Account Settlement Representative III - Consumer Loans Salary in the United States
How much does an Account Settlement Representative III - Consumer Loans make in the United States?
As of August 01, 2026, the average salary for an Account Settlement Representative III - Consumer Loans in the United States is $48,000 per year, which breaks down to an hourly rate of $23.
However, an Account Settlement Representative III - Consumer Loans's salary can vary significantly. Here’s a look at the typical salary range:
Top Earners (90th percentile): $58,699
Majority Range (25th-75th percentile): $42,500 to $53,600
Key Factors That Influence Account Settlement Representative III - Consumer Loans Salaries
An Account Settlement Representative III - Consumer Loans's salary isn't a fixed number.
It's shaped by several important factors.
Below, we'll explore how your years of experience, geographic location, education, and company size can directly affect your earning potential.
How Experience Level Affects Account Settlement Representative III - Consumer Loans Salaries?
Experience is a primary driver of an Account Settlement Representative III - Consumer Loans's salary.
As you build your skills and take on more complex tasks, your compensation generally increases.
Here's how the average salary grows at different career stages:
Account Settlement Representative I - Consumer Loans (0-1 years): $38,737
Account Settlement Representative II - Consumer Loans (1-3 years): $43,295
Account Settlement Representative III - Consumer Loans (3-5 years): $47,932
Account Settlement Representative I - Consumer Loans
0-1 years
$38,737
Account Settlement Representative II - Consumer Loans
1-3 years
$43,295
Account Settlement Representative III - Consumer Loans
3-5 years
$47,932
Account Settlement and Recovery Supervisor - Consumer Loans
5+ years
$59,988
Account Settlement and Recovery Manager - Consumer Loans
5+ years
$103,197
$38,737Account S...
$43,295Account S...
$47,932Account S...
$59,988Account S...
$103,197Account S...
View as Table
View as Graph
What Am I Worth?
How Do Account Settlement Representative III - Consumer Loans Salaries Vary from State to State?
Your salary can change significantly depending on where you work.
States with a higher cost of living and strong industrial sectors
often pay more to attract Account Settlement Representative III - Consumer Loans.
For example, consider the average annual salaries in these key locations:
Top Paying Cities for Account Settlement Representative III - Consumer Loans
Salaries can also vary between different cities.
Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay.
Here are a few examples of average annual salaries in different U.S. cities:
San Jose: $60,500
San Francisco: $59,800
Oakland: $58,600
San Jose, CA$60,500
San Francisco, CA$59,800
Oakland, CA$58,600
New York, NY$55,200
Paramus, NJ$54,600
Queens Village, NY$54,600
Passaic, NJ$54,500
Bergenfield, NJ$54,500
Huntington, NY$54,400
Stamford, CT$54,400
Newark, NJ$54,000
Bridgeport, CT$53,900
Vallejo, CA$53,800
New Brunswick, NJ$53,800
Petaluma, CA$53,800
Middlesex, NJ$53,700
Somerset, NJ$53,700
Santa Cruz, CA$53,600
Boston, MA$53,300
Monterey, CA$53,100
