As of March 01, 2025, the average annual salary for a Credit Analyst I - Lending in Worcester, MA is $66,060. According to Salary.com, salaries can range from a low of $47,968 to a high of $84,171, with most professionals earning between $56,590 and $75,540.
| Annual Salary |
Monthly Pay |
Weekly Pay |
Hourly Wage |
|
| 75th Percentile | $75,540 | $6,295 | $1,453 | $36 |
| Average | $66,060 | $5,505 | $1,270 | $32 |
| 25th Percentile | $56,590 | $4,716 | $1,088 | $27 |
An entry-level Credit Analyst I - Lending with under 1 year experience makes about $64,513. With less than 2 years of experience, a mid-level Credit Analyst I - Lending makes around $65,489. After 2-4 years, the Credit Analyst I - Lending pay rises to about $67,584. Those senior Credit Analyst I - Lending with 5-8 years of experience earn roughly $68,003, and those Credit Analyst I - Lending having 8 years or more experience are expected to earn about $68,282 on average.
| Levels | Salary |
|---|---|
| Entry Level Credit Analyst I - Lending | $64,513 |
| Intermediate Level Credit Analyst I - Lending | $65,489 |
| Senior Level Credit Analyst I - Lending | $67,584 |
| Specialist Level Credit Analyst I - Lending | $68,003 |
| Expert Level Credit Analyst I - Lending | $68,282 |
| Entry Level | 2% |
| Mid Level | 1% |
| Senior Level | 2% |
| Top Level | 3% |
| Experienced | 3% |
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Each competency has five to ten behavioral assertions that can be observed, each with a corresponding performance level (from one to five) that is required for a particular job.
Analysis: Analysis is the process of considering something carefully or using statistical methods in order to understand it or explain it.
Microsoft Office: Microsoft Office is a suite of desktop productivity applications that is designed by Microsoft for business use. You can create documents containing text and images, work with data in spreadsheets and databases, create presentations and posters.
Commercial Banking: Is a profit oriented banking by providing loans to customers and charging interest. The bank’s funds come from money deposited by the bank customers in saving accounts, checking accounts, money market accounts, and certificates of deposit (CDs).
| Skill | Salary | Demand |
|---|---|---|
|
Portfolio Management
|
$89,181 |
35%
|
|
Decision Making
|
$89,181 |
35%
|
|
Balance Sheet
|
$89,181 |
35%
|
|
Integrity
|
$85,878 |
30%
|
|
Critical Thinking
|
$85,878 |
30%
|
|
Flexibility
|
$82,575 |
25%
|
