How much does a Loan Examiner II make in the United States? The average Loan Examiner II salary in the United States is $76,725 as of April 24, 2024, but the range typically falls between $65,960 and $88,480. Salary ranges can vary widely depending on many important factors, including education, certifications, additional skills, the number of years you have spent in your profession. With more online, real-time compensation data than any other website, Salary.com helps you determine your exact pay target. 

Loan Examiner II Salaries by Percentile
Percentile Salary Location Last Updated
10th Percentile Loan Examiner II Salary $56,159 US April 24, 2024
25th Percentile Loan Examiner II Salary $65,960 US April 24, 2024
50th Percentile Loan Examiner II Salary $76,725 US April 24, 2024
75th Percentile Loan Examiner II Salary $88,480 US April 24, 2024
90th Percentile Loan Examiner II Salary $99,183 US April 24, 2024
25% $65,960 10% $56,159 90% $99,183 75% $88,480 $76,725 50%(Median) Didn’t find job title? Click
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What skills does a Loan Examiner II need?

Each competency has five to ten behavioral assertions that can be observed, each with a corresponding performance level (from one to five) that is required for a particular job.

1.

Analysis: Analysis is the process of considering something carefully or using statistical methods in order to understand it or explain it.

2.

Business Administration: It is the management of all aspects of a business's performance, decisions, and organization. It includes the day to day operations, aspects including finances and human resources, and ensures the company stays aligned to the goal or mission.

3.

Credit Analysis: Credit analysis is the method by which one calculates the creditworthiness of a business or organization. In other words, It is the evaluation of the ability of a company to honor its financial obligations. The audited financial statements of a large company might be analyzed when it issues or has issued bonds. Or, a bank may analyze the financial statements of a small business before making or renewing a commercial loan. The term refers to either case, whether the business is large or small. The objective of credit analysis is to look at both the borrower and the lending facility being proposed and to assign a risk rating. The risk rating is derived by estimating the probability of default by the borrower at a given confidence level over the life of the facility, and by estimating the amount of loss that the lender would suffer in the event of default. Credit analysis involves a wide variety of financial analysis techniques, including ratio and trend analysis as well as the creation of projections and a detailed analysis of cash flows. Credit analysis also includes an examination of collateral and other sources of repayment as well as credit history and management ability. Analysts attempt to predict the probability that a borrower will default on its debts, and also the severity of losses in the event of default. Credit spreads—the difference in interest rates between theoretically "risk-free" investments such as U.S. treasuries or LIBOR and investments that carry some risk of default—reflect credit analysis by financial market participants.

Analysis 16.67%
Business Administration 16.67%
Credit Analysis 16.67%
Others 49.99%

Job Description for Loan Examiner II

Loan Examiner II reviews or audits a loan portfolio of moderate complexity loans to ensure compliance with established laws and regulations. Analyzes loans to identify deficiencies, unsupported charges, and risk levels. Being a Loan Examiner II establishes authenticity and correctness of all records including transactions and other forms of documentation. May require a bachelor's degree. Additionally, Loan Examiner II typically reports to a supervisor or manager. The Loan Examiner II gains exposure to some of the complex tasks within the job function. Occasionally directed in several aspects of the work. To be a Loan Examiner II typically requires 2 to 4 years of related experience. (Copyright 2024 Salary.com)... View full job description

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Job Openings for Loan Examiner II
  • Athenix Special Missions (ASM) is currently seeking a Latent Print Examiner II, based in Fort Gillem,GA. Quality Policy: To meet or exceed our customer's e...
    - 3 Days Ago
  • Group Management Services. is looking for self motivated individual to step into our. Claims Examiner II. role based out of our Richfield, OH headquarters....
    - 6 Days Ago
  • With over $7 billion in assets, CrossFirst Bank serves the financial needs of businesses, professionals and their families in Kansas City, Wichita, Oklahom...
    - 3 Days Ago
  • Company Description. Arizona Financial Credit Union provides consumer and small business banking services to more than 145,000 members throughout Arizona. ...
    - 2 Days Ago
  • SUMMARY. The Mortgage Loan Processor II is responsible for accurately managing loan documentation through our established systems, and reviewing it to ensu...
    - 6 Days Ago

Career Path for Loan Examiner II

A career path is a sequence of jobs that leads to your short- and long-term career goals. Some follow a linear career path within one field, while others change fields periodically to achieve career or personal goals.

For Loan Examiner II, the upper level is Loan Examiner III and then progresses to Loan Examiner Manager.

Those that have already made the climb...
John D. Rainey, Former Chief Financial Officer and EVP, Global Customer Operations
PayPal Holdings, Inc. operates a technology platform that enables digital payments on behalf of merchants and consumers worldwide. The company provides payment solutions under the PayPal, PayPal Credit, Braintree, Venmo, Xoom, PayPal Zettle, Hyperwallet, PayPal Honey, and Paidy names. Its payments platform allows consu... More
Fiscal Year Ended in 2022
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Loan Examiner II salary varies from city to city. Compared with national average salary of Loan Examiner II, the highest Loan Examiner II salary is in San Francisco, CA, where the Loan Examiner II salary is 25.0% above. The lowest Loan Examiner II salary is in Miami, FL, where the Loan Examiner II salary is 3.5% lower than national average salary.

City, State Compared to national average
City, State San Francisco, CA Compared to national average
+ 25.0%
City, State Washington, DC Compared to national average
+ 11.3%
City, State Miami, FL Compared to national average
-3.5%
City, State Chicago, IL Compared to national average
+ 4.9%
City, State Boston, MA Compared to national average
+ 12.1%
City, State New York, NY Compared to national average
+ 16.8%
City, State Dallas, TX Compared to national average
-1.3%

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Average Base Salary

Core compensation

 
 
 
65960
88480
76725

Average Total Cash Compensation

Includes base and annual incentives

 
 
 
67233
91749
78007
These charts show the average base salary (core compensation), as well as the average total cash compensation for the job of Loan Examiner II in the United States. The base salary for Loan Examiner II ranges from $65,960 to $88,480 with the average base salary of $76,725. The total cash compensation, which includes base, and annual incentives, can vary anywhere from $67,233 to $91,749 with the average total cash compensation of $78,007.
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65960
88480

 

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Skills associated with Loan Examiner II: Risk Assessment, Banking Software, Compliance Audit, Audit Documentation ...More

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Loan Examiner II Salary in United States
Loan Examiner II Salary Graph, Regional Distribution and Summary