Seattle, WA$53,000
Santa Rosa, CA$53,000
Los Angeles, CA$53,000
Juneau, AK$52,900
Washington, DC$52,800
Orange, CA$52,700
Anchorage, AK$52,500
Anaheim, CA$52,500
Santa Ana, CA$52,500
Long Beach, CA$52,500
Santa Maria, CA$52,300
Everett, WA$52,300
Danbury, CT$52,100
Bremerton, WA$52,100
Sacramento, CA$51,900
Tacoma, WA$51,900
New Suffolk, NY$51,900
San Diego, CA$51,800
Trenton, NJ$51,800
Santa Barbara, CA$51,800
Brockton, MA$51,700
Fairbanks, AK$51,600
Lompoc, CA$51,500
Lowell, MA$51,400
Ventura, CA$51,400
Nashua, NH$51,400
Stockton, CA$51,400
Modesto, CA$51,100
Poughkeepsie, NY$51,000
New Haven, CT$50,900
Olympia, WA$50,900
Kennewick, WA$50,900
Lawrence, MA$50,700
New Bedford, MA$50,600
Hartford, CT$50,600
Riverside, CA$50,600
Richland, WA$50,600
San Bernardino, CA$50,500
Norwich, CT$50,500
New London, CT$50,500
Bakersfield, CA$50,500
New Britain, CT$50,500
Atlantic City, NJ$50,500
Portsmouth, NH$50,400
Boulder, CO$50,300
Portland, OR$50,300
Worcester, MA$50,300
Minneapolis, MN$50,100
Philadelphia, PA$50,100
Honolulu, HI$49,900
Saint Paul, MN$49,900
Vineland, NJ$49,900
Providence, RI$49,700
Chicago, IL$49,600
Springfield, MA$49,500
Bellingham, WA$49,500
Baltimore, MD$49,500
Chico, CA$49,400
Pittsfield, MA$49,200
Manchester, NH$49,100
Spokane, WA$48,900
Denver, CO$48,900
Albany, NY$48,700
Troy, NY$48,700
Nassau, NY$48,600
Schenectady, NY$48,600
Wilmington, DE$48,500
Burlington, VT$48,500
Salem, OR$48,400
Yakima, WA$48,300
Portland, ME$48,300
Rochester, MN$48,100
Reno, NV$48,100
Fresno, CA$48,100
Milwaukee, WI$48,000
Detroit, MI$48,000
Ann Arbor, MI$48,000
Allentown, PA$48,000
Carson City, NV$47,900
Colorado Springs, CO$47,900
Syracuse, NY$47,900
Houston, TX$47,800
Eugene, OR$47,800
Gary, IN$47,700
Springfield, OR$47,700
Bismarck, ND$47,700
Galveston, TX$47,600
Medford, OR$47,600
Fort Collins, CO$47,500
Concord, NH$47,500
Austin, TX$47,500
Mesa, AZ$47,400
Reading, PA$47,400
Phoenix, AZ$47,400
Dallas, TX$47,400
Madison, WI$47,300
Saint Cloud, MN$47,300
Raleigh, NC$47,100
Des Moines, IA$47,100
Utica, NY$47,100
Rochester, NY$47,100
Atlanta, GA$47,000
Battle Creek, MI$47,000
Salt Lake City, UT$47,000
Lancaster, PA$46,900
Champaign, IL$46,800
Fort Worth, TX$46,800
Kansas City, KS$46,800
Kansas City, MO$46,800
Harrisburg, PA$46,800
Columbus, OH$46,700
Boca Raton, FL$46,700
Pittsburgh, PA$46,700
Richmond, VA$46,700
Indianapolis, IN$46,700
Cleveland, OH$46,700
Cincinnati, OH$46,600
Las Vegas, NV$46,600
Petersburg, VA$46,600
Huntsville, AL$46,500
Lansing, MI$46,400
Charlotte, NC$46,400
Racine, WI$46,400
Dayton, OH$46,400
Saint Louis, MO$46,400
Appleton, WI$46,400
Pueblo, CO$46,400
Lebanon, PA$46,400
Buffalo, NY$46,400
Benton Harbor, MI$46,300
York, PA$46,300
Elkhart, IN$46,300
Gastonia, NC$46,300
Billings, MT$46,300
Beaumont, TX$46,300
Lorain, OH$46,300
Toledo, OH$46,300
Fargo, ND$46,200
Flagstaff, AZ$46,200
Elyria, OH$46,200
Rock Hill, SC$46,200
Rockford, IL$46,200
Binghamton, NY$46,200
Springfield, IL$46,200
Fort Lauderdale, FL$46,100
Duluth, MN$46,100
Miami, FL$46,100
Grand Forks, ND$46,100
Cheyenne, WY$46,100
Bangor, ME$46,000
Hialeah, FL$45,900
Louisville, KY$45,900
Grand Rapids, MI$45,900
Cedar Rapids, IA$45,900
Durham, NC$45,900
