Account Settlement Representative II - Consumer Loans Salary in the United States
How much does an Account Settlement Representative II - Consumer Loans make in the United States?
As of August 01, 2026, the average salary for an Account Settlement Representative II - Consumer Loans in the United States is $43,300 per year, which breaks down to an hourly rate of $21.
However, an Account Settlement Representative II - Consumer Loans's salary can vary significantly. Here’s a look at the typical salary range:
Top Earners (90th percentile): $53,043
Majority Range (25th-75th percentile): $39,400 to $48,400
Key Factors That Influence Account Settlement Representative II - Consumer Loans Salaries
An Account Settlement Representative II - Consumer Loans's salary isn't a fixed number.
It's shaped by several important factors.
Below, we'll explore how your years of experience, geographic location, education, and company size can directly affect your earning potential.
How Experience Level Affects Account Settlement Representative II - Consumer Loans Salaries?
Experience is a primary driver of an Account Settlement Representative II - Consumer Loans's salary.
As you build your skills and take on more complex tasks, your compensation generally increases.
Here's how the average salary grows at different career stages:
Account Settlement Representative I - Consumer Loans (0-1 years): $38,737
Account Settlement Representative II - Consumer Loans (1-3 years): $43,295
Account Settlement Representative III - Consumer Loans (3-5 years): $47,932
Account Settlement Representative I - Consumer Loans
0-1 years
$38,737
Account Settlement Representative II - Consumer Loans
1-3 years
$43,295
Account Settlement Representative III - Consumer Loans
3-5 years
$47,932
Account Settlement and Recovery Supervisor - Consumer Loans
5+ years
$59,988
Account Settlement and Recovery Manager - Consumer Loans
5+ years
$103,197
$38,737Account S...
$43,295Account S...
$47,932Account S...
$59,988Account S...
$103,197Account S...
View as Table
View as Graph
What Am I Worth?
How Do Account Settlement Representative II - Consumer Loans Salaries Vary from State to State?
Your salary can change significantly depending on where you work.
States with a higher cost of living and strong industrial sectors
often pay more to attract Account Settlement Representative II - Consumer Loans.
For example, consider the average annual salaries in these key locations:
District of Columbia: $48,000.
California: $47,800.
Massachusetts: $47,200.
District of Columbia$48,000
California$47,800
Massachusetts$47,200
Washington$47,000
New Jersey$47,000
Alaska$46,900
Connecticut$46,300
New York$46,100
Hawaii$45,300
Rhode Island$44,900
Maryland$44,700
Minnesota$44,400
Colorado$44,200
Illinois$44,200
Oregon$44,000
Delaware$43,900
New Hampshire$43,800
Virginia$43,600
Pennsylvania$43,200
Nevada$42,900
North Dakota$42,800
Michigan$42,700
Wisconsin$42,600
Vermont$42,500
Maine$42,300
Texas$42,300
Arizona$42,200
Ohio$42,200
Georgia$41,800
Indiana$41,600
Wyoming$41,600
Utah$41,500
Iowa$41,500
Kansas$41,300
Missouri$41,200
Louisiana$41,200
North Carolina$41,200
Florida$41,000
Montana$40,900
Nebraska$40,800
Kentucky$40,800
South Carolina$40,600
Tennessee$40,500
Idaho$40,500
New Mexico$40,100
Oklahoma$40,100
Alabama$39,800
South Dakota$39,400
Arkansas$39,200
West Virginia$39,000
Mississippi$38,700
Top Paying Cities for Account Settlement Representative II - Consumer Loans
Salaries can also vary between different cities.
Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay.
