As of July 01, 2026, the average salary for a Card Services Associate in Tennessee is $42,490 per year, which breaks down to an hourly rate of $20.
However, a Card Services Associate's salary can vary significantly. Here’s a look at the typical salary range:
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Card Services Associate Salaries by Percentile
| Annual Salary |
Monthly Pay |
Weekly Pay |
Hourly Wage |
|
| 75th Percentile | $45,290 | $3,774 | $871 | $22 |
| Average | $42,490 | $3,541 | $817 | $20 |
| 25th Percentile | $38,990 | $3,249 | $750 | $19 |
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A Card Services Associate's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, and company size can directly affect your earning potential.
Experience is a primary driver of a Card Services Associate's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:
| Levels | Salary |
|---|---|
| Entry Level Card Services Associate | $41,344 |
| Intermediate Level Card Services Associate | $41,980 |
| Senior Level Card Services Associate | $43,198 |
| Specialist Level Card Services Associate | $43,845 |
| Expert Level Card Services Associate | $43,926 |
What Am I Worth?
Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Card Services Associates. For example, consider the average annual salaries in these key locations:
Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:
Card Services Associate salary potential scales significantly with company size. Data shows that Enterprise companies (5,000+ employees) pay the highest average salary at around $45,324. While startup companies pay approximate $38,462.
| Company Size | Employees | Average Salary |
|---|---|---|
| Startup | 1~50 | $38,462 |
| Growth Stage | 51~500 | $40,650 |
| Established | 501~5000 | $43,809 |
| Enterprise | 5000+ | $45,324 |
For Card Services Associate roles, the industry you choose can impact your earning potential by as much as 20% (the gap between the highest and lowest paying industries). Data shows that the highest-paying industry, Financial Services, offers compensation 10% above the average. Conversely, Card Services Associate positions in Business Services typically offer lower base pay, as this sector often view Card Services Associate as a support function rather than a direct revenue driver.
| Industry Sector | Average Annual Salary | Average Hourly Rate | Pay vs.Avg |
|---|---|---|---|
| Financial Services | $46,739 | $22.0 | 10% |
Understanding how a Card Services Associate's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.
| Annual Salary | Monthly Pay | Weekly Pay | Hourly Wage | |
|---|---|---|---|---|
| 75th Percentile | $45,290 | $3,774 | $871 | $22 |
| Average | $42,490 | $3,541 | $817 | $20 |
| 25th Percentile | $38,990 | $3,249 | $750 | $19 |
Promotions are the fastest way to increase your earnings. As a Card Services Associate, you have the following paths for advancement. The table below compares the salary raises for common next-step roles. By comparing these figures, you can choose the career path that best meets your financial goals.
| Next Step Role | Estimate Salary | Projected Raise |
|---|---|---|
| Bankcard Products Operations Manager | $82,000 | 93% |
| Digital Banking Specialist II | $57,700 | 36% |
| ATM Service Coordinator | $49,600 | 17% |
| Banking Operations Administrative Clerk III | $45,600 | 7% |
Ready to take the next step in your career? Browse thousands of current Card Services Associate job openings on our job board. Use the search bar below to find your perfect match.
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