Key Factors That Influence Loan Examiner I Salaries
A Loan Examiner I's salary isn't a fixed number.
It's shaped by several important factors.
Below, we'll explore how your years of experience, geographic location, education, and company size can directly affect your earning potential.
How Experience Level Affects Loan Examiner Salaries?
Experience is a primary driver of a Loan Examiner I's salary.
As you build your skills and take on more complex tasks, your compensation generally increases.
Here's how the average salary grows at different career stages:
Loan Examiner I (0-2 years): $57,900
Loan Examiner II (2-4 years): $76,052
Loan Examiner III (4-7 years): $116,109
Loan Examiner Manager (7+ years): $139,742
Job Role
Years of Experience
Average Salary
Loan Examiner I
0-2 years
$57,900
Loan Examiner II
2-4 years
$76,052
Loan Examiner III
4-7 years
$116,109
Loan Examiner Manager
7+ years
$139,742
$57,900Loan Exam...
$76,052Loan Exam...
$116,109Loan Exam...
$139,742Loan Exam...
View as Table
View as Graph
What Am I Worth?
How Do Loan Examiner I Salaries Vary from State to State?
Your salary can change significantly depending on where you work.
States with a higher cost of living and strong industrial sectors
often pay more to attract Loan Examiner Is.
For example, consider the average annual salaries in these key locations:
Salaries can also vary between different cities.
Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay.
Here are a few examples of average annual salaries in different U.S. cities:
San Jose: $73,029
San Francisco: $72,230
Oakland: $70,707
San Jose, CA$73,029
San Francisco, CA$72,230
Oakland, CA$70,707
New York, NY$66,665
Paramus, NJ$65,855
Queens Village, NY$65,852
Passaic, NJ$65,797
Bergenfield, NJ$65,792
Stamford, CT$65,664
Huntington, NY$65,641
Newark, NJ$65,213
Bridgeport, CT$65,091
Vallejo, CA$64,975
New Brunswick, NJ$64,952
Petaluma, CA$64,917
Middlesex, NJ$64,807
Somerset, NJ$64,767
Santa Cruz, CA$64,692
Boston, MA$64,338
Monterey, CA$64,135
Seattle, WA$64,003
Santa Rosa, CA$63,991
Los Angeles, CA$63,974
Juneau, AK$63,823
Washington, DC$63,759
Orange, CA$63,553
Santa Ana, CA$63,401
Long Beach, CA$63,343
Anaheim, CA$63,331
Anchorage, AK$63,302
Santa Maria, CA$63,128
Everett, WA$63,117
Danbury, CT$62,913
Bremerton, WA$62,833
Tacoma, WA$62,625
New Suffolk, NY$62,623
Sacramento, CA$62,607
Santa Barbara, CA$62,544
Trenton, NJ$62,480
San Diego, CA$62,480
Brockton, MA$62,416
Fairbanks, AK$62,274
Lompoc, CA$62,127
Lowell, MA$62,080
Ventura, CA$62,069
Nashua, NH$62,057
Stockton, CA$62,051
Modesto, CA$61,629
Poughkeepsie, NY$61,501
Olympia, WA$61,391
Kennewick, WA$61,391
New Haven, CT$61,368
Lawrence, MA$61,160
Hartford, CT$61,102
Riverside, CA$61,090
New Bedford, MA$61,032
Richland, WA$61,032
Bakersfield, CA$60,951
San Bernardino, CA$60,928
New Britain, CT$60,922
Atlantic City, NJ$60,922
New London, CT$60,899
Norwich, CT$60,882