Here are a few examples of average annual salaries in different U.S. cities:
San Jose: $54,700
San Francisco: $54,100
Oakland: $52,900
San Jose, CA$54,700
San Francisco, CA$54,100
Oakland, CA$52,900
New York, NY$49,900
Paramus, NJ$49,300
Queens Village, NY$49,300
Passaic, NJ$49,300
Stamford, CT$49,200
Bergenfield, NJ$49,200
Huntington, NY$49,100
Newark, NJ$48,800
Bridgeport, CT$48,700
Vallejo, CA$48,600
New Brunswick, NJ$48,600
Petaluma, CA$48,600
Somerset, NJ$48,500
Middlesex, NJ$48,500
Santa Cruz, CA$48,400
Boston, MA$48,200
Monterey, CA$48,000
Seattle, WA$47,900
Santa Rosa, CA$47,900
Los Angeles, CA$47,900
Juneau, AK$47,800
Washington, DC$47,700
Orange, CA$47,600
Santa Ana, CA$47,500
Anchorage, AK$47,400
Anaheim, CA$47,400
Long Beach, CA$47,400
Santa Maria, CA$47,300
Everett, WA$47,200
Danbury, CT$47,100
Bremerton, WA$47,000
Tacoma, WA$46,900
New Suffolk, NY$46,900
Sacramento, CA$46,900
Trenton, NJ$46,800
San Diego, CA$46,800
Santa Barbara, CA$46,800
Brockton, MA$46,700
Fairbanks, AK$46,600
Lompoc, CA$46,500
Lowell, MA$46,500
Ventura, CA$46,500
Nashua, NH$46,500
Stockton, CA$46,400
Modesto, CA$46,100
Kennewick, WA$46,000
Olympia, WA$46,000
Poughkeepsie, NY$46,000
New Haven, CT$45,900
Lawrence, MA$45,800
Hartford, CT$45,700
Riverside, CA$45,700
New Bedford, MA$45,700
Richland, WA$45,700
Portsmouth, NH$45,600
Norwich, CT$45,600
New London, CT$45,600
Bakersfield, CA$45,600
New Britain, CT$45,600
San Bernardino, CA$45,600
Atlantic City, NJ$45,600
Boulder, CO$45,500
Portland, OR$45,400
Worcester, MA$45,400
Minneapolis, MN$45,300
Philadelphia, PA$45,200
Honolulu, HI$45,100
Saint Paul, MN$45,100
Vineland, NJ$45,000
Providence, RI$44,900
Chicago, IL$44,800
Springfield, MA$44,700
Bellingham, WA$44,700
Baltimore, MD$44,700
Chico, CA$44,600
Pittsfield, MA$44,500
Manchester, NH$44,400
Spokane, WA$44,200
Denver, CO$44,200
Albany, NY$44,000
Troy, NY$44,000
Nassau, NY$43,900
Schenectady, NY$43,900
Salem, OR$43,800
Burlington, VT$43,800
Wilmington, DE$43,800
Portland, ME$43,600
Yakima, WA$43,600
Rochester, MN$43,500
Reno, NV$43,400
Fresno, CA$43,400
Milwaukee, WI$43,400
Colorado Springs, CO$43,300
Allentown, PA$43,300
Ann Arbor, MI$43,300
Detroit, MI$43,300
Syracuse, NY$43,200
Carson City, NV$43,200
Houston, TX$43,200
Eugene, OR$43,200
Gary, IN$43,100
Springfield, OR$43,100
Bismarck, ND$43,100
Fort Collins, CO$43,000
Galveston, TX$43,000
Medford, OR$43,000
Concord, NH$42,900
Austin, TX$42,900
Dallas, TX$42,800
Mesa, AZ$42,800
Reading, PA$42,800
Phoenix, AZ$42,800
Saint Cloud, MN$42,800
Madison, WI$42,700
Utica, NY$42,600
Rochester, NY$42,500
Des Moines, IA$42,500
Raleigh, NC$42,500
Atlanta, GA$42,400
Battle Creek, MI$42,400
Salt Lake City, UT$42,400
Lancaster, PA$42,400
Harrisburg, PA$42,300
Indianapolis, IN$42,200
Richmond, VA$42,200
Pittsburgh, PA$42,200
Boca Raton, FL$42,200
Cleveland, OH$42,200
Fort Worth, TX$42,200
Champaign, IL$42,200
Kansas City, KS$42,200
Kansas City, MO$42,200
Columbus, OH$42,200
Las Vegas, NV$42,100
Cincinnati, OH$42,100
Petersburg, VA$42,100
Lebanon, PA$42,000
Pueblo, CO$42,000
Huntsville, AL$42,000
Lansing, MI$42,000
Appleton, WI$41,900
Buffalo, NY$41,900
Dayton, OH$41,900
Racine, WI$41,900
Charlotte, NC$41,900
Saint Louis, MO$41,900
York, PA$41,900
Elkhart, IN$41,900
Toledo, OH$41,800
Rockford, IL$41,800
Binghamton, NY$41,800
Benton Harbor, MI$41,800
Rock Hill, SC$41,800
Beaumont, TX$41,800
Billings, MT$41,800
Lorain, OH$41,800
