What are the main factors that influence a Collection/Recovery Representative, Entry - Consumer Loans's salary?

The primary factors are: 1) Experience Level, 2) Geographic Location, 3) Education/Skills, 4) Company Size & Industry

How does experience change A Collection/Recovery Representative, Entry - Consumer Loans's salary?

A Collection/Recovery Representative, Entry - Consumer Loans's salary grows with experience: an Collection/Recovery Representative, Entry - Consumer Loans (0-1 years)earns $39,229, an Account Settlement Representative II - Consumer Loans (1-3 years)earns $43,845, an Account Settlement Representative III - Consumer Loans (3-5 years)earns $48,541, an Account Settlement and Recovery Supervisor - Consumer Loans (5+ years)earns $60,750, an Account Settlement and Recovery Manager - Consumer Loans (5+ years)earns $104,508,

How much do different types of Collection/Recovery Representative, Entry - Consumer Loans roles make?

Salaries for Collection/Recovery Representative, Entry - Consumer Loans level roles vary by specialization: Loan Servicing Representative IV - Consumer Loans: $63,610; Loan Servicing Representative III - Consumer Loans: $51,700; Officer, Entry - Mortgage Loans: $50,900; Account Settlement Representative III - Consumer Loans: $48,000; Collection/Recovery Representative, Senior - Consumer Loans: $47,940.

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Collection/Recovery Representative, Entry - Consumer Loans Salary in Delaware

Q: What industry pays the highest salary for Collection/Recovery Representative, Entry - Consumer Loans?

The Financial Services industry offers the highest average compensation for Collection/Recovery Representative, Entry - Consumer Loans roles, with salaries approximately 20% above the market median.

How much does a Collection/Recovery Representative, Entry - Consumer Loans make in Delaware?

As of August 01, 2026, the average salary for a Collection/Recovery Representative, Entry - Consumer Loans in Delaware is $39,230 per year, which breaks down to an hourly rate of $19.

However, a Collection/Recovery Representative, Entry - Consumer Loans's salary can vary significantly. Here’s a look at the typical salary range:

Top Earners (90th percentile): $44,961
Majority Range (25th-75th percentile): $36,170 to $42,230
Entry-Level (10th percentile): $33,384

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Collection/Recovery Representative, Entry - Consumer Loans Salaries by Percentile

	Annual Salary	Monthly Pay	Weekly Pay	Hourly Wage
75th Percentile	$42,230	$3,519	$812	$20
Average	$39,230	$3,269	$754	$19
25th Percentile	$36,170	$3,014	$696	$17

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Key Factors That Influence Collection/Recovery Representative, Entry - Consumer Loans Salaries

A Collection/Recovery Representative, Entry - Consumer Loans's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, and company size can directly affect your earning potential.

How Experience Level Affects Collection/Recovery Representative, Entry - Consumer Loans Salaries?

Experience is a primary driver of a Collection/Recovery Representative, Entry - Consumer Loans's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

Collection/Recovery Representative, Entry - Consumer Loans (0-1 years): $39,229
Account Settlement Representative II - Consumer Loans (1-3 years): $43,845
Account Settlement Representative III - Consumer Loans (3-5 years): $48,541
Account Settlement and Recovery Supervisor - Consumer Loans (5+ years): $60,750
Account Settlement and Recovery Manager - Consumer Loans (5+ years): $104,508

Job Role	Years of Experience	Average Salary
Collection/Recovery Representative, Entry - Consumer Loans	0-1 years	$39,229
Account Settlement Representative II - Consumer Loans	1-3 years	$43,845
Account Settlement Representative III - Consumer Loans	3-5 years	$48,541
Account Settlement and Recovery Supervisor - Consumer Loans	5+ years	$60,750
Account Settlement and Recovery Manager - Consumer Loans	5+ years	$104,508

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What Am I Worth?

How Do Collection/Recovery Representative, Entry - Consumer Loans Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Collection/Recovery Representative, Entry - Consumer Loans. For example, consider the average annual salaries in these key locations:

District of Columbia: $42,890.
California: $42,730.
Massachusetts: $42,160.

District of Columbia $42,890 California $42,730 Massachusetts $42,160 Washington $42,010 New Jersey $41,990 Alaska $41,940 Connecticut $41,400 New York $41,190

Hawaii $40,490 Rhode Island $40,170 Maryland $39,950 Minnesota $39,640 Colorado $39,530 Illinois $39,490 Oregon $39,340 Delaware $39,230

New Hampshire $39,170 Virginia $39,010 Pennsylvania $38,570 Nevada $38,340 North Dakota $38,270 Michigan $38,150 Wisconsin $38,110 Vermont $38,030

Texas $37,790 Maine $37,770 Arizona $37,750 Ohio $37,720 Georgia $37,370 Indiana $37,190 Wyoming $37,150 Utah $37,100

Iowa $37,080 Kansas $36,890 Louisiana $36,840 North Carolina $36,820 Missouri $36,810 Florida $36,660 Montana $36,580 Nebraska $36,500

Kentucky $36,460 South Carolina $36,300 Tennessee $36,200 Idaho $36,170 New Mexico $35,880 Oklahoma $35,820 Alabama $35,590 South Dakota $35,210

