TSM Insurance Salary

As of October 2026, the average annual salary for employees at TSM Insurance in the United States is $98,993. This translates to an approximate hourly wage of $48. Salaries at TSM Insurance typically range from $87,099 to $111,952 annually, reflecting the diverse roles and experience levels within the company.
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Is TSM Insurance’s Pay Competitive? Salary Benchmarking Analysis

How does TSM Insurance's compensation stack up against the industry and its key competitors? Our salary benchmarking analysis provides a clear comparison. The chart below visualizes this comparison alongside select peer companies.
Competitor / Benchmark Avg. Salary Variance Primary Market Influence Factor & Explanation
WSR Insurance Services Inc $100,438
+1.5%
Reflects stabilized pricing equilibrium for commercial construction roles in this region.
Kaercher Campbell & Associates Insurance Brokerage $103,940
+5.0%
Adjusted for higher cost-of-living indices in Kaercher Campbell & Associates Insurance Brokerage's primary metro hubs.
Peter C Foy & Associates $102,463
+3.5%
Driven by niche technical certifications required for Peter C Foy & Associates's specialized projects.
K2 Insurance Services LLC $98,750
-0.2%
Suggests K2 Insurance Services LLC utilizes a highly similar base-plus-benefits compensation model.
Insurance Industry $123,858
+25.1%
Pay variances are driven by organizational scale, specialized skill requirements, or geographic cost-of-living factors.
Need More Granular Data? The analysis above provides a high-level market overview. To benchmark specific job codes, adjust for real-time cost-of-living changes, or access verified HR-reported datasets, upgrade to Salary.com for Business. Precision matters when building your compensation strategy.

Employee Reviews: Working at TSM Insurance

Considering a career at TSM Insurance? Explore authentic employee reviews to learn about the work environment, career growth opportunities, pay transparency and benefits. These first-hand insights can help you set realistic compensation expectations and make informed career decisions.
The company’s commitment to employee well-being stands out. Salaries are competitive, and there are clear paths for advancement. The leadership team is transparent, and career growth opportunities exist for those who seek them. Benefits package is solid. The insurance industry is fast-paced, but teamwork makes it manageable.
The workload is reasonable, and colleagues are professional. The company also supports community initiatives, which adds to its positive reputation. Team collaboration is strong, and the company hosts engaging team-building events. Career growth opportunities exist but may require patience.
The workplace culture is engaging, and employee recognition programs are motivating. It allows for thorough work without excessive pressure. It’s a reasonable place to gain experience in insurance. The company offers good incentives and a healthy work environment. The company embraces modern work trends, offering flexible schedules and remote options.

TSM Insurance Overview

Website
www.tsminsurance.com
Founded In
1964
Employees
<25 employees
Industry
Insurance
Headquarter Address
1317 Oakdale Rd Modesto California CA 95355
Revenue
$10 Million - $50 Million
Phone Number
+1 2095246366
Social Media
About TSM Insurance
Founded in 1964, TSM Insurance Services provides a variety of insurance services to businesses and consumers. TSM is headquartered in Modesto, California.

What Benefits Does TSM Insurance Offer Beyond Salary?

A competitive compensation package is more than just a salary. TSM Insurance offers a comprehensive benefits package designed to support your health, financial future, and overall well-being. Below are the most common key benefits:
Social Security
401(K)
Disability
Healthcare
Pension
Time Off (days)
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What Is the Cost of Living Near Modesto?

Understanding the cost of living near Modesto is key to truly evaluating a salary offer or your current compensation at TSM Insurance.
Modesto's Cost of Living Index is approximately 109.8 (9.8% more expensive than US average; 21.5% less than CA average). Central Valley city, significantly more affordable than coastal CA, housing is main factor keeping costs down relative to state. When planning your budget based on a salary from TSM Insurance, consider these typical monthly expenses:
Expense Category Estimated Monthly Cost Key Considerations / Notes
Housing (1-BR Apt Rent) $1,350 - $1,900+ A significant portion of TSM Insurance salary. Location choices impact this heavily.
Utilities (Basic) $200 - $330 Electricity, Heating, Cooling, Water etc.
Public Transportation $48 (MAX monthly pass) Essential for most commuters; car ownership is costly.
Groceries (Single Person) $400 - $590 Can be higher with more dining out or specialty stores.
Personal & Leisure $300 - $600+ Dining out, entertainment, shopping. Highly variable.
Healthcare (Individual) $360 - $670+ Varies significantly by plan & employer contribution.
Subtotal (Excluding Taxes) $2,658 - $4,098+ This subtotal does not include income taxes (federal, state, local), which can significantly impact your take-home pay.

FAQs of TSM Insurance

1. What is the average salary for employees at TSM Insurance?

The average annual total compensation for employees at TSM Insurance is approximately $98,993. However, this is an aggregate figure, actual salaries can range significantly, typically from $87,099 to $111,952, depending on factors like job role, experience, and location.

2. How much does TSM Insurance pay compared to WSR Insurance Services Inc?

The average annual salary at TSM Insurance is $98,993, or an hourly wage of $48, in comparison to WSR Insurance Services Inc which pays $100,438 per year or $48 per hour.

3. What is the lowest salary at TSM Insurance?

The lowest-paying job at TSM Insurance is a Personal Lines Assistant with a salary of $48,352 per year. The lowest- paying job depends heavily on the specific role, location, whether it's an hourly or salaried position, and if it's full-time, part-time, or an internship. Generally, entry-level positions might represent the lower end of the pay scale.

4. How does having a professional certification impact salary for relevant roles at TSM Insurance?

Professional certifications like PMP (for Project Managers), CPA (for Accountants), or another relevant certification for the industry can often lead to higher salaries and better job prospects at TSM Insurance for applicable roles. Certifications demonstrate a verified level of expertise and commitment to a profession, making candidates more competitive.

5. Does TSM Insurance offer cost-of-living adjustments (COLA) for employees in high-cost areas like Modesto?

While some companies offer formal COLA, many, including potentially TSM Insurance, incorporate cost of living considerations into their overall salary structure for different locations rather than as a separate, itemized adjustment. This means their base pay bands for roles in high-cost cities like New York City are generally set higher to account for these local market factors.

6. What's the typical process for salary reviews and raises at TSM Insurance?

Most companies, likely including TSM Insurance, conduct formal salary reviews annually, often tied to performance evaluations. During these reviews, factors like individual performance, meeting goals, company performance, and market adjustments are typically considered for potential salary increases.