Casper, WY$45,800
Scranton, PA$45,700
New Orleans, LA$45,700
Virginia Beach, VA$45,700
Akron, OH$45,700
Baton Rouge, LA$45,600
Charleston, SC$45,600
Green Bay, WI$45,600
Sarasota, FL$45,600
Nashville, TN$45,600
Peoria, IL$45,600
Omaha, NE$45,600
Davenport, IA$45,500
Jamestown, NY$45,500
Tucson, AZ$45,500
Saint Petersburg, FL$45,500
Tampa, FL$45,500
Evansville, IN$45,500
Port Arthur, TX$45,500
Bradenton, FL$45,400
Santa Fe, NM$45,300
Orlando, FL$45,300
Clearwater, FL$45,200
Ogden, UT$45,100
High Point, NC$45,100
Newport News, VA$45,100
Albuquerque, NM$45,100
Canton, OH$45,100
La Crosse, WI$45,100
Salisbury, NC$45,000
Saginaw, MI$45,000
Rock Island, IL$45,000
Jacksonville, FL$45,000
Norfolk, VA$45,000
Corpus Christi, TX$45,000
Laramie, WY$45,000
Boise, ID$44,900
Moline, IL$44,900
Fort Myers, FL$44,900
Memphis, TN$44,900
Tulsa, OK$44,900
Fort Wayne, IN$44,800
Lincoln, NE$44,800
Provo, UT$44,800
Waterloo, IA$44,800
Spartanburg, SC$44,800
Cedar Falls, IA$44,700
San Antonio, TX$44,700
Greensboro, NC$44,700
South Bend, IN$44,700
Savannah, GA$44,600
Muskegon, MI$44,600
Birmingham, AL$44,600
Winston Salem, NC$44,600
Tuscaloosa, AL$44,400
Wichita, KS$44,400
Lima, OH$44,400
Greenville, SC$44,400
Lake Charles, LA$44,400
Lexington, KY$44,400
Anderson, IN$44,400
Augusta, GA$44,400
Springfield, OH$44,300
Columbia, SC$44,300
Bloomington, IN$44,200
Asheville, NC$44,200
Knoxville, TN$44,000
Shreveport, LA$44,000
Wilmington, NC$44,000
Roanoke, VA$44,000
Topeka, KS$43,900
Frankfort, KY$43,900
Oklahoma City, OK$43,800
Chillicothe, OH$43,800
Longview, TX$43,800
Melbourne, FL$43,800
Sioux Falls, SD$43,700
Mobile, AL$43,700
Terre Haute, IN$43,700
Altoona, PA$43,700
Fayetteville, AR$43,600
Chattanooga, TN$43,600
Amarillo, TX$43,600
Killeen, TX$43,600
Sioux City, IA$43,500
Idaho Falls, ID$43,500
Lynchburg, VA$43,500
Lafayette, LA$43,400
Little Rock, AR$43,400
Youngstown, OH$43,400
Gainesville, FL$43,400
Portsmouth, OH$43,400
Daytona Beach, FL$43,300
Clarksville, TN$43,300
Pensacola, FL$43,300
Temple, TX$43,300
Hopkinsville, KY$43,200
Erie, PA$43,200
Florence, SC$43,200
Great Falls, MT$43,100
Charleston, WV$43,100
Fayetteville, NC$43,000
Waco, TX$43,000
Macon, GA$43,000
Tallahassee, FL$43,000
Helena, MT$42,900
Pine Bluff, AR$42,900
Vincennes, IN$42,900
Lubbock, TX$42,800
Alamogordo, NM$42,800
Twin Falls, ID$42,800
Rapid City, SD$42,800
Greenville, MS$42,700
Huntington, WV$42,700
Jackson, MS$42,700
Parkersburg, WV$42,600
Montgomery, AL$42,600
Wichita Falls, TX$42,600
Springfield, MO$42,600
Johnstown, PA$42,500
Biloxi, MS$42,500
Monroe, LA$42,500
Columbus, GA$42,400
Sumter, SC$42,400
Pascagoula, MS$42,300
Abilene, TX$42,300
Kingsport, TN$42,200
Albany, GA$42,200
Gulfport, MS$42,200
Alexandria, LA$42,000
Fort Smith, AR$41,900
El Paso, TX$41,800
Las Cruces, NM$41,600
Harlingen, TX$41,500
Pocatello, ID$41,400
Florence, AL$41,400
Brownsville, TX$41,400
Mcallen, TX$41,300
Dothan, AL$41,200
Columbus, MS$40,900
Altus, OK$40,700
Lawton, OK$40,600
Pierre, SD$40,400
Account Settlement Representative III - Consumer Loans Salary by Company Size: Startups vs. Enterprise
Account Settlement Representative III - Consumer Loans salary potential scales significantly with company size.