Portsmouth, NH$60,870
Boulder, CO$60,748
Portland, OR$60,668
Worcester, MA$60,662
Minneapolis, MN$60,482
Philadelphia, PA$60,401
Honolulu, HI$60,210
Saint Paul, MN$60,182
Vineland, NJ$60,170
Providence, RI$60,002
Chicago, IL$59,834
Bellingham, WA$59,764
Springfield, MA$59,718
Baltimore, MD$59,701
Chico, CA$59,556
Pittsfield, MA$59,400
Manchester, NH$59,290
Spokane, WA$59,035
Denver, CO$59,029
Albany, NY$58,757
Troy, NY$58,734
Nassau, NY$58,672
Schenectady, NY$58,612
Wilmington, DE$58,566
Burlington, VT$58,485
Salem, OR$58,462
Portland, ME$58,282
Yakima, WA$58,224
Rochester, MN$58,045
Reno, NV$58,016
Fresno, CA$58,016
Milwaukee, WI$57,964
Detroit, MI$57,906
Ann Arbor, MI$57,896
Allentown, PA$57,888
Colorado Springs, CO$57,790
Syracuse, NY$57,761
Carson City, NV$57,761
Houston, TX$57,680
Eugene, OR$57,651
Gary, IN$57,582
Springfield, OR$57,535
Bismarck, ND$57,524
Galveston, TX$57,483
Medford, OR$57,396
Fort Collins, CO$57,373
Concord, NH$57,344
Austin, TX$57,327
Mesa, AZ$57,205
Reading, PA$57,199
Phoenix, AZ$57,194
Dallas, TX$57,176
Saint Cloud, MN$57,121
Madison, WI$57,043
Utica, NY$56,887
Rochester, NY$56,794
Des Moines, IA$56,788
Raleigh, NC$56,783
Atlanta, GA$56,696
Battle Creek, MI$56,678
Salt Lake City, UT$56,661
Lancaster, PA$56,574
Harrisburg, PA$56,493
Kansas City, MO$56,435
Champaign, IL$56,424
Kansas City, KS$56,424
Fort Worth, TX$56,418
Columbus, OH$56,408
Boca Raton, FL$56,395
Pittsburgh, PA$56,371
Richmond, VA$56,348
Indianapolis, IN$56,337
Cleveland, OH$56,331
Las Vegas, NV$56,261
Cincinnati, OH$56,261
Petersburg, VA$56,175
Huntsville, AL$56,088
Lansing, MI$56,049
Lebanon, PA$56,041
Pueblo, CO$56,036
Appleton, WI$56,018
Buffalo, NY$55,995
Dayton, OH$55,978
Racine, WI$55,966
Charlotte, NC$55,960
Saint Louis, MO$55,943
York, PA$55,908
Elkhart, IN$55,908
Gastonia, NC$55,897
Billings, MT$55,883
Beaumont, TX$55,868
Lorain, OH$55,856
Benton Harbor, MI$55,845
Toledo, OH$55,833
Binghamton, NY$55,804
Rock Hill, SC$55,798
Rockford, IL$55,769
Springfield, IL$55,746
Elyria, OH$55,740
Fargo, ND$55,740
Flagstaff, AZ$55,700
Fort Lauderdale, FL$55,665
Duluth, MN$55,630
Miami, FL$55,630
Cheyenne, WY$55,590
Grand Forks, ND$55,590
Bangor, ME$55,462
Cedar Rapids, IA$55,399
Durham, NC$55,374
Louisville, KY$55,370
Grand Rapids, MI$55,358
Hialeah, FL$55,352
Casper, WY$55,271
Scranton, PA$55,202
New Orleans, LA$55,184
Virginia Beach, VA$55,179
Akron, OH$55,150
Peoria, IL$55,074
Sarasota, FL$55,063
Nashville, TN$55,022
Omaha, NE$55,022
Green Bay, WI$55,022
Baton Rouge, LA$54,993
Charleston, SC$54,982
Jamestown, NY$54,953
Davenport, IA$54,953
Tucson, AZ$54,924
Saint Petersburg, FL$54,889
Tampa, FL$54,878
Evansville, IN$54,843
Port Arthur, TX$54,843
Bradenton, FL$54,820
Santa Fe, NM$54,716
Orlando, FL$54,611
Clearwater, FL$54,594
Canton, OH$54,472
La Crosse, WI$54,472
Albuquerque, NM$54,438
Newport News, VA$54,432
High Point, NC$54,414
Ogden, UT$54,391
Corpus Christi, TX$54,345
