Mortgage Credit Analyst jobs in Bakersfield, CA

Mortgage Credit Analyst assesses the risk and creditworthiness of loan applicants and recommends loan approval, terms, or application denial. Gathers necessary credit, income, and tax information to conduct financial assessments. Being a Mortgage Credit Analyst reviews and verifies property appraisals, collateral value, and key indicators such as debt-to-income and loan-to-value ratios. Prepares a detailed credit analysis and summary using underwriting guidelines, risk assessment frameworks, and following applicable regulatory compliance. Additionally, Mortgage Credit Analyst may require a bachelor's degree. Typically reports to a manager. The Mortgage Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Mortgage Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)

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Junior IT Service Desk Analyst
  • ALTAONE FEDERAL CREDIT UNION
  • Ridgecrest, CA OTHER
  • Job Details

    Job Location:    Ridgecrest Corporate Back Office - Ridgecrest, CA
    Position Type:    Full Time
    Salary Range:    $17.69 - $25.73 Hourly
    Job Category:    Information Technology

    Description

    Role

    We are seeking a motivated Junior Service Desk Analyst to join our dynamic IT team. In this role, you will provide first-line support to our users, assisting with hardware and software issues, troubleshooting technical problems, and ensuring high levels of customer satisfaction. This is an excellent opportunity for individuals looking to grow their careers in IT support.

    Major Duties and Responsibilities

    Respond to incoming service requests via phone, email, and ticketing system.

    Diagnose and resolve technical issues related to hardware, software, and network connectivity.

    Assist users with applications, operating systems, and account issues.

    Document and track all service requests in the ticketing system, ensuring timely resolution.

    Escalate complex issues to senior team members when necessary.

    Participate in the development and maintenance of support documentation and knowledge base articles.

    Assist in onboarding new employees with IT setup and training.

    Provide exceptional customer service, maintaining a professional and friendly demeanor.

    Stay updated on emerging technologies and industry trends.

    Qualifications


    Knowledge and Skills

    Experience

    Up to six months of similar or related experience including time spent in similar or preparatory positions.

    Education/Certifications/Licenses

    A high school degree or GED is required.

    Interpersonal Skills

    Courtesy and tact are essential elements of the job. Work involves personal contact with customers and others inside and outside the organization, generally regarding fairly routine matters for the purposes of giving and obtaining information or instructions, updating or referring. Communications generally require shorter and not in-depth discussions.

    Other Skills

    • Associate’s degree in Information Technology, Computer Science, or a related field preferred. • Some experience in a technical support or service desk role is a plus but not required. • Strong problem-solving skills and a willingness to learn. • Excellent communication and interpersonal skills. • Familiarity with Windows and Mac operating systems, Microsoft Office Suite, and common software applications. • Basic understanding of networking concepts is a plus. • Ability to work independently and as part of a team.

    ADA Requirements

    Physical Requirements

    Is able to bend, sit, and stand in order to perform primarily sedentary work with limited physical exertion and occasional lifting of up to 10 lbs. Must be capable of climbing / descending stairs in an emergency situation. Must be able to operate routine office equipment including computer terminals and keyboards, telephones, copiers, facsimiles, and calculators. Must be able to routinely perform work on computer for an average of 6-8 hours per day, when necessary. Must be able to work extended hours or travel off site whenever required or requested by management. Must be capable of regular, reliable and timely attendance.

    Working Conditions

    Must be able to routinely perform work indoors in climate-controlled shared work area with minimal noise.

    Mental and/or Emotional Requirements

    Must be able to perform job functions independently or with limited supervision and work effectively either on own or as part of a team. Must be able to read and carry out various written instructions and follow oral instructions. Must be able to complete basic mathematical calculations, spell accurately, and understand computer basics. Must be able to speak clearly and deliver information in a logical and understandable sequence. Must be capable of dealing calmly and professionally with numerous different personalities from diverse cultures at various levels within and outside of the organization and demonstrate highest levels of customer service and discretion when dealing with the public. Must be able to perform responsibilities with composure under the stress of deadlines / requirements for extreme accuracy and quality and/or fast pace. Must be able to effectively handle multiple, simultaneous, and changing priorities. Must be capable of exercising highest level of discretion on both internal and external confidential matters.

