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As of 2025, cryptocurrency trading in the United States operates within a complex regulatory environment that lacks comprehensive federal legislation specifically dedicated to digital assets. While there is no single, definitive regulation explicitly governing all aspects of crypto trading, the U.S. has taken steps toward establishing clearer guidelines. Notably, the Financial Innovation and Technology for the 21st Century Act (FIT21), introduced in 2024 and passed by the House of Representatives, aims to create a more structured legal framework for cryptocurrencies and related activities. However, this legislation has not yet been enforced, meaning that crypto trading remains largely permissible under existing laws, but with ongoing regulatory uncertainty and potential future changes that traders should monitor closely.