Norfolk, VA$54,310
Laramie, WY$54,310
Rock Island, IL$54,275
Saginaw, MI$54,264
Jacksonville, FL$54,258
Salisbury, NC$54,247
Boise, ID$54,235
Moline, IL$54,206
Fort Myers, FL$54,189
Memphis, TN$54,177
Tulsa, OK$54,148
Waterloo, IA$54,113
Spartanburg, SC$54,055
Lincoln, NE$54,026
Fort Wayne, IN$54,015
Provo, UT$54,009
Cedar Falls, IA$53,940
San Antonio, TX$53,916
Greensboro, NC$53,893
South Bend, IN$53,888
Savannah, GA$53,824
Muskegon, MI$53,801
Birmingham, AL$53,795
Winston Salem, NC$53,767
Lake Charles, LA$53,627
Anderson, IN$53,615
Lexington, KY$53,598
Augusta, GA$53,581
Greenville, SC$53,581
Lima, OH$53,534
Wichita, KS$53,529
Tuscaloosa, AL$53,529
Columbia, SC$53,476
Springfield, OH$53,465
Asheville, NC$53,372
Bloomington, IN$53,332
Knoxville, TN$53,123
Shreveport, LA$53,117
Wilmington, NC$53,042
Roanoke, VA$53,042
Topeka, KS$52,938
Frankfort, KY$52,932
Oklahoma City, OK$52,892
Chillicothe, OH$52,868
Longview, TX$52,863
Melbourne, FL$52,857
Sioux Falls, SD$52,764
Mobile, AL$52,758
Terre Haute, IN$52,735
Altoona, PA$52,701
Amarillo, TX$52,660
Killeen, TX$52,643
Fayetteville, AR$52,596
Chattanooga, TN$52,579
Sioux City, IA$52,527
Idaho Falls, ID$52,515
Lynchburg, VA$52,469
Gainesville, FL$52,394
Portsmouth, OH$52,365
Little Rock, AR$52,353
Lafayette, LA$52,330
Youngstown, OH$52,330
Daytona Beach, FL$52,295
Clarksville, TN$52,289
Pensacola, FL$52,284
Temple, TX$52,280
Hopkinsville, KY$52,110
Erie, PA$52,098
Florence, SC$52,075
Charleston, WV$51,983
Great Falls, MT$51,954
Macon, GA$51,873
Tallahassee, FL$51,867
Fayetteville, NC$51,855
Waco, TX$51,844
Helena, MT$51,803
Pine Bluff, AR$51,781
Vincennes, IN$51,710
Lubbock, TX$51,687
Alamogordo, NM$51,653
Twin Falls, ID$51,600
Rapid City, SD$51,583
Jackson, MS$51,479
Huntington, WV$51,475
Greenville, MS$51,473
Parkersburg, WV$51,414
Montgomery, AL$51,404
Wichita Falls, TX$51,346
Springfield, MO$51,346
Biloxi, MS$51,317
Monroe, LA$51,259
Johnstown, PA$51,218
Sumter, SC$51,195
Columbus, GA$51,189
Pascagoula, MS$51,079
Abilene, TX$51,079
Kingsport, TN$50,929
Albany, GA$50,929
Gulfport, MS$50,911
Alexandria, LA$50,720
Fort Smith, AR$50,576
El Paso, TX$50,419
Las Cruces, NM$50,159
Harlingen, TX$50,012
Pocatello, ID$50,002
Florence, AL$49,927
Brownsville, TX$49,916
Mcallen, TX$49,794
Dothan, AL$49,713
Columbus, MS$49,369
Altus, OK$49,099
Lawton, OK$48,989
Pierre, SD$48,781
What Skills Can Increase a Loan Examiner I's Salary?
Demanded Skills for the Role:
Analysis (Mentioned in 16.67% Job Postings): Analysis is the process of considering something carefully or using statistical methods in order to understand it or explain it.
Business Administration (Mentioned in 16.67% Job Postings): It is the management of all aspects of a business's performance, decisions, and organization. It includes the day to day operations, aspects including finances and human resources, and ensures the company stays aligned to the goal or mission.
