SmartCredit Salary

SmartCredit Salary

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As of August 2026, the average hourly salary for employees at SmartCredit in the United States is $52. This translates to an approximate annual wage of $107,389. Salaries at SmartCredit typically range from $45 to $58 hourly, reflecting the diverse roles and experience levels within the company.
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Current Job Openings at SmartCredit

Ready for your next career move? Explore current job openings at SmartCredit. Use the search tool below to find available positions by title and location and apply directly to start your career.

Is SmartCredit’s Pay Competitive? Salary Benchmarking Analysis

How does SmartCredit's compensation stack up against the industry and its key competitors? Our salary benchmarking analysis provides a clear comparison. The chart below visualizes this comparison alongside select peer companies.
Competitor / Benchmark Avg. Salary Variance Primary Market Influence Factor & Explanation
Seafax Inc $45
-12.4%
Reflects market rates for standard general contracting, differing from specialized roles.
ARMS Dashboard $50
-2.7%
Suggests ARMS Dashboard utilizes a highly similar base-plus-benefits compensation model.
Ias International Inc $46
-11.3%
Normalized for lower cost-of-living zones where Ias International Inc primarily operates.
Sca International Inc $46
-11.4%
Sca International Inc operates with a leaner overhead structure, impacting base wage offers.
Business Services Industry $59
+12.6%
Pay variances are driven by organizational scale, specialized skill requirements, or geographic cost-of-living factors.
Need More Granular Data? The analysis above provides a high-level market overview. To benchmark specific job codes, adjust for real-time cost-of-living changes, or access verified HR-reported datasets, upgrade to Salary.com for Business. Precision matters when building your compensation strategy.

Companies Similar to SmartCredit and Their Hourly Pay Rates

Explore companies in the same industry to compare average salaries, benefits, and career opportunities with those at SmartCredit. Click a company name to learn more.

Employee Reviews: Working at SmartCredit

Considering a career at SmartCredit? Explore authentic employee reviews to learn about the work environment, career growth opportunities, pay transparency and benefits. These first-hand insights can help you set realistic compensation expectations and make informed career decisions.
This hands-on guidance and the sharing of invaluable industry experience are instrumental in personal and professional growth. Benefits, flexibility, and a focus on employee well-being make this an excellent place to work. The company offers visible career paths. It's a stable place to work, and it is especially exciting or fast-moving. The wellness benefits are also a fantastic addition that I us...
Commented in April 28, 2025
44
2
It’s a decent place to gain experience. It’s a suitable place for those seeking job security and clear roles, and it is for high-growth aspirations. Their customer service is exceptional. A structured work environment with clearly defined processes and expectations. The company actively encourages community involvement and corporate social responsibility.
Commented in April 21, 2025
26
1
Coordinated perfectly across multiple service lines. Creative freedom and respect. This adaptive approach ensures we stay competitive and efficient, which benefits everyone in the long run.
Commented in March 31, 2024
14
1

SmartCredit Overview

Website
www.smartcredit.com
Founded In
2003
Employees
50 - 100 employees
Industry
Business Services
Headquarter Address
16795 Von Karman Ave Irvine California CA 92606
Revenue
$10 Million - $50 Million
Phone Number
+1 8773723895
Social Media
About SmartCredit
SmartCredit.com and Jean Chatzky in a powerful partnership to help consumers understand and control their credit. SmartCredit.com selected by Finovate as one of Americas top most innovative companies. On May 11th, at Finovate Spring 2010 in San Francisco, CA both Jean and I presented Smart Credit's newest application ('app'): the Jean Chatzky Score Builder. This app is the result of a great partne

What Benefits Does SmartCredit Offer Beyond Salary?

A competitive compensation package is more than just a salary. SmartCredit offers a comprehensive benefits package designed to support your health, financial future, and overall well-being. Below are the most common key benefits:
Social Security
401(K)
Disability
Healthcare
Pension
Time Off (days)
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What Is the Cost of Living Near Irvine?

Understanding the cost of living near Irvine is key to truly evaluating a salary offer or your current compensation at SmartCredit.
Irvine's Cost of Living Index is approximately 186.9 (86.9% more expensive than US average; 33.7% more than CA average). Very affluent Orange County city, extremely high housing costs, excellent schools, and high quality of life drive up all expenses. When planning your budget based on a salary from SmartCredit, consider these typical monthly expenses:
Expense Category Estimated Monthly Cost Key Considerations / Notes
Housing (1-BR Apt Rent) $2,700 - $4,000+ A significant portion of SmartCredit salary. Location choices impact this heavily.
Utilities (Basic) $160 - $270 Electricity, Heating, Cooling, Water etc.
Public Transportation $69 (OCTA monthly pass) Essential for most commuters; car ownership is costly.
Groceries (Single Person) $480 - $720 Can be higher with more dining out or specialty stores.
Personal & Leisure $500 - $900+ Dining out, entertainment, shopping. Highly variable.
Healthcare (Individual) $420 - $800+ Varies significantly by plan & employer contribution.
Subtotal (Excluding Taxes) $4,329 - $6,699+ This subtotal does not include income taxes (federal, state, local), which can significantly impact your take-home pay.

FAQs of SmartCredit

1. What is the typical salary range (low to high) for most roles at SmartCredit?

The typical salary range for most roles at SmartCredit is approximately from $45 to $58 per hour. It's important to remember that these are overall averages, actual salaries vary significantly based on specific job titles, years of experience, skills, and location.

2. How much does SmartCredit pay compared to Seafax Inc?

The average annual salary at SmartCredit is $107,389, or an hourly wage of $52, in comparison to Seafax Inc which pays $94,067 per year or $45 per hour.

3. Do salaries differ significantly between departments at SmartCredit?

Yes, salaries often differ between departments at SmartCredit due to varying market demand for specific skill sets and the nature of the roles. For example, technical roles in Engineering or IT may command different salary ranges compared to roles in Marketing or Human Resources.

4. How does experience level affect salary at SmartCredit?

Experience level is a significant factor in determining salary at SmartCredit, as it is with most employers. Generally, employees with more years of relevant experience and a proven track record can command higher salaries. For example, a senior-level role will typically have a higher pay band than an entry-level or mid-career position within the same job family.

5. How can I determine if a salary offer from SmartCredit in Irvine is fair given the local cost of living?

To determine if a salary offer from SmartCredit in Irvine is fair, first compare the gross salary to our data for similar roles at SmartCredit and its competitors (see our similar company salaries section) . Then, critically, use our "Cost of Living Insights for Irvine" to understand its purchasing power.

6. What factors influence salary increases at SmartCredit?

Salary increases at SmartCredit are likely influenced by a combination of factors, including: individual employee performance against set goals, overall company performance and profitability, budget availability, changes in the market rate for similar roles (market adjustments), and sometimes cost-of-living increases.

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