Data shows that Enterprise companies (5,000+ employees) pay the highest average salary at around $51,942.
While startup companies pay approximate $43,975.
Account Settlement Representative III - Consumer Loans Salary by Company Size
Company Size
Employees
Average Salary
Startup
1~50
$43,975
Growth Stage
51~500
$46,506
Established
501~5000
$50,168
Enterprise
5000+
$51,942
Account Settlement Representative III - Consumer Loans Salary by Industry: Top Paying Sectors
For Account Settlement Representative III - Consumer Loans roles, the industry you choose can impact your earning potential
by as much as 40% (the gap between the highest and lowest paying industries).
Data shows that the highest-paying industry, Business Services,
offers compensation 20% above the average. Conversely,
Account Settlement Representative III - Consumer Loans positions in Financial Services typically offer lower base pay,
as this sector often view Account Settlement Representative III - Consumer Loans as a support function rather than a direct revenue driver.
The top paying industry for an Account Settlement Representative III - Consumer Loans
Industry Sector
Average Annual Salary
Average Hourly Rate
Pay vs.Avg
Business Services
$57,600
$28.0
20%
How Education impacts an Account Settlement Representative III - Consumer Loans's Salary?
Your level of education can impact your salary potential.
While many Account Settlement Representative III - Consumer Loans enter the field with a Bachelor's Degree degree,
higher education can lead to more specialized and higher-paying roles.
According to our 100% employer-reported salary data,
the median salary for an Account Settlement Representative III - Consumer Loans with a Bachelor's Degree is between
$43,363
and $46,581).
Account Settlement Representative III - Consumer Loans Salaries by Degree Level
Typical Education for Account Settlement Representative III - Consumer Loans
No Diploma50.0%
High School50.0%
Associates50.0%
Bachelors0.0%
Masters0.0%
Doctorate0.0%
view as table
Degree Level
% of user with this level of education
No Diploma
50.0%
High School
50.0%
Associates
50.0%
Bachelors
0.0%
Masters
0.0%
Doctorate
0.0%
view as graph
Account Settlement Representative III - Consumer Loans Salary: Hourly Rate, Weekly Pay, and Monthly Pay
Understanding how an Account Settlement Representative III - Consumer Loans's annual salary breaks down can help with budgeting.
Below, you can see the average hourly rate, weekly pay, and monthly pay for this role.
Use the buttons to switch between different pay periods.
Hourly
Monthly
Weekly
Yearly
Table View
Last Updated on August 01, 2026
$42,500
Average$48,000/year
$53,600
$3,542
Average$4,000/month
$4,467
$817
Average$923/week
$1,031
$20
Average$23/hour
$26
Annual Salary
Monthly Pay
Weekly Pay
Hourly Wage
75th Percentile
$53,600
$4,467
$1,031
$26
Average
$48,000
$4,000
$923
$23
25th Percentile
$42,500
$3,542
$817
$20
Account Settlement Representative III - Consumer Loans Salary Growth & Career Path
Promotions are the fastest way to increase your earnings.