Credit Analysis (Mentioned in 16.67% Job Postings): Credit analysis is the method by which one calculates the creditworthiness of a business or organization. In other words, It is the evaluation of the ability of a company to honor its financial obligations. The audited financial statements of a large company might be analyzed when it issues or has issued bonds. Or, a bank may analyze the financial statements of a small business before making or renewing a commercial loan. The term refers to either case, whether the business is large or small. The objective of credit analysis is to look at both the borrower and the lending facility being proposed and to assign a risk rating. The risk rating is derived by estimating the probability of default by the borrower at a given confidence level over the life of the facility, and by estimating the amount of loss that the lender would suffer in the event of default. Credit analysis involves a wide variety of financial analysis techniques, including ratio and trend analysis as well as the creation of projections and a detailed analysis of cash flows. Credit analysis also includes an examination of collateral and other sources of repayment as well as credit history and management ability. Analysts attempt to predict the probability that a borrower will default on its debts, and also the severity of losses in the event of default. Credit spreads—the difference in interest rates between theoretically "risk-free" investments such as U.S. treasuries or LIBOR and investments that carry some risk of default—reflect credit analysis by financial market participants.
See More Skills
Skills
Demand Percentage
Analysis
16.67%
Business Administration
16.67%
Credit Analysis
16.67%
What skills can make your compensation higher?
Mastering certain specialized skills can lead to a significant increase in pay.
Here are examples of skills and the potential impact they can have on a Loan Examiner I's salary.
Credit Analysis: Can increase your salary by up to 7%.
Risk Management: Can increase your salary by up to 3%.
Skill
Salary
Salary % Increase
Credit Analysis
$61,953
7%
Risk Management
$59,637
3%
Get Latest Data
Loan Examiner I Salary by Company Size: Startups vs. Enterprise
Loan Examiner I salary potential scales significantly with company size.
Data shows that Enterprise companies (5,000+ employees) pay the highest average salary at around $62,744.
While startup companies pay approximate $53,081.
Loan Examiner I Salary by Company Size
Company Size
Employees
Average Salary
Startup
1~50
$53,081
Growth Stage
51~500
$56,143
Established
501~5000
$60,601
Enterprise
5000+
$62,744
Loan Examiner I Salary by Industry: Top Paying Sectors
For Loan Examiner I roles, the industry you choose can impact your earning potential
by as much as 40% (the gap between the highest and lowest paying industries).
Data shows that the highest-paying industry, Financial Services,
offers compensation 20% above the average. Conversely,
Loan Examiner positions in Business Services typically offer lower base pay,
as this sector often view Loan Examiner I as a support function rather than a direct revenue driver.
The top paying industry for a Loan Examiner I
Industry Sector
Average Annual Salary
Average Hourly Rate
Pay vs.Avg
Financial Services
$69,480
$33.0
20%
How Education impacts a Loan Examiner I's Salary?
Your level of education can impact your salary potential.
While many Loan Examiner Is enter the field with a Associate's Degree degree,
higher education can lead to more specialized and higher-paying roles.
According to our 100% employer-reported salary data,
the median salary for a Loan Examiner I with a Associate's Degree is between
$48,587
and $53,728).
Loan Examiner I Salaries by Degree Level
Typical Education for Loan Examiner I
No Diploma9.1%
High School9.1%
Associates18.2%
Bachelors72.7%
Masters0.0%
Doctorate0.0%
view as table
Degree Level
% of user with this level of education
No Diploma
9.1%
High School
9.1%
Associates
18.2%
Bachelors
72.7%
Masters
0.0%
Doctorate
0.0%
view as graph
Loan Examiner I Salary: Hourly Rate, Weekly Pay, and Monthly Pay
Understanding how a Loan Examiner I's annual salary breaks down can help with budgeting.
Below, you can see the average hourly rate, weekly pay, and monthly pay for this role.
Use the buttons to switch between different pay periods.
Hourly
Monthly
Weekly
Yearly
Table View
Last Updated on July 01, 2026
$50,618
Average$57,900/year
$61,967
$4,218
Average$4,825/month
$5,164
$973
Average$1,113/week
$1,192
$24
Average$28/hour
$30
Annual Salary
Monthly Pay
Weekly Pay
Hourly Wage
75th Percentile
$61,967
$5,164
$1,192
$30
Average
$57,900
$4,825
$1,113
$28
25th Percentile
$50,618
$4,218
$973
$24
Loan Examiner I Salary Growth & Career Path
For a Loan Examiner I, the most direct path to higher earnings is advancing to the Loan Examiner II role.
This promotion typically comes with a significant pay increase, bringing the average annual salary to
$76,052 - a projected growth of
31%
over your current level.
