As of August 01, 2026, the average salary for a Credit Risk Control Manager in the United States is $124,500 per year, which breaks down to an hourly rate of $60.
However, a Credit Risk Control Manager's salary can vary significantly. Here’s a look at the typical salary range:
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A Credit Risk Control Manager's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, education, and company size can directly affect your earning potential.
Experience is a primary driver of a Credit Risk Control Manager's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:
| Job Role | Years of Experience | Average Salary |
|---|---|---|
| Credit Risk Control Analyst II | 2-4 years | $92,840 |
| Credit Risk Control Analyst III | 4-7 years | $105,016 |
| Credit Risk Control Manager | 7+ years | $124,460 |
| Credit Risk Control Senior Manager | 7+ years | $138,104 |
| Credit Risk Control Director | 7+ years | $176,922 |
What Am I Worth?
Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Credit Risk Control Managers. For example, consider the average annual salaries in these key locations:
Demanded Skills for the Role:
| Skills | Demand Percentage |
|---|---|
| Analysis | 7.92% |
| Trading | 1.93% |
| Credit Products | 1.29% |
| Skill | Salary | Salary % Increase |
|---|---|---|
|
Business Statistics
|
$141,930 |
14%
|
|
Credit Products
|
$139,440 |
12%
|
|
Stress Testing
|
$139,440 |
12%
|
|
Continuous Monitoring
|
$138,195 |
11%
|
|
Risk Management
|
$136,950 |
10%
|
|
Capital Market
|
$136,950 |
10%
|
Credit Risk Control Manager salary potential scales significantly with company size. Data shows that Enterprise companies (5,000+ employees) pay the highest average salary at around $136,026. While startup companies pay approximate $114,940.
| Company Size | Employees | Average Salary |
|---|---|---|
| Startup | 1~50 | $114,940 |
| Growth Stage | 51~500 | $121,617 |
| Established | 501~5000 | $131,307 |
| Enterprise | 5000+ | $136,026 |
For Credit Risk Control Manager roles, the industry you choose can affect earning potential by as much as 50% (the gap between the highest and lowest paying industries). Data shows that the Financial Services and Retail & Wholesale sectors offer the strongest compensation, at 30% above the average. In contrast, Credit Risk Control Manager positions in Business Services or Insurance typically offer lower base pay, as these industries often view Credit Risk Control Manager as a support function rather than a direct revenue driver.
| Industry Sector | Average Annual Salary | Average Hourly Rate | Pay vs.Avg |
|---|---|---|---|
| Financial Services | $161,850 | $78.0 | 30% |
Your level of education can impact your salary potential. While many Credit Risk Control Managers enter the field with a Bachelor's Degree degree, higher education can lead to more specialized and higher-paying roles.
According to our 100% employer-reported salary data, the median salary for a Credit Risk Control Manager with a Bachelor's Degree is between $123,540 and $136,673).
Credit Risk Control Manager Salaries by Degree Level
| Degree Level | % of user with this level of education |
|---|---|
| No Diploma | 6.9% |
| High School | 6.9% |
| Associates | 5.2% |
| Bachelors | 34.5% |
| Masters | 50.0% |
| Doctorate | 3.4% |
Understanding how a Credit Risk Control Manager's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.
Last Updated on August 01, 2026For a Credit Risk Control Manager, the most direct path to higher earnings is advancing to the Credit Risk Control Senior Manager role. This promotion typically comes with a significant pay increase, bringing the average annual salary to $138,200 - a projected growth of 11% over your current level.
Salaries for a Credit Risk Control Manager can change over time, reflecting shifts in market demand and the overall economy. The median salary decreased from $111,346 in 2023 to around $109,405 in 2025, reflecting changes in demand, location, experience, and the wider economy. For a detailed analysis of Credit Risk Control Manager salary trends, .
| Year | Average Annual Salary |
|---|---|
| 2022 |
View More
|
| 2023 | $111,346 |
| 2024 | $112,041 |
| 2025 | $109,405 |
| 2026 |
View More
|
| 2027 |
View More
|
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The Financial Services industry offers the highest average compensation for Credit Risk Control Manager roles, with salaries approximately 30% above the market median.
At a minimum, credit risk control managers are expected to have a bachelor's degree in finance or a related field. An online Bachelor of Science in Accounting can provide essential knowledge in finance, statistics, data analytics, and auditing. Salaries for this role typically range from $108,800 to $151,900, with a median salary of $135,900.
You could start as a finance assistant in a credit control department. With experience, you can progress to a credit controller or deputy manager. As a Credit Risk Control Manager, salaries range from $108,800 to $151,900, with a midpoint of $135,900. The Chartered Institute of Credit Management offers courses at various levels to enhance your skills.
A career as a Credit Risk Control Manager can be rewarding, offering a salary range from $108,800 to $151,900, with a midpoint of $135,900. This role provides valuable experience in finance and equips you with skills applicable to various positions. For those seeking a challenging and lucrative path, credit risk management is an excellent choice.
The Credit Risk Manager's role involves a structured approach to analyze, assess, and evaluate the creditworthiness of businesses, organizations, or individuals. The salary for this position typically ranges from $108,800 to $151,900, with a midpoint of $135,900, reflecting the importance and expertise required in managing credit risk effectively.
Yes, being a credit risk control manager can be stressful at times due to the responsibility of managing credit risk, ensuring timely debt collection, and navigating legal complexities. The role typically offers a salary range from $108,800 to $151,900, reflecting the high stakes involved in maintaining financial stability.
Credit Risk Control Managers often face stressful situations, particularly when managing overdue accounts and interacting with uncooperative customers. This role demands resilience and professionalism in challenging scenarios. With a salary range from $108,800 to $151,900, the compensation reflects the responsibilities and pressures associated with effectively managing credit risk.
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