Zero Salary

As of April 2026, the average annual salary for employees at Zero in the United States is $103,169. This translates to an approximate hourly wage of $50. Salaries at Zero typically range from $90,467 to $117,110 annually, reflecting the diverse roles and experience levels within the company.

How Much Does Zero Pay for Different Roles?

Explore detailed salary information for specific jobs at Zero. Based on our data, the highest paying job is the Business Anaylst, with an annual salary of $136,585. The table below outlines the annual salary ranges for most popular roles within the company.

Digital Services Specialist

$34,932 / year

Salary Range: $31,525 - $38,948

Security Services

Contact Center Agent

$86,351 / year

Salary Range: $75,884 - $100,095

Sales

Fraud and Security Specialist

$91,520 / year

Salary Range: $78,966 - $105,937

Security Services

Digital Support Agent

$69,758 / year

Salary Range: $61,896 - $78,750

Construction

Business Anaylst

$136,585 / year

Salary Range: $115,388 - $156,730

Library

Digital Banking Agent

$69,758 / year

Salary Range: $61,896 - $78,750

Construction

Turn Insight into Opportunity: Current Job Openings

Ready for your next career move? Explore current job openings at Zero.
Loading results...

About Zero: Company Profile

Website
www.zero.app
Founded In
2016
Employees
100 - 200 employees
Industry
Financial Services
Headquarter Location
WALNUT CREEK
Revenue
<$5 Million
Phone Number
-
Social Media
About ZERO
Zero is the first modern banking experience to combine the simplicity of a debit card with the cash back of a credit card. Zero is powered by a checking account (Zero Checking) to hold your money, a credit card (Zerocard) that makes great rewards possible, and the Zero app, which combines things seamlessly. With Zerocard, you can get cash back of 1.0% to 3.0% on your spending and additional reward

Employee Reviews: Insights on Salary, Culture & Work-Life

Gain authentic perspectives from current and former employees. These anonymous reviews offer invaluable insights into Zero's culture, work-life balance, management, and employee sentiment regarding salary satisfaction, bonus payouts, and benefits.
You’re not just completing tasks—you’re learning and growing alongside experienced professionals. Work-life balance initiatives, like flexible scheduling, demonstrate understanding of employees' needs. That’s beneficial in finance, but it sometimes hinders agility. One of the best aspects of this financial company is its collaborative culture.
Employees are given meaningful responsibilities, fostering professional growth. I’ve improved my skills significantly in a short time, and I see a long-term future here. Our team dynamic is fantastic; there's a genuine sense of camaraderie and mutual respect that makes collaborating on complex financial solutions enjoyable and effective.
Great work-life balance and flexible scheduling options. This respectful approach minimizes disruption during transitions. Communication between teams is functional but could be improved for efficiency. Leadership is professional but can be distant. Management is fair and consistent. From team-building to consistent communication, they truly care about culture.
I'm proud to work for a firm that prioritizes doing business the right way. Platforms integrate smoothly, eliminating redundant work. Communication between departments sometimes lacks clarity in projects.

Is Zero’s Pay Competitive? Salary Benchmarking Analysis

How does Zero's compensation stack up against the industry and its key competitors? Our salary benchmarking analysis provides a clear comparison. The chart below visualizes this comparison alongside select peer companies.
Competitor / Benchmark Avg. Salary Variance Primary Market Influence Factor & Explanation
EFG COMPANIES $84,086
-18.5%
Typical compensation structure for smaller regional agencies like EFG COMPANIES.
LION STREET $83,608
-19.0%
LION STREET focuses strategically on recruiting and training entry-level apprentices.
JSC RUSNANO $106,843
+3.6%
Influenced by prevailing union wage agreements specific to JSC RUSNANO's sector.
DIGIT $105,444
+2.2%
Reflects stabilized pricing equilibrium for commercial construction roles in this region.
Financial Services Industry $121,514
+17.8%
Pay variances are driven by organizational scale, specialized skill requirements, or geographic cost-of-living factors.
Need More Granular Data? The analysis above provides a high-level market overview. To benchmark specific job codes, adjust for real-time cost-of-living changes, or access verified HR-reported datasets, upgrade to Salary.com for Business. Precision matters when building your compensation strategy.

What Is the Cost of Living Near San Francisco?

Understanding the cost of living near San Francisco is key to truly evaluating a salary offer or your current compensation at Zero.
San Francisco's Cost of Living Index is approximately 243.5 (143.5% more expensive than US average; 74.2% more than CA average). One of the most expensive cities globally, extreme housing costs, high transportation, and very high prices for all goods/services. When planning your budget based on a salary from Zero, consider these typical monthly expenses:
Expense Category Estimated Monthly Cost Key Considerations / Notes
Housing (1-BR Apt Rent) $3,200 - $5,000+ A significant portion of Zero salary. Location choices impact this heavily.
Utilities (Basic) $200 - $320 Electricity, Heating, Cooling, Water etc.
Public Transportation $81 (Muni Monthly Pass 'M') Essential for most commuters; car ownership is costly.
Groceries (Single Person) $550 - $850 Can be higher with more dining out or specialty stores.
Personal & Leisure $600 - $1,200+ Dining out, entertainment, shopping. Highly variable.
Healthcare (Individual) $450 - $850+ Varies significantly by plan & employer contribution.
Subtotal (Excluding Taxes) $5,081 - $8,221+ This subtotal does not include income taxes (federal, state, local), which can significantly impact your take-home pay.

Most Common Questions About Zero

FAQ 1: What is the typical salary range (low to high) for most roles at Zero?
The typical annual salary range for most roles at Zero is approximately from $90,467 to $117,110. It's important to remember that these are overall averages, actual salaries vary significantly based on specific job titles, years of experience, skills, and location.
FAQ 2: How much does Zero pay compared to EFG COMPANIES?
The average annual salary at Zero is $103,169, or an hourly wage of $50, in comparison to EFG COMPANIES which pays $84,086 per year or $40 per hour.
FAQ 3: How does experience level affect salary at Zero?
Experience level is a significant factor in determining salary at Zero, as it is with most employers. Generally, employees with more years of relevant experience and a proven track record can command higher salaries. For example, a senior-level role will typically have a higher pay band than an entry-level or mid-career position within the same job family.
FAQ 4: How can I determine if a salary offer from Zero in San Francisco is fair given the local cost of living?
To determine if a salary offer from Zero in San Francisco is fair, first compare the gross salary to our data for similar roles at Zero and its competitors (see our similar company salaries section) . Then, critically, use our "Cost of Living Insights for San Francisco" to understand its purchasing power.
FAQ 5: Why might an individual's actual salary at Zero differ from the ranges shown here?
An individual's actual salary at Zero can differ from our estimated ranges due to various factors. These include their specific years of experience in the role, unique skills or certifications, educational background, performance record, the specific team or department they join, negotiation outcomes, and even the precise timing of when they were hired relative to market fluctuations. Our ranges represent typical compensation.