Gardner Associates Insurance Salary

As of August 2026, the average annual salary for employees at Gardner Associates Insurance in the United States is $82,707. This translates to an approximate hourly wage of $40. Salaries at Gardner Associates Insurance typically range from $72,768 to $93,515 annually, reflecting the diverse roles and experience levels within the company.

How Much Does Gardner Associates Insurance Pay for Different Roles?

Explore detailed salary information for specific jobs at Gardner Associates Insurance. Based on our data, the highest paying job is the Founder & President, with an annual salary of $640,224. The table below outlines the annual salary ranges for most popular roles within the company.
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Is Gardner Associates Insurance’s Pay Competitive? Salary Benchmarking Analysis

How does Gardner Associates Insurance's compensation stack up against the industry and its key competitors? Our salary benchmarking analysis provides a clear comparison. The chart below visualizes this comparison alongside select peer companies.
Competitor / Benchmark Avg. Salary Variance Primary Market Influence Factor & Explanation
Keystar Insurance Services $102,579
+24.0%
Reflects a supply-demand imbalance for the specific talent Keystar Insurance Services targets.
Puthoff Insurance Agency Inc $80,798
-2.3%
Confirms Puthoff Insurance Agency Inc is a direct competitor vying for the exact same talent pool.
Wendy Bear $89,067
+7.7%
Adjusted for higher cost-of-living indices in Wendy Bear's primary metro hubs.
Guion Agency Inc $105,227
+27.2%
Driven by niche technical certifications required for Guion Agency Inc's specialized projects.
Insurance Industry $123,858
+49.8%
Pay variances are driven by organizational scale, specialized skill requirements, or geographic cost-of-living factors.
Need More Granular Data? The analysis above provides a high-level market overview. To benchmark specific job codes, adjust for real-time cost-of-living changes, or access verified HR-reported datasets, upgrade to Salary.com for Business. Precision matters when building your compensation strategy.

Employee Reviews: Working at Gardner Associates Insurance

Considering a career at Gardner Associates Insurance? Explore authentic employee reviews to learn about the work environment, career growth opportunities, pay transparency and benefits. These first-hand insights can help you set realistic compensation expectations and make informed career decisions.
A reliable employer for steady career growth. Training opportunities are abundant, helping employees stay updated in the evolving insurance industry. I’ve grown professionally here and would highly recommend it to others in the insurance field. The company provides solid training and resources. The workload is balanced, and deadlines are reasonable.
The insurance products are strong, and client interactions are fulfilling. The work environment is collaborative, and the benefits, including wellness programs, are a big plus. Working here has been a great experience. A great employer for those passionate about insurance. Highly recommend for professionals seeking growth. The company maintains a professional atmosphere with clear operational guid...
The workload is predictable, and colleagues are easy to work with. The team is supportive, and the work environment is positive. While there’s room for growth, the pace can be gradual.

Gardner Associates Insurance Overview

Website
www.gardner-insurance.com
Founded In
1988
Employees
<25 employees
Industry
Insurance
Headquarter Address
4400 Saint Andrews Rd Columbia South Carolina SC 29210
Revenue
<$5 Million
Phone Number
+1 8039782000
Social Media
About Gardner Associates Insurance
Gardner Associates, Inc. has become a name synonymous with commercial insurance and surety bonds to construction, light manufacturing and other commercial businesses in the Carolinas. Since our establishment, we've built a reputation of integrity and customer satisfaction. Our expert and dedicated licensed agents and our client service representatives have more than 115 years of combined experienc

What Benefits Does Gardner Associates Insurance Offer Beyond Salary?

A competitive compensation package is more than just a salary. Gardner Associates Insurance offers a comprehensive benefits package designed to support your health, financial future, and overall well-being. Below are the most common key benefits:
Social Security
401(K)
Disability
Healthcare
Pension
Time Off (days)
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What Is the Cost of Living Near Columbia?

Understanding the cost of living near Columbia is key to truly evaluating a salary offer or your current compensation at Gardner Associates Insurance.
Columbia's Cost of Living Index is approximately 89.5 (10.5% less expensive than US average; 6.1% less than SC average). State capital (Univ. of SC, Fort Jackson), affordable housing. COMET bus. When planning your budget based on a salary from Gardner Associates Insurance, consider these typical monthly expenses:
Expense Category Estimated Monthly Cost Key Considerations / Notes
Housing (1-BR Apt Rent) $1,000 - $1,500+ A significant portion of Gardner Associates Insurance salary. Location choices impact this heavily.
Utilities (Basic) $150 - $240 Electricity, Heating, Cooling, Water etc.
Public Transportation $40 (COMET monthly pass) Essential for most commuters; car ownership is costly.
Groceries (Single Person) $380 - $560 Can be higher with more dining out or specialty stores.
Personal & Leisure $350 - $650+ Dining out, entertainment, shopping. Highly variable.
Healthcare (Individual) $360 - $670+ Varies significantly by plan & employer contribution.
Subtotal (Excluding Taxes) $2,280 - $3,620+ This subtotal does not include income taxes (federal, state, local), which can significantly impact your take-home pay.

FAQs of Gardner Associates Insurance

1. How much does a Gardner Associates Insurance employee make?

Gardner Associates Insurance pays its employees an average of $82,707 per year. The average salary at Gardner Associates Insurance range from $72,768 to $93,515 per year. It's important to remember that these are overall averages, actual salaries vary significantly based on specific job titles, years of experience, skills, and location.

2. Which similar company tend to pay more or less than Gardner Associates Insurance?

The salary at Gardner Associates Insurance is lesser than the similar company. The average annual salary at Gardner Associates Insurance is $82,707, or an hourly wage of $40, in comparison to Keystar Insurance Services which pays $102,579 per year or $49 per hour.

3. How much does a Founder & President typically earn at Gardner Associates Insurance?

A Founder & President at Gardner Associates Insurance typically earns an average annual base salary of around $640,224, with a general range of $490,090 to $806,817.

4. Do employees with advanced degrees (Master's, PhD) earn more at Gardner Associates Insurance?

In many roles at Gardner Associates Insurance, particularly those requiring specialized knowledge or research capabilities (e.g., certain engineering, scientific, or financial roles), an advanced degree like a Master's or PhD can lead to a higher starting salary and faster career progression, thus higher earnings. However, for some roles, direct experience and skills might be valued as much or more than an advanced degree. The impact varies by field and specific job requirements.

5. How does the cost of living near Columbia affect the perceived value of a Gardner Associates Insurance salary?

Columbia's Cost of Living Index is approximately 89.5 (10.5% less expensive than US average; 6.1% less than SC average). This significantly impacts the purchasing power of a salary from Gardner Associates Insurance based there. Our "Cost of Living Insights for Columbia" module details this impact, helping you assess the 'real feel' value of your compensation.

6. What kind of benefits does Gardner Associates Insurance typically offer employees?

Gardner Associates Insurance generally offers a range of employee benefits designed to support their workforce's health, financial well-being, and work-life balance. Comprehensive health insurance (medical, dental, vision), a 401(k) retirement savings plan (often with a company match), paid time off (PTO), and potentially disability and life insurance are included. For a more detailed list of benefits, please see our "Employee Benefits at Gardner Associates Insurance" section on this page.