Arkansas $35,000 West Virginia $34,890 Mississippi $34,550

Top Paying Cities for Collection/Recovery Representative, Entry - Consumer Loans

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

Lincoln: $39,060
Little Creek: $39,340
Magnolia: $39,290

Lincoln, DE $39,060 Little Creek, DE $39,340 Magnolia, DE $39,290 Milford, DE $39,160 Marydel, DE $39,220 Millsboro, DE $38,890 Millville, DE $38,950 Milton, DE $39,020

Nassau, DE $39,050 Ocean View, DE $38,950 Rehoboth Beach, DE $39,020 Seaford, DE $39,040 Selbyville, DE $38,880 Smyrna, DE $39,370 Viola, DE $39,190 Woodside, DE $39,290

Bear, DE $39,200 Newark, DE $39,190 Claymont, DE $39,270 Delaware City, DE $39,230 Hockessin, DE $39,190 Kirkwood, DE $39,220 Middletown, DE $39,240 Montchanin, DE $39,190

New Castle, DE $39,200 Odessa, DE $39,260 Port Penn, DE $39,280 Rockland, DE $39,200 Saint Georges, DE $39,220 Townsend, DE $39,280 Winterthur, DE $39,200 Lewes, DE $39,040

Wilmington, DE $39,190 Dover, DE $39,340 Dover Afb, DE $39,140 Bethany Beach, DE $38,910 Bethel, DE $38,950 Bridgeville, DE $39,040 Camden Wyoming, DE $39,230 Cheswold, DE $39,330

Clayton, DE $39,330 Dagsboro, DE $38,880 Delmar, DE $38,820 Ellendale, DE $38,930 Felton, DE $39,150 Fenwick Island, DE $38,890 Frankford, DE $38,820 Frederica, DE $39,190

Georgetown, DE $38,860 Greenwood, DE $39,040 Harbeson, DE $38,910 Harrington, DE $39,100 Hartly, DE $39,230 Houston, DE $39,050 Kenton, DE $39,330 Laurel, DE $38,840

Yorklyn, DE $39,200

Collection/Recovery Representative, Entry - Consumer Loans Salary by Company Size: Startups vs. Enterprise

Collection/Recovery Representative, Entry - Consumer Loans salary potential scales significantly with company size. Data shows that Enterprise companies (5,000+ employees) pay the highest average salary at around $42,452. While startup companies pay approximate $35,940.

Collection/Recovery Representative, Entry - Consumer Loans Salary by Company Size

Company Size	Employees	Average Salary
Startup	1~50	$35,940
Growth Stage	51~500	$38,009
Established	501~5000	$41,002
Enterprise	5000+	$42,452

Collection/Recovery Representative, Entry - Consumer Loans Salary by Industry: Top Paying Sectors

For Collection/Recovery Representative, Entry - Consumer Loans roles, the industry you choose can impact your earning potential by as much as 40% (the gap between the highest and lowest paying industries). Data shows that the highest-paying industry, Financial Services, offers compensation 20% above the average. Conversely, Collection/Recovery Representative, Entry - Consumer Loans positions in Business Services typically offer lower base pay, as this sector often view Collection/Recovery Representative, Entry - Consumer Loans as a support function rather than a direct revenue driver.

The top paying industry for a Collection/Recovery Representative, Entry - Consumer Loans

Industry Sector	Average Annual Salary	Average Hourly Rate	Pay vs.Avg
Financial Services	$47,076	$23.0	20%

Collection/Recovery Representative, Entry - Consumer Loans Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Collection/Recovery Representative, Entry - Consumer Loans's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on August 01, 2026

$36,170

Average $39,230/year

$42,230

$3,014

Average $3,269/month

$3,519

$696

Average $754/week

$812

$17

Average $19/hour

$20

	Annual Salary	Monthly Pay	Weekly Pay	Hourly Wage
75th Percentile	$42,230	$3,519	$812	$20
Average	$39,230	$3,269	$754	$19
25th Percentile	$36,170	$3,014	$696	$17

Collection/Recovery Representative, Entry - Consumer Loans Salary Growth & Career Path

Collection/Recovery Representative, Entry - Consumer Loans

Consumer Loan Collector, Experienced

Account Settlement Representative II - Consumer Loans

Collections Clerk, Experienced - Loans

Delinquent Mortgage Collector II

Consumer Loan Collections Group Manager

Account Settlement and Recovery Manager - Consumer Loans

Collections Clerk, Senior - Loans

Delinquent Mortgage Collections Supervisor II

Promotions are the fastest way to increase your earnings. As a Collection/Recovery Representative, Entry - Consumer Loans, you have the following paths for advancement. The table below compares the salary raises for common next-step roles. By comparing these figures, you can choose the career path that best meets your financial goals.

Collection/Recovery Representative, Entry - Consumer Loans Salary Growth and Career Path
Next Step Role	Estimate Salary	Projected Raise
Consumer Loan Collector, Experienced	$45,000	15%
Account Settlement Representative II - Consumer Loans	$43,900	12%
Collections Clerk, Experienced - Loans	$45,100	15%
Delinquent Mortgage Collector II	$54,800	40%

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