Gastonia, NC$41,800
Springfield, IL$41,700
Elyria, OH$41,700
Fargo, ND$41,700
Flagstaff, AZ$41,700
Fort Lauderdale, FL$41,700
Duluth, MN$41,600
Miami, FL$41,600
Grand Forks, ND$41,600
Cheyenne, WY$41,600
Durham, NC$41,500
Louisville, KY$41,500
Bangor, ME$41,500
Cedar Rapids, IA$41,500
Grand Rapids, MI$41,400
Hialeah, FL$41,400
Casper, WY$41,400
Scranton, PA$41,300
New Orleans, LA$41,300
Virginia Beach, VA$41,300
Akron, OH$41,300
Charleston, SC$41,200
Baton Rouge, LA$41,200
Green Bay, WI$41,200
Peoria, IL$41,200
Nashville, TN$41,200
Sarasota, FL$41,200
Omaha, NE$41,200
Tampa, FL$41,100
Evansville, IN$41,100
Saint Petersburg, FL$41,100
Port Arthur, TX$41,100
Jamestown, NY$41,100
Tucson, AZ$41,100
Davenport, IA$41,100
Bradenton, FL$41,000
Santa Fe, NM$41,000
Orlando, FL$40,900
Clearwater, FL$40,900
Newport News, VA$40,800
Albuquerque, NM$40,800
La Crosse, WI$40,800
Canton, OH$40,800
High Point, NC$40,700
Ogden, UT$40,700
Corpus Christi, TX$40,700
Norfolk, VA$40,700
Laramie, WY$40,700
Moline, IL$40,600
Fort Myers, FL$40,600
Memphis, TN$40,600
Boise, ID$40,600
Jacksonville, FL$40,600
Saginaw, MI$40,600
Rock Island, IL$40,600
Salisbury, NC$40,600
Tulsa, OK$40,500
Waterloo, IA$40,500
Spartanburg, SC$40,500
San Antonio, TX$40,400
Provo, UT$40,400
Cedar Falls, IA$40,400
Lincoln, NE$40,400
Fort Wayne, IN$40,400
Greensboro, NC$40,300
South Bend, IN$40,300
Savannah, GA$40,300
Muskegon, MI$40,300
Birmingham, AL$40,300
Winston Salem, NC$40,300
Lima, OH$40,100
Wichita, KS$40,100
Greenville, SC$40,100
Tuscaloosa, AL$40,100
Lexington, KY$40,100
Anderson, IN$40,100
Lake Charles, LA$40,100
Augusta, GA$40,100
Columbia, SC$40,000
Springfield, OH$40,000
Asheville, NC$40,000
Bloomington, IN$39,900
Shreveport, LA$39,800
Knoxville, TN$39,800
Wilmington, NC$39,700
Roanoke, VA$39,700
Melbourne, FL$39,600
Topeka, KS$39,600
Frankfort, KY$39,600
Oklahoma City, OK$39,600
Chillicothe, OH$39,600
Longview, TX$39,600
Altoona, PA$39,500
Terre Haute, IN$39,500
Sioux Falls, SD$39,500
Mobile, AL$39,500
Amarillo, TX$39,400
Killeen, TX$39,400
Fayetteville, AR$39,400
Chattanooga, TN$39,400
Lynchburg, VA$39,300
Sioux City, IA$39,300
Idaho Falls, ID$39,300
Daytona Beach, FL$39,200
Youngstown, OH$39,200
Lafayette, LA$39,200
Portsmouth, OH$39,200
Gainesville, FL$39,200
Little Rock, AR$39,200
Pensacola, FL$39,100
Clarksville, TN$39,100
Temple, TX$39,100
Erie, PA$39,000
Hopkinsville, KY$39,000
Florence, SC$39,000
Great Falls, MT$38,900
Charleston, WV$38,900
Macon, GA$38,800
Tallahassee, FL$38,800
Fayetteville, NC$38,800
Waco, TX$38,800
Helena, MT$38,800
Pine Bluff, AR$38,800
Vincennes, IN$38,700
Lubbock, TX$38,700
Alamogordo, NM$38,700
Rapid City, SD$38,600
Twin Falls, ID$38,600
Jackson, MS$38,500
Huntington, WV$38,500
Greenville, MS$38,500
Parkersburg, WV$38,500
Montgomery, AL$38,500
Wichita Falls, TX$38,400
Springfield, MO$38,400
Biloxi, MS$38,400
Monroe, LA$38,400
Columbus, GA$38,300
Johnstown, PA$38,300
Sumter, SC$38,300
Pascagoula, MS$38,200
Abilene, TX$38,200
Kingsport, TN$38,100
Albany, GA$38,100
Gulfport, MS$38,100
Alexandria, LA$38,000
Fort Smith, AR$37,900
El Paso, TX$37,800
Las Cruces, NM$37,600
Harlingen, TX$37,400
Pocatello, ID$37,400
Florence, AL$37,400
Brownsville, TX$37,400
Mcallen, TX$37,300
Dothan, AL$37,200
Columbus, MS$37,000
Altus, OK$36,800
Lawton, OK$36,700
Pierre, SD$36,500
What Skills Can Increase an Account Settlement Representative II - Consumer Loans's Salary?
