Bread Financial Salary

Bread Financial Salary

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As of August 2026, the average hourly salary for employees at Bread Financial in the United States is $59. This translates to an approximate annual wage of $121,692. Salaries at Bread Financial typically range from $51 to $66 hourly, reflecting the diverse roles and experience levels within the company.
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Current Job Openings at Bread Financial

Ready for your next career move? Explore current job openings at Bread Financial. Use the search tool below to find available positions by title and location and apply directly to start your career.

Is Bread Financial’s Pay Competitive? Salary Benchmarking Analysis

How does Bread Financial's compensation stack up against the industry and its key competitors? Our salary benchmarking analysis provides a clear comparison. The chart below visualizes this comparison alongside select peer companies.
Competitor / Benchmark Avg. Salary Variance Primary Market Influence Factor & Explanation
Heartland Payment Systems, a Global Payments Co $55
-5.4%
Typical compensation structure for smaller regional agencies like Heartland Payment Systems, a Global Payments Co.
RackSpace US Inc $59
+0.6%
Aligns perfectly with prevailing regional benchmarks for this specific job family.
GoDaddy Operating Company LLC $60
+2.9%
Reflects stabilized pricing equilibrium for commercial construction roles in this region.
Snapchat $73
+24.9%
Data suggests Snapchat's workforce skews heavily towards veteran, high-tenure roles.
Software & Networking Industry $61
+4.2%
Pay variances are driven by organizational scale, specialized skill requirements, or geographic cost-of-living factors.
Need More Granular Data? The analysis above provides a high-level market overview. To benchmark specific job codes, adjust for real-time cost-of-living changes, or access verified HR-reported datasets, upgrade to Salary.com for Business. Precision matters when building your compensation strategy.

Companies Similar to Bread Financial and Their Hourly Pay Rates

Explore companies in the same industry to compare average salaries, benefits, and career opportunities with those at Bread Financial. Click a company name to learn more.

Employee Reviews: Working at Bread Financial

Considering a career at Bread Financial? Explore authentic employee reviews to learn about the work environment, career growth opportunities, pay transparency and benefits. These first-hand insights can help you set realistic compensation expectations and make informed career decisions.
Overall, it’s a stable and rewarding place to build a career. It’s a reliable employer for those in retail and wholesale. The workload is predictable, which helps in maintaining a steady workflow. The team atmosphere is positive, and there’s always room to learn and grow.
Commented in May 31, 2025
18
0
The Retail & Wholesale industry is competitive, and this company operates efficiently. The company provides a standard benefits. The company offers great work-life balance and solid benefits. The company follows structured processes, making work predictable. There are plenty of learning opportunities, and the company promotes from within. There’s always something new to learn, and the leadership t...
Commented in April 17, 2025
24
0
Working here has been a fantastic experience. The benefits package is good, and the team atmosphere is collaborative. It’s a reliable place to work with standard benefits. The benefits package is robust, and the company promotes from within.
Commented in March 14, 2024
33
2

Bread Financial Overview

Website
www.breadfinancial.com
Founded In
1996
Employees
3,000 - 7,500 employees
Industry
Software & Networking
Headquarter Address
3095 Loyalty Cir Columbus Ohio OH 43219
Revenue
$3B - $5B
Phone Number
+1 6147294000
Social Media
About Bread Financial
Bread Financial is a tech-forward financial services company that offers simple, personalized payment, lending and saving solutions. We create opportunities for our customers and partners through digitally enabled choices that bring ease, empowerment and financial flexibility.

What Benefits Does Bread Financial Offer Beyond Salary?

A competitive compensation package is more than just a salary. Bread Financial offers a comprehensive benefits package designed to support your health, financial future, and overall well-being. Below are the most common key benefits:
Social Security
401(K)
Disability
Healthcare
Pension
Time Off (days)
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What Is the Cost of Living Near Columbus?

Understanding the cost of living near Columbus is key to truly evaluating a salary offer or your current compensation at Bread Financial.
Columbus' Cost of Living Index is approximately 86.8 (13.2% less expensive than US average; 4.4% less than OH average). State capital (Ohio State Univ.), growing, affordable. COTA bus. When planning your budget based on a salary from Bread Financial, consider these typical monthly expenses:
Expense Category Estimated Monthly Cost Key Considerations / Notes
Housing (1-BR Apt Rent) $1,000 - $1,500+ A significant portion of Bread Financial salary. Location choices impact this heavily.
Utilities (Basic) $130 - $220 Electricity, Heating, Cooling, Water etc.
Public Transportation $62 (COTA monthly pass) Essential for most commuters; car ownership is costly.
Groceries (Single Person) $380 - $560 Can be higher with more dining out or specialty stores.
Personal & Leisure $350 - $650+ Dining out, entertainment, shopping. Highly variable.
Healthcare (Individual) $360 - $670+ Varies significantly by plan & employer contribution.
Subtotal (Excluding Taxes) $2,282 - $3,602+ This subtotal does not include income taxes (federal, state, local), which can significantly impact your take-home pay.

FAQs of Bread Financial

1. What is the estimated average total compensation at Bread Financial?

Salary.com estimates that the average total compensation package at Bread Financial, which can include base salary, potential bonuses, and benefits, is around $59 per hour . Total compensation provides a more holistic view of an employee's earnings.

2. How much does Bread Financial pay compared to Heartland Payment Systems, a Global Payments Co?

The average annual salary at Bread Financial is $121,692, or an hourly wage of $59, in comparison to Heartland Payment Systems, a Global Payments Co which pays $115,174 per year or $55 per hour.

3. Do salaries differ significantly between departments at Bread Financial?

Yes, salaries often differ between departments at Bread Financial due to varying market demand for specific skill sets and the nature of the roles. For example, technical roles in Engineering or IT may command different salary ranges compared to roles in Marketing or Human Resources.

4. What's the typical salary progression for an employee moving from an entry-level to a senior role at Bread Financial?

Salary progression from an entry-level to a senior role at Bread Financial can be significant, often involving several promotions and substantial pay increases. For example, an entry-level Analyst might see their salary potentially double or more as they progress to a Senior Manager or Director position over several years, assuming strong performance and development.

5. How can I determine if a salary offer from Bread Financial in Columbus is fair given the local cost of living?

To determine if a salary offer from Bread Financial in Columbus is fair, first compare the gross salary to our data for similar roles at Bread Financial and its competitors (see our similar company salaries section) . Then, critically, use our "Cost of Living Insights for Columbus" to understand its purchasing power.

6. Are promotions at Bread Financial usually accompanied by a significant salary increase?

Yes, promotions at Bread Financial are generally accompanied by a salary increase. The amount of the increase typically reflects the greater responsibilities, skills, and scope of the new role. The percentage increase can vary widely depending on the level of promotion and the company's compensation structure.

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