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Collection/Recovery Representative, Entry - Consumer Loans Salary in New Mexico

How much does a Collection/Recovery Representative, Entry - Consumer Loans make in New Mexico?

As of August 01, 2026, the average salary for a Collection/Recovery Representative, Entry - Consumer Loans in New Mexico is $35,880 per year, which breaks down to an hourly rate of $17.

However, a Collection/Recovery Representative, Entry - Consumer Loans's salary can vary significantly. Here’s a look at the typical salary range:

  • Top Earners (90th percentile): $41,115
  • Majority Range (25th-75th percentile): $33,080 to $38,620
  • Entry-Level (10th percentile): $30,531
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View as table View as graph 25% $33,080 10% $30,531 90% $41,115 75% $38,620 $35,880 50%(Median) Didn’t find job title? Click

Collection/Recovery Representative, Entry - Consumer Loans Salaries by Percentile

Annual
Salary		 Monthly
Pay		 Weekly
Pay		 Hourly
Wage
75th Percentile $38,620 $3,218 $743 $19
Average $35,880 $2,990 $690 $17
25th Percentile $33,080 $2,757 $636 $16
Check out Collection/Recovery Representative, Entry - Consumer Loans Job Openings in New Mexico
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Key Factors That Influence Collection/Recovery Representative, Entry - Consumer Loans Salaries

A Collection/Recovery Representative, Entry - Consumer Loans's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, and company size can directly affect your earning potential.

How Experience Level Affects Collection/Recovery Representative, Entry - Consumer Loans Salaries?

Experience is a primary driver of a Collection/Recovery Representative, Entry - Consumer Loans's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Collection/Recovery Representative, Entry - Consumer Loans (0-1 years): $35,878
  • Account Settlement Representative II - Consumer Loans (1-3 years): $40,100
  • Account Settlement Representative III - Consumer Loans (3-5 years): $44,395
  • Account Settlement and Recovery Supervisor - Consumer Loans (5+ years): $55,561
  • Account Settlement and Recovery Manager - Consumer Loans (5+ years): $95,581
Job Role Years of Experience Average Salary
Collection/Recovery Representative, Entry - Consumer Loans0-1 years$35,878
Account Settlement Representative II - Consumer Loans1-3 years$40,100
Account Settlement Representative III - Consumer Loans3-5 years$44,395
Account Settlement and Recovery Supervisor - Consumer Loans5+ years$55,561
Account Settlement and Recovery Manager - Consumer Loans5+ years$95,581
$35,878 Collectio...
$40,100 Account S...
$44,395 Account S...
$55,561 Account S...
$95,581 Account S...
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What Am I Worth?

Top Paying Cities for Collection/Recovery Representative, Entry - Consumer Loans

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • Algodones: $36,270
  • Belen: $36,060
  • Bernalillo: $36,330

Collection/Recovery Representative, Entry - Consumer Loans Salary by Company Size: Startups vs. Enterprise

Collection/Recovery Representative, Entry - Consumer Loans salary potential scales significantly with company size. Data shows that Enterprise companies (5,000+ employees) pay the highest average salary at around $38,827. While startup companies pay approximate $32,871.

Collection/Recovery Representative, Entry - Consumer Loans Salary by Company Size

Company Size Employees Average Salary
Startup1~50$32,871
Growth Stage51~500$34,763
Established501~5000$37,501
Enterprise5000+$38,827

Collection/Recovery Representative, Entry - Consumer Loans Salary by Industry: Top Paying Sectors

For Collection/Recovery Representative, Entry - Consumer Loans roles, the industry you choose can impact your earning potential by as much as 40% (the gap between the highest and lowest paying industries). Data shows that the highest-paying industry, Financial Services, offers compensation 20% above the average. Conversely, Collection/Recovery Representative, Entry - Consumer Loans positions in Business Services typically offer lower base pay, as this sector often view Collection/Recovery Representative, Entry - Consumer Loans as a support function rather than a direct revenue driver.

The top paying industry for a Collection/Recovery Representative, Entry - Consumer Loans

Industry Sector Average Annual Salary Average Hourly Rate Pay vs.Avg
Financial Services$43,056$21.020%

Collection/Recovery Representative, Entry - Consumer Loans Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Collection/Recovery Representative, Entry - Consumer Loans's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

  • Yearly
  • Monthly
  • Weekly
  • Hourly
  • Table View
Last Updated on August 01, 2026
$33,080
Average $35,880/year
$38,620
$2,757
Average $2,990/month
$3,218
$636
Average $690/week
$743
$16
Average $17/hour
$19
Annual Salary Monthly Pay Weekly Pay Hourly Wage
75th Percentile $38,620 $3,218 $743 $19
Average $35,880 $2,990 $690 $17
25th Percentile $33,080 $2,757 $636 $16

Collection/Recovery Representative, Entry - Consumer Loans Salary Growth & Career Path

Collection/Recovery Representative, Entry - Consumer Loans
Consumer Loan Collector, Experienced
Account Settlement Representative II - Consumer Loans
Collections Clerk, Experienced - Loans
Delinquent Mortgage Collector II
Consumer Loan Collections Group Manager
Account Settlement and Recovery Manager - Consumer Loans
Collections Clerk, Senior - Loans
Delinquent Mortgage Collections Supervisor II

Promotions are the fastest way to increase your earnings. As a Collection/Recovery Representative, Entry - Consumer Loans, you have the following paths for advancement. The table below compares the salary raises for common next-step roles. By comparing these figures, you can choose the career path that best meets your financial goals.

Collection/Recovery Representative, Entry - Consumer Loans Salary Growth and Career Path
Next Step Role Estimate Salary Projected Raise
Consumer Loan Collector, Experienced $41,200 15%
Account Settlement Representative II - Consumer Loans $40,100 12%
Collections Clerk, Experienced - Loans $41,300 15%
Delinquent Mortgage Collector II $50,200 40%

Salaries of jobs related to Collection/Recovery Representative, Entry - Consumer Loans

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Ready to take the next step in your career? Browse thousands of current Collection/Recovery Representative, Entry - Consumer Loans job openings on our job board. Use the search bar below to find your perfect match.

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Cost of Living In New Mexico

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