Demanded Skills for the Role:
Customer Service (Mentioned in 18.93% Job Postings): Customer service is the provision of service to customers before, during and after a purchase. The perception of success of such interactions is dependent on employees "who can adjust themselves to the personality of the guest". Customer service concerns the priority an organization assigns to customer service relative to components such as product innovation and pricing. In this sense, an organization that values good customer service may spend more money in training employees than the average organization or may proactively interview customers for feedback. From the point of view of an overall sales process engineering effort, customer service plays an important role in an organization's ability to generate income and revenue. From that perspective, customer service should be included as part of an overall approach to systematic improvement. One good customer service experience can change the entire perception a customer holds towards the organization.
Microsoft Windows (Mentioned in 2.49% Job Postings): Windows is a group of several proprietary graphical operating system families developed and marketed by Microsoft. Each family caters to a certain sector of the computing industry.
Microsoft Office (Mentioned in 1.34% Job Postings): Microsoft Office is a suite of desktop productivity applications that is designed by Microsoft for business use. You can create documents containing text and images, work with data in spreadsheets and databases, create presentations and posters.
See More Skills
Skills
Demand Percentage
Customer Service
18.93%
Microsoft Windows
2.49%
Microsoft Office
1.34%
What skills can make your compensation higher?
Mastering certain specialized skills can lead to a significant increase in pay.
Here are examples of skills and the potential impact they can have on an Account Settlement Representative II - Consumer Loans's salary.
Active Listening: Can increase your salary by up to 22%.
Multitasking: Can increase your salary by up to 16%.
HIPAA: Can increase your salary by up to 13%.
Skill
Salary
Salary % Increase
Active Listening
$52,826
22%
Multitasking
$50,228
16%
HIPAA
$48,929
13%
Negotiating
$47,630
10%
Accounting
$47,630
10%
Microsoft Windows
$47,630
10%
Get Latest Data
Account Settlement Representative II - Consumer Loans Salary by Company Size: Startups vs. Enterprise
Account Settlement Representative II - Consumer Loans salary potential scales significantly with company size.
Data shows that Enterprise companies (5,000+ employees) pay the highest average salary at around $46,856.
While startup companies pay approximate $39,669.
Account Settlement Representative II - Consumer Loans Salary by Company Size
Company Size
Employees
Average Salary
Startup
1~50
$39,669
Growth Stage
51~500
$41,952
Established
501~5000
$45,256
Enterprise
5000+
$46,856
Account Settlement Representative II - Consumer Loans Salary by Industry: Top Paying Sectors
For Account Settlement Representative II - Consumer Loans roles, the industry you choose can impact your earning potential
by as much as 40% (the gap between the highest and lowest paying industries).
Data shows that the highest-paying industry, Financial Services,
offers compensation 20% above the average. Conversely,
Account Settlement Representative II - Consumer Loans positions in Business Services typically offer lower base pay,
as this sector often view Account Settlement Representative II - Consumer Loans as a support function rather than a direct revenue driver.
The top paying industry for an Account Settlement Representative II - Consumer Loans
Industry Sector
Average Annual Salary
Average Hourly Rate
Pay vs.Avg
Financial Services
$51,960
$25.0
20%
How Education impacts an Account Settlement Representative II - Consumer Loans's Salary?
Your level of education can impact your salary potential.
While many Account Settlement Representative II - Consumer Loans enter the field with a High School Diploma or Technical Certificate degree,
higher education can lead to more specialized and higher-paying roles.
According to our 100% employer-reported salary data,
the median salary for an Account Settlement Representative II - Consumer Loans with a High School Diploma or Technical Certificate is between
$39,997
and $43,473).
Account Settlement Representative II - Consumer Loans Salaries by Degree Level
Typical Education for Account Settlement Representative II - Consumer Loans
No Diploma6.3%
High School37.5%
Associates12.5%
Bachelors34.4%
Masters6.3%
Doctorate0.0%
view as table
Degree Level
% of user with this level of education
No Diploma
6.3%
High School
37.5%
Associates
12.5%
Bachelors
34.4%
Masters
6.3%
Doctorate
0.0%
view as graph
Account Settlement Representative II - Consumer Loans Salary: Hourly Rate, Weekly Pay, and Monthly Pay
Understanding how an Account Settlement Representative II - Consumer Loans's annual salary breaks down can help with budgeting.
Below, you can see the average hourly rate, weekly pay, and monthly pay for this role.
Use the buttons to switch between different pay periods.
