business Administration (SBA) itself does not charge a commission for its loan programs; however, lenders may impose certain fees or charges, such as guarantee fees or processing fees, which can vary depending on the specific loan type and lender policies. These fees are typically disclosed upfront during the application process. It's important for borrowers to carefully review all associated costs, as these fees can impact the overall loan amount and repayment terms. While the SBA aims to support small businesses with favorable loan terms, understanding the fee structure ensures borrowers are fully informed about the total cost of their financing options.