Keystone Mortgage Salary

As of September 2026, the average annual salary for employees at Keystone Mortgage in the United States is $79,722. This translates to an approximate hourly wage of $38. Salaries at Keystone Mortgage typically range from $69,927 to $90,345 annually, reflecting the diverse roles and experience levels within the company.

How Much Does Keystone Mortgage Pay for Different Roles?

Explore detailed salary information for specific jobs at Keystone Mortgage. Based on our data, the highest paying job is the Sales Manager, with an annual salary of $97,018. The table below outlines the annual salary ranges for most popular roles within the company.
How accurate does the salary look to you?

Is Keystone Mortgage’s Pay Competitive? Salary Benchmarking Analysis

How does Keystone Mortgage's compensation stack up against the industry and its key competitors? Our salary benchmarking analysis provides a clear comparison. The chart below visualizes this comparison alongside select peer companies.
Competitor / Benchmark Avg. Salary Variance Primary Market Influence Factor & Explanation
EXCEL Federal Credit Union $88,234
+10.7%
Influenced by prevailing union wage agreements specific to EXCEL Federal Credit Union's sector.
Phystech Ventures $110,712
+38.9%
Reflects a supply-demand imbalance for the specific talent Phystech Ventures targets.
Meld Financial Inc $84,975
+6.6%
Adjusted for higher cost-of-living indices in Meld Financial Inc's primary metro hubs.
Newsouth Capital Management Inc $82,760
+3.8%
Driven by niche technical certifications required for Newsouth Capital Management Inc's specialized projects.
Financial Services Industry $121,514
+52.4%
Pay variances are driven by organizational scale, specialized skill requirements, or geographic cost-of-living factors.
Need More Granular Data? The analysis above provides a high-level market overview. To benchmark specific job codes, adjust for real-time cost-of-living changes, or access verified HR-reported datasets, upgrade to Salary.com for Business. Precision matters when building your compensation strategy.

Employee Reviews: Working at Keystone Mortgage

Considering a career at Keystone Mortgage? Explore authentic employee reviews to learn about the work environment, career growth opportunities, pay transparency and benefits. These first-hand insights can help you set realistic compensation expectations and make informed career decisions.
There’s a strong focus on professional development through mentorship and frequent training sessions. Management provides direction but rarely engages in collaborative problem-solving. From peer-to-peer praise to leadership shout-outs, effort doesn’t go unnoticed. Frontline ideas receive serious consideration.
Advancement opportunities are present and tied to tenure. It's a fair place to work if you're looking for stability and don’t mind following long-established systems and workflows. It's a decent job if you're looking for predictability without a lot of external pressure or frequent changes in direction.
Diverse teams and inclusive environment. Recognition programs motivate and reward employee achievements. Leaders invest in employee growth. Career aspirations are discussed openly. Colleagues are helpful and motivated, and the company celebrates achievements. There’s little to disrupt the daily grind. It's a professional but somewhat rigid environment, best for those who prefer structured roles ov...

Keystone Mortgage Overview

Website
www.keystoneassociates.biz
Founded In
1992
Employees
<25 employees
Industry
Financial Services
Headquarter Address
421 W 18th St Sioux Falls South Dakota SD 57105
Revenue
<$5 Million
Phone Number
+1 6053306033
Social Media
About Keystone Mortgage
Keystone Mortgage has been providing superior customer service to homeowners ever since incorporating in Sioux Falls in 1993. With over $60 million in funding each year, Keystone provides not only the very best loan options available to homeowners, but we also provide superior knowledge gained through years of experience. Keystone's focus is to educate you on the latest financing options, allowing

What Benefits Does Keystone Mortgage Offer Beyond Salary?

A competitive compensation package is more than just a salary. Keystone Mortgage offers a comprehensive benefits package designed to support your health, financial future, and overall well-being. Below are the most common key benefits:
Social Security
401(K)
Disability
Healthcare
Pension
Time Off (days)
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How Much Should You Be Earning?

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What Is the Cost of Living Near Sioux Falls?

Understanding the cost of living near Sioux Falls is key to truly evaluating a salary offer or your current compensation at Keystone Mortgage.
Sioux Falls' Cost of Living Index is approximately 90.5 (9.5% less expensive than US average; 3.0% less than SD average). Largest SD city, financial/healthcare hub, affordable housing. SAM bus. When planning your budget based on a salary from Keystone Mortgage, consider these typical monthly expenses:
Expense Category Estimated Monthly Cost Key Considerations / Notes
Housing (1-BR Apt Rent) $900 - $1,400+ A significant portion of Keystone Mortgage salary. Location choices impact this heavily.
Utilities (Basic) $110 - $200 Electricity, Heating, Cooling, Water etc.
Public Transportation $30 (SAM monthly pass) Essential for most commuters; car ownership is costly.
Groceries (Single Person) $390 - $570 Can be higher with more dining out or specialty stores.
Personal & Leisure $350 - $650+ Dining out, entertainment, shopping. Highly variable.
Healthcare (Individual) $370 - $680+ Varies significantly by plan & employer contribution.
Subtotal (Excluding Taxes) $2,150 - $3,500+ This subtotal does not include income taxes (federal, state, local), which can significantly impact your take-home pay.

FAQs of Keystone Mortgage

1. What is the typical salary range (low to high) for most roles at Keystone Mortgage?

The typical annual salary range for most roles at Keystone Mortgage is approximately from $69,927 to $90,345. It's important to remember that these are overall averages, actual salaries vary significantly based on specific job titles, years of experience, skills, and location.

2. How much does Keystone Mortgage pay compared to EXCEL Federal Credit Union?

The average annual salary at Keystone Mortgage is $79,722, or an hourly wage of $38, in comparison to EXCEL Federal Credit Union which pays $88,234 per year or $42 per hour.

3. Do salaries differ significantly between departments at Keystone Mortgage?

Yes, salaries often differ between departments at Keystone Mortgage due to varying market demand for specific skill sets and the nature of the roles. For example, technical roles in Engineering or IT may command different salary ranges compared to roles in Marketing or Human Resources.

4. How does experience level affect salary at Keystone Mortgage?

Experience level is a significant factor in determining salary at Keystone Mortgage, as it is with most employers. Generally, employees with more years of relevant experience and a proven track record can command higher salaries. For example, a senior-level role will typically have a higher pay band than an entry-level or mid-career position within the same job family.

5. How can I determine if a salary offer from Keystone Mortgage in Sioux Falls is fair given the local cost of living?

To determine if a salary offer from Keystone Mortgage in Sioux Falls is fair, first compare the gross salary to our data for similar roles at Keystone Mortgage and its competitors (see our similar company salaries section) . Then, critically, use our "Cost of Living Insights for Sioux Falls" to understand its purchasing power.

6. What factors influence salary increases at Keystone Mortgage?

Salary increases at Keystone Mortgage are likely influenced by a combination of factors, including: individual employee performance against set goals, overall company performance and profitability, budget availability, changes in the market rate for similar roles (market adjustments), and sometimes cost-of-living increases.