Card Services Representative Salary in the United States

How much does a Card Services Representative make in the United States?

As of February 01, 2026, the average salary for a Card Services Representative in the United States is $39,561 per year, which breaks down to an hourly rate of $19.

However, a Card Services Representative's salary can vary significantly. Here’s a look at the typical salary range:

  • Top Earners (90th percentile): $47,716
  • Majority Range (25th-75th percentile): $35,706 to $43,829
  • Entry-Level (10th percentile): $32,195
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View as table View as graph 25% $35,706 10% $32,195 90% $47,716 75% $43,829 $39,561 50%(Median) Didn’t find job title? Click

Card Services Representative Salaries by Percentile

Annual
Salary
Monthly
Pay
Weekly
Pay
Hourly
Wage
75th Percentile $43,829 $3,652 $843 $21
Average $39,561 $3,297 $761 $19
25th Percentile $35,706 $2,975 $687 $17
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CONTRACT SERVICES REPRESENTATIVE with Security Clearance

Department of Defense - PATUXENT RIVER, MD

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Key Factors That Influence Card Services Representative Salaries

A Card Services Representative's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, education and company size can directly affect your earning potential.

How Do Card Services Representative Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Card Services Representatives. For example, consider the average annual salaries in these key locations:

  • District of Columbia: $43,802.
  • California: $43,636.
  • Massachusetts: $43,054.

Top Paying Cities for Card Services Representatives

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • San Jose: $49,898
  • San Francisco: $49,407
  • Oakland: $48,312

What Skills Can Increase a Card Services Representative's Salary?

Demanded Skills for the Role:

  • Customer Service (Mentioned in 3.3% Job Postings): Customer service is the provision of service to customers before, during and after a purchase. The perception of success of such interactions is dependent on employees "who can adjust themselves to the personality of the guest". Customer service concerns the priority an organization assigns to customer service relative to components such as product innovation and pricing. In this sense, an organization that values good customer service may spend more money in training employees than the average organization or may proactively interview customers for feedback. From the point of view of an overall sales process engineering effort, customer service plays an important role in an organization's ability to generate income and revenue. From that perspective, customer service should be included as part of an overall approach to systematic improvement. One good customer service experience can change the entire perception a customer holds towards the organization.
  • Accounting (Mentioned in 1.65% Job Postings): Creating financial statements and reports based on the summary of financial and business transactions.
  • Continuous Improvement (Mentioned in 0.82% Job Postings): A continual improvement process, also often called a continuous improvement process (abbreviated as CIP or CI), is an ongoing effort to improve products, services, or processes. These efforts can seek "incremental" improvement over time or "breakthrough" improvement all at once. Delivery (customer valued) processes are constantly evaluated and improved in the light of their efficiency, effectiveness and flexibility. Some see CIPs as a meta-process for most management systems (such as business process management, quality management, project management, and program management). W. Edwards Deming, a pioneer of the field, saw it as part of the 'system' whereby feedback from the process and customer were evaluated against organisational goals. The fact that it can be called a management process does not mean that it needs to be executed by 'management'; but rather merely that it makes decisions about the implementation of the delivery process and the design of the delivery process itself.
See More Skills
Skills Demand Percentage
Customer Service 3.3%
Accounting 1.65%
Continuous Improvement 0.82%
What skills can make your compensation higher?
Mastering certain specialized skills can lead to a significant increase in pay. Here are examples of skills and the potential impact they can have on a Card Services Representative's salary.
  • Analysis: Can increase your salary by up to 20%.
  • Auditing: Can increase your salary by up to 17%.
  • Accounting: Can increase your salary by up to 9%.
Skill Salary Salary % Increase
Analysis
$47,473
20%
Auditing
$46,286
17%
Accounting
$43,121
9%
Risk Management
$43,121
9%
General Ledger
$43,121
9%
Critical Thinking
$42,330
7%
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How Education impacts a Card Services Representative's Salary?

Your level of education can impact your salary potential. While many Card Services Representatives enter the field with a Associate's Degree degree, higher education can lead to more specialized and higher-paying roles.

According to our 100% employer-reported salary data, the median salary for a Card Services Representative with a Associate's Degree is between $38,900 and $41,692).

Card Services Representative Salaries by Degree Level

Typical Education for Card Services Representative
Degree Level % of user with this level of education
No Diploma 66.7%
High School 33.3%
Associates 66.7%
Bachelors 33.3%
Masters 0.0%
Doctorate 0.0%
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Card Services Representative Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Card Services Representative's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on February 01, 2026

Salary Trends for Card Services Representative

Salaries for a Card Services Representative can change over time, reflecting shifts in market demand and the overall economy. The median salary decreased from $42,273 in 2023 to around $41,042 in 2025, reflecting changes in demand, location, experience, and the wider economy. For a detailed analysis of Card Services Representative salary trends, .

Average Annual Salary of Card Services Representative Over Time

2022
$???
2023
$42,273
2024
$41,574
2025
$41,042
2026
$???
2027
$???
Year Average Annual Salary
2022
View More
2023 $42,273
2024 $41,574
2025 $41,042
2026
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2027
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Most common benefits for Card Services Representative

Social Security
401(k)
Disability
Healthcare
Pension
Time Off (days)
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Common company salaries for Card Services Representative

Here are companies hiring for Card Services Representative and their salaries, click below for more details.

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Where Does Our Salary Data Come From?

Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.

We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)

With the most extensive online, real-time compensation data available, Salary.com helps you pinpoint your exact pay target.

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