Borrow Smart Salary

As of August 2026, the average annual salary for employees at Borrow Smart in the United States is $90,776. This translates to an approximate hourly wage of $44. Salaries at Borrow Smart typically range from $79,631 to $102,868 annually, reflecting the diverse roles and experience levels within the company.

How Much Does Borrow Smart Pay for Different Roles?

Explore detailed salary information for specific jobs at Borrow Smart. Based on our data, the highest paying job is the Mortgage Advisor, with an annual salary of $40,785. The table below outlines the annual salary ranges for most popular roles within the company.
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Current Job Openings at Borrow Smart

Ready for your next career move? Explore current job openings at Borrow Smart. Use the search tool below to find available positions by title and location and apply directly to start your career.

Is Borrow Smart’s Pay Competitive? Salary Benchmarking Analysis

How does Borrow Smart's compensation stack up against the industry and its key competitors? Our salary benchmarking analysis provides a clear comparison. The chart below visualizes this comparison alongside select peer companies.
Competitor / Benchmark Avg. Salary Variance Primary Market Influence Factor & Explanation
Akiptan $72,391
-20.3%
Normalized for lower cost-of-living zones where Akiptan primarily operates.
Diego Calderon| Washington Home Mortgage $102,178
+12.6%
Supported by Diego Calderon| Washington Home Mortgage's high-margin contracts allowing higher overhead.
Home Mortgage - Central Valley $91,462
+0.8%
Reflects stabilized pricing equilibrium for commercial construction roles in this region.
Centrix Benefit Administrators Inc $96,451
+6.3%
Influenced by prevailing union wage agreements specific to Centrix Benefit Administrators Inc's sector.
Financial Services Industry $121,514
+33.9%
Pay variances are driven by organizational scale, specialized skill requirements, or geographic cost-of-living factors.
Need More Granular Data? The analysis above provides a high-level market overview. To benchmark specific job codes, adjust for real-time cost-of-living changes, or access verified HR-reported datasets, upgrade to Salary.com for Business. Precision matters when building your compensation strategy.

Employee Reviews: Working at Borrow Smart

Considering a career at Borrow Smart? Explore authentic employee reviews to learn about the work environment, career growth opportunities, pay transparency and benefits. These first-hand insights can help you set realistic compensation expectations and make informed career decisions.
Strong emphasis on process and accuracy. The roadmap balances ambition with realism. Management prioritizes meeting deadlines over team building. I’ve learned a lot and felt supported the whole time.
Excellent leadership and communication standards make a difference here. I’ve had multiple growth opportunities, and my contributions are recognized. I’ve had the chance to lead projects, learn new systems, and contribute meaningfully. There’s a true sense of collaboration across departments. Career growth is possible but based on tenure rather than merit. Leadership values diverse perspectives in...
Work arrangements are flexible, with excellent remote work options. Work feels meaningful and valued. Employees are encouraged to take initiative and recognized for their efforts regularly. Managers promote balance and well-being. Compensation adjustments reflect demonstrated contributions.

Borrow Smart Overview

Website
www.borrowsmartrepaysmart.com
Founded In
Data pending, update soon.
Employees
<25 employees
Industry
Financial Services
Headquarter Address
4640 S Macadam Ave Portland Oregon OR 97239
Revenue
<$5 Million
Phone Number
-
Social Media
About Borrow Smart
Dear Borrow Smart Family, Blind spots are all around, preventing us from getting where we want to go. In our quest to transform the lives of every client through financial education and direction, we have identified four blind spots that Continue reading Dear Borrow Smart Family, Fast forward in time to December 2020. Imagine yourself sitting alone in your favorite thinking spot! Looking back over

What Benefits Does Borrow Smart Offer Beyond Salary?

A competitive compensation package is more than just a salary. Borrow Smart offers a comprehensive benefits package designed to support your health, financial future, and overall well-being. Below are the most common key benefits:
Social Security
401(K)
Disability
Healthcare
Pension
Time Off (days)
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How Much Should You Be Earning?

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What Is the Cost of Living Near Portland?

Understanding the cost of living near Portland is key to truly evaluating a salary offer or your current compensation at Borrow Smart.
Portland's Cost of Living Index is approximately 132.5 (32.5% more expensive than US average; 15.2% more than OR average). Largest OR city, unique culture, high housing costs, excellent transit (TriMet). When planning your budget based on a salary from Borrow Smart, consider these typical monthly expenses:
Expense Category Estimated Monthly Cost Key Considerations / Notes
Housing (1-BR Apt Rent) $1,500 - $2,300+ A significant portion of Borrow Smart salary. Location choices impact this heavily.
Utilities (Basic) $120 - $210 Electricity, Heating, Cooling, Water etc.
Public Transportation $100 (TriMet monthly pass) Essential for most commuters; car ownership is costly.
Groceries (Single Person) $450 - $670 Can be higher with more dining out or specialty stores.
Personal & Leisure $450 - $850+ Dining out, entertainment, shopping. Highly variable.
Healthcare (Individual) $400 - $750+ Varies significantly by plan & employer contribution.
Subtotal (Excluding Taxes) $3,020 - $4,780+ This subtotal does not include income taxes (federal, state, local), which can significantly impact your take-home pay.

FAQs of Borrow Smart

1. How much does Borrow Smart in the United States pay?

Borrow Smart pays its employees an average of $90,776 per year. The average salary at Borrow Smart range from $79,631 to $102,868 per year. It's important to remember that these are overall averages, actual salaries vary significantly based on specific job titles, years of experience, skills and location.

2. Do Borrow Smart employees get a higher salary than its peer company?

The salary at Borrow Smart is higher than its peer company. The average annual salary at Borrow Smart is $90,776, or an hourly wage of $44, in comparison to Akiptan which pays $72,391 per year or $35 per hour.

3. How much does salary increase with years of experience at Borrow Smart?

Salary progression with years of experience at Borrow Smart is typical. Generally, as employees gain more relevant experience, develop more skills, and take on greater responsibilities, their earning potential increases. For example, a role with 5-7 years of experience will usually pay more than the same role requiring 0-2 years.

4. Do salaries at Borrow Smart vary by office location?

Yes, it's very likely that salaries at Borrow Smart vary by office location. Companies often adjust pay based on local market rates, cost of living, and talent competition in different geographic areas. For instance, a role in a high-cost city like New York City may offer a higher nominal salary than the same role in a lower-cost city like Omaha, NE. Our Cost of Living Insights for Portland section provides more context.

5. Does Borrow Smart offer good benefits?

Borrow Smart typically offers a comprehensive benefits package that adds significant value to an employee's total compensation. Common benefits include health, dental, and vision insurance, a 401(k) plan often with a company match, paid time off. For example, a strong 401(k) match or excellent, low-cost health insurance can be worth thousands of dollars annually, effectively increasing your overall earnings beyond your base salary. For a more detailed list of benefits, please see our "Employee Benefits at Borrow Smart" section on this page.