As an Account Settlement Representative III - Consumer Loans, you have the following paths for advancement.
The table below compares the salary raises for common next-step roles.
By comparing these figures, you can choose the career path that best meets your financial goals.
Account Settlement Representative III - Consumer Loans Salary Growth and Career Path
Next Step Role
Estimate Salary
Projected Raise
Consumer Loan Collection Team Leader
$62,000
29%
Account Settlement and Recovery Supervisor - Consumer Loans
$60,000
25%
Delinquent Mortgage Collections Supervisor II
$67,100
40%
Salaries of jobs related to Account Settlement Representative III - Consumer Loans
Salary Trends for Account Settlement Representative III - Consumer Loans
Salaries for an Account Settlement Representative III - Consumer Loans can change over time,
reflecting shifts in market demand and the overall economy.
The median salary decreased from $48,790 in 2023
to around $47,940 in 2025,
reflecting changes in demand, location, experience, and the wider economy.
For a detailed analysis of Account Settlement Representative III - Consumer Loans salary trends,
.
Average Annual Salary of Account Settlement Representative III - Consumer Loans Over Time
2022
$???
2023
$48,790
2024
$48,264
2025
$47,940
2026
$???
2027
$???
Year
Average Annual Salary
2022
View More
2023
$48,790
2024
$48,264
2025
$47,940
2026
View More
2027
View More
Most common benefits for Account Settlement Representative III - Consumer Loans
Social Security
401(k)
Disability
Healthcare
Pension
Time Off (days)
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Common company salaries for Account Settlement Representative III - Consumer Loans
Here are companies hiring for Account Settlement Representative III - Consumer Loans and their salaries, click below for more details.
K
$114,295/per year
Kpmg Us LLP
Business Services
the United States
W
$114,096/per year
Warner Bros Discovery
Business Services
the United States
D
$111,927/per year
Dentsu International Ltd
Business Services
the United States
G
$111,873/per year
GroupM Worldwide Inc
Business Services
the United States
C
$111,651/per year
CoWorx Staffing
Business Services
the United States
C
$110,194/per year
Contemporary Services Corp
Business Services
the United States
S
$107,128/per year
Showcase Cinemas
Business Services
the United States
A
$106,429/per year
Amentum Services Inc
Business Services
the United States
A
$106,199/per year
Allied Universal Security Services LLC
Business Services
the United States
S
$106,104/per year
Sodexo USA
Business Services
the United States
J
$105,192/per year
JLL Technologies
Business Services
the United States
I
$104,478/per year
Intact Insurance Group USA LLC
Business Services
the United States
N
$101,619/per year
NielsenIQ
Business Services
the United States
T
$101,470/per year
The Leading Edge Alliance
Business Services
the United States
H
$101,308/per year
Honeywell UOP
Business Services
the United States
R
$97,720/per year
Reeve & Associates
Business Services
the United States
M
$97,584/per year
ManpowerGroup Global Inc
Business Services
the United States
F
$95,980/per year
Financial Sys Nco
Business Services
the United States
A
$95,314/per year
Arrow Global Ltd
Business Services
the United States
C
$94,777/per year
CarMax Enterprise Services LLC
Business Services
the United States
D
$94,479/per year
DZConneX
Business Services
the United States
A
$93,802/per year
Adecco Staffing, USA
Business Services
the United States
R
$92,937/per year
Resource MFG
Business Services
the United States
Z
$92,774/per year
Zachry Brands Inc
Business Services
the United States
G
$88,138/per year
Greystar Worldwide LLC
Business Services
the United States
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FAQ about Account Settlement Representative III - Consumer Loans
1. What industry pays the highest salary for Account Settlement Representative III - Consumer Loans?
The Business Services industry offers the highest average compensation for Account Settlement Representative III - Consumer Loans roles,
with salaries approximately 20% above the market median.
Where Does Our Salary Data Come From?
Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.
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