  • 7 Days Ago

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BARISTA
  • Golden Empire Mortgage Inc
  • Bakersfield, CA FULL_TIME
  • Job Summary Small coffee shop located in the GEM Discovery Plaza building servicing local tenants and visitors. Essential Job Functions The Barista will greet customers, answer their questions, inform...
  • 16 Days Ago

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Hotel Operations Manager
  • Bakers Mortgage Inc.
  • Bakersfield, CA FULL_TIME
  • We are looking for an experienced Hotel Manager to oversee the daily operations of our hotel as well as provide strategic direction. You will plan and supervise the activities of an extensive and dive...
  • 20 Days Ago

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Sr. Credit Specialist
  • Charger Logistics Inc.
  • Bakersfield, CA FULL_TIME
  • Charger logistics Inc. is a world- class asset-based carrier with locations across North America. With over 20 years of experience providing the best logistics solutions, Charger logistics has transfo...
  • 23 Days Ago

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Mortgage Field Services Inspector
  • FAR INSPECTIONS
  • Bakersfield, CA CONTRACTOR
  • FARInspections is looking for highly motivated individuals to perform residential occupancy verifications on behalf of mortgage lenders.Independent contractors earn predictable full-time or supplement...
  • 6 Days Ago

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Mortgage Account Executive
  • Loan Depot Bakersfield
  • Bakersfield, CA FULL_TIME
  • Ready to turn your passion for helping people into a rewarding career? At Loan Depot, we’re on the hunt for a Mortgage Account Executive who’s eager to make a real impact in the lives of homebuyers. I...
  • 5 Days Ago

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0 Mortgage Credit Analyst jobs found in Bakersfield, CA area

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Financial Services Coordinator
  • California Aeronautical University
  • Bakersfield, CA
  • SUMMARY: The Financial Services Coordinator is responsible for meeting with students to assist with applying and determi...
  • 12/15/2024 12:00:00 AM

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Acquisition Analyst
  • DCS Corporation
  • Ridgecrest, CA
  • Salary Range: $88,892 - $120,128 Provide technical support for contractual and acquisition functions providing the Chief...
  • 12/15/2024 12:00:00 AM

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Personal Banker - Bakersfield Main
  • Tri counties bank
  • Bakersfield, CA
  • Come to work for a company you can be proud to work for...and enjoy fantastic, comprehensive benefits. The hiring range ...
  • 12/14/2024 12:00:00 AM

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Executive Secretary, Financial Aid
  • Kern Comunity College District
  • Bakersfield, CA
  • Basic Function Under the direction of an assigned supervisor, the Executive Secretary will perform a variety of highly r...
  • 12/14/2024 12:00:00 AM

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Financial Representative with Training
  • Northwestern Mutual - Greater Bakersfield
  • Bakersfield, CA
  • Job Description Job Description Join the Northwestern Mutual – Greater Bakersfield Team! At Northwestern Mutual – Greate...
  • 12/13/2024 12:00:00 AM

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Education Advisor
  • Ladgov Corporation
  • Taft, CA
  • Job Title: Education Advisor Location: Vandenberg SFB, CA Duties: Advises active-duty personnel on all programs availabl...
  • 12/13/2024 12:00:00 AM

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Financial Services Professional - Hybrid Experience
  • Bankers Life
  • Bakersfield, CA
  • Financial Services Professional - Hybrid Experience Location: Bakersfield, CA, United States Job Category: Financial Rep...
  • 12/12/2024 12:00:00 AM

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Entry Level Financial Representative - Insurance Sales
  • Bankers Life
  • Bakersfield, CA
  • Entry Level Financial Representative - Insurance Sales Location: Bakersfield, CA, United States Job Category: Financial ...
  • 12/11/2024 12:00:00 AM

Bakersfield is a city in and the county seat of Kern County, California, United States. It covers about 151 sq mi (390 km2) near the southern end of the San Joaquin Valley and the Central Valley region. Bakersfield's population is around 380,000, making it the 9th-most populous city in California and the 52nd-most populous city in the nation. The Bakersfield–Delano Metropolitan Statistical Area, which includes all of Kern County, had a 2010 census population of 839,631, making it the 62nd-largest metropolitan area in the United States. The more built-up urban area that includes Bakersfield and...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Mortgage Credit Analyst jobs
$56,627 to $80,888
Bakersfield, California area prices
were up 2.5% from a year ago

Mortgage Credit Analyst in Cleveland, OH
Analysts benefit from on-the-job training, online development tools and a culture that encourages continuing education.
November 27, 2019
Mortgage Credit Analyst in Brownsville, TX
The Mortgage Credit Analyst will work with loan officers, underwriters, closers, borrowers and referral sources to obtain accurate and timely loan information.
December 30, 2019
Mortgage Credit Analyst in Shreveport, LA
Become an expert on our internal credit and cash flow models.
January 27, 2020