Hourly
Monthly
Weekly
Yearly
Table View
Last Updated on August 01, 2026
$39,400
Average$43,300/year
$48,400
$3,283
Average$3,608/month
$4,033
$758
Average$833/week
$931
$19
Average$21/hour
$23
Annual Salary
Monthly Pay
Weekly Pay
Hourly Wage
75th Percentile
$48,400
$4,033
$931
$23
Average
$43,300
$3,608
$833
$21
25th Percentile
$39,400
$3,283
$758
$19
Account Settlement Representative II - Consumer Loans Salary Growth & Career Path
Promotions are the fastest way to increase your earnings.
As an Account Settlement Representative II - Consumer Loans, you have the following paths for advancement.
The table below compares the salary raises for common next-step roles.
By comparing these figures, you can choose the career path that best meets your financial goals.
Account Settlement Representative II - Consumer Loans Salary Growth and Career Path
Next Step Role
Estimate Salary
Projected Raise
Consumer Loan Collector, Senior
$49,700
15%
Account Settlement Representative III - Consumer Loans
$48,000
11%
Collections Clerk, Senior - Loans
$51,200
18%
Delinquent Mortgage Collector III
$60,000
39%
Salaries of jobs related to Account Settlement Representative II - Consumer Loans
Salary Trends for Account Settlement Representative II - Consumer Loans
Salaries for an Account Settlement Representative II - Consumer Loans can change over time,
reflecting shifts in market demand and the overall economy.
The median salary decreased from $43,846 in 2023
to around $42,813 in 2025,
reflecting changes in demand, location, experience, and the wider economy.
For a detailed analysis of Account Settlement Representative II - Consumer Loans salary trends,
.
Average Annual Salary of Account Settlement Representative II - Consumer Loans Over Time
2022
$???
2023
$43,846
2024
$43,213
2025
$42,813
2026
$???
2027
$???
Year
Average Annual Salary
2022
View More
2023
$43,846
2024
$43,213
2025
$42,813
2026
View More
2027
View More
Most common benefits for Account Settlement Representative II - Consumer Loans
Social Security
401(k)
Disability
Healthcare
Pension
Time Off (days)
For Employers
If your compensation planning software is too rigid to deploy winning incentive strategies, it’s time to find an adaptable solution.
Compensation Planning
Common company salaries for Account Settlement Representative II - Consumer Loans
Here are companies hiring for Account Settlement Representative II - Consumer Loans and their salaries, click below for more details.
K
$114,295/per year
Kpmg Us LLP
Business Services
the United States
W
$114,096/per year
Warner Bros Discovery
Business Services
the United States
D
$111,927/per year
Dentsu International Ltd
Business Services
the United States
G
$111,873/per year
GroupM Worldwide Inc
Business Services
the United States
C
$111,651/per year
CoWorx Staffing
Business Services
the United States
C
$110,194/per year
Contemporary Services Corp
Business Services
the United States
S
$107,128/per year
Showcase Cinemas
Business Services
the United States
A
$106,429/per year
Amentum Services Inc
Business Services
the United States
A
$106,199/per year
Allied Universal Security Services LLC
Business Services
the United States
S
$106,104/per year
Sodexo USA
Business Services
the United States
J
$105,192/per year
JLL Technologies
Business Services
the United States
I
$104,478/per year
Intact Insurance Group USA LLC
Business Services
the United States
N
$101,619/per year
NielsenIQ
Business Services
the United States
T
$101,470/per year
The Leading Edge Alliance
Business Services
the United States
H
$101,308/per year
Honeywell UOP
Business Services
the United States
R
$97,720/per year
Reeve & Associates
Business Services
the United States
M
$97,584/per year
ManpowerGroup Global Inc
Business Services
the United States
F
$95,980/per year
Financial Sys Nco
Business Services
the United States
A
$95,314/per year
Arrow Global Ltd
Business Services
the United States
C
$94,777/per year
CarMax Enterprise Services LLC
Business Services
the United States
D
$94,479/per year
DZConneX
Business Services
the United States
A
$93,802/per year
Adecco Staffing, USA
Business Services
the United States
R
$92,937/per year
Resource MFG
Business Services
the United States
Z
$92,774/per year
Zachry Brands Inc
Business Services
the United States
G
$88,138/per year
Greystar Worldwide LLC
Business Services
the United States
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FAQ about Account Settlement Representative II - Consumer Loans
1. What industry pays the highest salary for Account Settlement Representative II - Consumer Loans?
The Financial Services industry offers the highest average compensation for Account Settlement Representative II - Consumer Loans roles,
with salaries approximately 20% above the market median.
Where Does Our Salary Data Come From?
Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.
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