Salaries for a Loan Examiner I can change over time,
reflecting shifts in market demand and the overall economy.
The median salary decreased from $56,395 in 2023
to around $55,277 in 2025,
reflecting changes in demand, location, experience, and the wider economy.
For a detailed analysis of Loan Examiner I salary trends,
.
Average Annual Salary of Loan Examiner I Over Time
2022
$???
2023
$56,395
2024
$55,815
2025
$55,277
2026
$???
2027
$???
Year
Average Annual Salary
2022
View More
2023
$56,395
2024
$55,815
2025
$55,277
2026
View More
2027
View More
Most common benefits for Loan Examiner I
Social Security
401(k)
Disability
Healthcare
Pension
Time Off (days)
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Compensation Planning
Common company salaries for Loan Examiner I
Here are companies hiring for Loan Examiner I and their salaries, click below for more details.
K
$114,295/per year
Kpmg Us LLP
Business Services
the United States
W
$114,096/per year
Warner Bros Discovery
Business Services
the United States
D
$111,927/per year
Dentsu International Ltd
Business Services
the United States
G
$111,873/per year
GroupM Worldwide Inc
Business Services
the United States
C
$111,651/per year
CoWorx Staffing
Business Services
the United States
C
$110,194/per year
Contemporary Services Corp
Business Services
the United States
S
$107,128/per year
Showcase Cinemas
Business Services
the United States
A
$106,429/per year
Amentum Services Inc
Business Services
the United States
A
$106,199/per year
Allied Universal Security Services LLC
Business Services
the United States
S
$106,104/per year
Sodexo USA
Business Services
the United States
J
$105,192/per year
JLL Technologies
Business Services
the United States
I
$104,478/per year
Intact Insurance Group USA LLC
Business Services
the United States
N
$101,619/per year
NielsenIQ
Business Services
the United States
T
$101,470/per year
The Leading Edge Alliance
Business Services
the United States
H
$101,308/per year
Honeywell UOP
Business Services
the United States
R
$97,720/per year
Reeve & Associates
Business Services
the United States
M
$97,584/per year
ManpowerGroup Global Inc
Business Services
the United States
F
$95,980/per year
Financial Sys Nco
Business Services
the United States
A
$95,314/per year
Arrow Global Ltd
Business Services
the United States
C
$94,777/per year
CarMax Enterprise Services LLC
Business Services
the United States
D
$94,479/per year
DZConneX
Business Services
the United States
A
$93,802/per year
Adecco Staffing, USA
Business Services
the United States
R
$92,937/per year
Resource MFG
Business Services
the United States
Z
$92,774/per year
Zachry Brands Inc
Business Services
the United States
G
$88,138/per year
Greystar Worldwide LLC
Business Services
the United States
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FAQ about Loan Examiner I
1. Where can a Loan Examiner I earn the most?
A Loan Examiner I's earning potential can vary widely depending on several factors, including location, industry, experience, education, and the specific employer.
According to the latest salary data by Salary.com, a Loan Examiner I earns the most in San Jose, CA, where the annual salary of a Loan Examiner I is $73,029.
2. What is the highest pay for Loan Examiner I?
The highest pay for Loan Examiner I is $65,670.
3. What is the lowest pay for Loan Examiner I?
The lowest pay for Loan Examiner I is $43,988.
4. What are the responsibilities of Loan Examiner I?
Conducts independent regulatory examinations of financial institutions to assess the safety and soundness of lending practices, adequacy of credit risk management, and compliance with applicable laws and regulations. Examines loan portfolios to validate internal loan risk ratings and evaluate credit quality, documentation accuracy, and regulatory compliance. Assesses the effectiveness of a bank's loan review function and credit administration practices. Identifies potential credit risks, classification issues, and documentation deficiencies. Prepares examination reports to detail and document findings and required actions, communicating with bank management and regulatory bodies. Requires a bachelor's degree. Typically reports to a manager. Work is closely managed. Works on projects/matters of limited complexity in a support role. Typically requires 0-2 years of related experience.
5. What industry pays the highest salary for Loan Examiner I?
The Financial Services industry offers the highest average compensation for Loan Examiner I roles,
with salaries approximately 20% above the market median.
Where Does Our Salary Data Come From?
Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.
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