Live Oak Banking Salary

As of October 2026, the average annual salary for employees at Live Oak Banking in the United States is $89,011. This translates to an approximate hourly wage of $43. Salaries at Live Oak Banking typically range from $78,040 to $101,066 annually, reflecting the diverse roles and experience levels within the company.

How Much Does Live Oak Banking Pay for Different Roles?

Explore detailed salary information for specific jobs at Live Oak Banking. Based on our data, the highest paying job is the Business Anaylst, with an annual salary of $136,585. The table below outlines the annual salary ranges for most popular roles within the company.

Digital Services Specialist

$34,932 / year

Salary Range: $31,525 - $38,948

Security Services

Contact Center Agent

$86,351 / year

Salary Range: $75,884 - $100,095

Sales

Fraud and Security Specialist

$91,520 / year

Salary Range: $78,966 - $105,937

Security Services

Digital Support Agent

$69,758 / year

Salary Range: $61,896 - $78,750

Construction

Business Anaylst

$136,585 / year

Salary Range: $115,388 - $156,730

Library

Digital Banking Agent

$69,758 / year

Salary Range: $61,896 - $78,750

Construction

Turn Insight into Opportunity: Current Job Openings

Ready for your next career move? Explore current job openings at Live Oak Banking.
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About Live Oak Banking: Company Profile

Website
www.liveoakbank.com
Founded In
2008
Employees
500 - 1,000 employees
Industry
Financial Services
Headquarter Location
WILMINGTON
Revenue
$200 Million - $500 Million
Phone Number
-
Social Media
About LIVE OAK BANKING
Live Oak Banking Company is provide business loans to independent business people.

Employee Reviews: Insights on Salary, Culture & Work-Life

Gain authentic perspectives from current and former employees. These anonymous reviews offer invaluable insights into Live Oak Banking's culture, work-life balance, management, and employee sentiment regarding salary satisfaction, bonus payouts, and benefits.
Professional membership fees are covered. Every day presents new learning opportunities. The collaborative spirit here is unmatched. From the first interview to today, I’ve felt welcomed and supported. Training is available but sometimes lacks depth.
Beyond the financial aspects, the company fosters a high-performance culture balanced with initiatives for employee well-being, demonstrating a holistic approach to staff satisfaction. Collaboration is part of the DNA here, and leaders make time to listen and coach. Challenging projects with great learning potential. Forward-thinking company in the finance space. The company is known for solid ben...
The company provides a consistent work environment with reliable benefits but limited autonomy. The organization is a good fit for individuals seeking predictability rather than fast growth or change. Resources for continuous learning available. Workload distribution is carefully monitored.

Is Live Oak Banking’s Pay Competitive? Salary Benchmarking Analysis

How does Live Oak Banking's compensation stack up against the industry and its key competitors? Our salary benchmarking analysis provides a clear comparison. The chart below visualizes this comparison alongside select peer companies.
Competitor / Benchmark Avg. Salary Variance Primary Market Influence Factor & Explanation
LAKE CITY BANK $90,057
+1.2%
Indicates identical technical requirements and experience levels between the two firms.
BRYN MAWR $100,821
+13.3%
Adjusted for higher cost-of-living indices in BRYN MAWR's primary metro hubs.
FREMONT BANK $120,420
+35.3%
Driven by niche technical certifications required for FREMONT BANK's specialized projects.
FIRST SECURITY BANK $92,193
+3.6%
Influenced by prevailing union wage agreements specific to FIRST SECURITY BANK's sector.
Financial Services Industry $121,514
+36.5%
Pay variances are driven by organizational scale, specialized skill requirements, or geographic cost-of-living factors.
Need More Granular Data? The analysis above provides a high-level market overview. To benchmark specific job codes, adjust for real-time cost-of-living changes, or access verified HR-reported datasets, upgrade to Salary.com for Business. Precision matters when building your compensation strategy.

What Is the Cost of Living Near Wilmington?

Understanding the cost of living near Wilmington is key to truly evaluating a salary offer or your current compensation at Live Oak Banking.
Wilmington's Cost of Living Index is approximately 101.8 (1.8% more expensive than US average; 6.0% more than NC average). Coastal city, port, film industry, beaches, housing costs above US average. Wave Transit. When planning your budget based on a salary from Live Oak Banking, consider these typical monthly expenses:
Expense Category Estimated Monthly Cost Key Considerations / Notes
Housing (1-BR Apt Rent) $1,300 - $1,900+ A significant portion of Live Oak Banking salary. Location choices impact this heavily.
Utilities (Basic) $150 - $250 Electricity, Heating, Cooling, Water etc.
Public Transportation $50 (Wave Transit monthly pass) Essential for most commuters; car ownership is costly.
Groceries (Single Person) $400 - $590 Can be higher with more dining out or specialty stores.
Personal & Leisure $400 - $730+ Dining out, entertainment, shopping. Highly variable.
Healthcare (Individual) $370 - $690+ Varies significantly by plan & employer contribution.
Subtotal (Excluding Taxes) $2,670 - $4,160+ This subtotal does not include income taxes (federal, state, local), which can significantly impact your take-home pay.

Most Common Questions About Live Oak Banking

FAQ 1: How much does a Live Oak Banking employee make?
Live Oak Banking pays its employees an average of $89,011 per year. The average salary at Live Oak Banking range from $78,040 to $101,066 per year. It's important to remember that these are overall averages, actual salaries vary significantly based on specific job titles, years of experience, skills, and location.
FAQ 2: Which similar company tend to pay more or less than Live Oak Banking?
The salary at Live Oak Banking is lesser than the similar company. The average annual salary at Live Oak Banking is $89,011, or an hourly wage of $43, in comparison to LAKE CITY BANK which pays $90,056 per year or $43 per hour.
FAQ 3: Do employees with advanced degrees (Master's, PhD) earn more at Live Oak Banking?
In many roles at Live Oak Banking, particularly those requiring specialized knowledge or research capabilities (e.g., certain engineering, scientific, or financial roles), an advanced degree like a Master's or PhD can lead to a higher starting salary and faster career progression, thus higher earnings. However, for some roles, direct experience and skills might be valued as much or more than an advanced degree. The impact varies by field and specific job requirements.
FAQ 4: How does the cost of living near Wilmington affect the perceived value of a Live Oak Banking salary?
Wilmington's Cost of Living Index is approximately 101.8 (1.8% more expensive than US average; 6.0% more than NC average). This significantly impacts the purchasing power of a salary from Live Oak Banking based there. Our "Cost of Living Insights for Wilmington" module details this impact, helping you assess the 'real feel' value of your compensation.
FAQ 5: What kind of benefits does Live Oak Banking typically offer employees?
Live Oak Banking generally offers a range of employee benefits designed to support their workforce's health, financial well-being, and work-life balance. Comprehensive health insurance (medical, dental, vision), a 401(k) retirement savings plan (often with a company match), paid time off (PTO), and potentially disability and life insurance are included. For a more detailed list of benefits, please see our "Employee Benefits at Live Oak Banking" section on this page.